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Open Account Personal Loan Transfers

What types of Transfers are there and which are the differences?

Through the Website, App or Support Line you can make National, International, Instant National and Instant SEPA Transfers.

National Transfers (interbank), for Accounts domiciled in other banking institutions, are free through our digital channels and have a limit of 12.500€ per transaction. The amount can take up to 48h to be available at the recipient's Account.

Instant Transfers have a cost of 1,60€ and can be performed on our digital channels. They have a limit of 12.500€ per transaction and are only available when the recipient's bank is associated.

Intrabank Transfers, for Accounts domiciled on the same banking institution, are free and instant (depending on the system's availability) through our digital channels and have a limit of 12.500€ per transaction.

International Transfers:

  • SEPA+, transfers covered by Regulation (CE) n.º 924/2009 are free through our digital channels and have a limit of 12.500€ per transaction.
  • Non SEPA+, transfers not covered by Regulation (CE) n.º 924/2009, available on all channels except the App. The cost varies depending on the channel where the transaction is performed. They have a limit of 12.500€ per transaction.

For security reasons, the Bank may occasionally change the transfers limits on digital channels. If that happens you should contact our Support Line.