A more sustainable tomorrow
starts now

Personal Loan ECOActivo
TAEG 7,6% | TAN 6,250%


Exclusive product of the Pontos Activo and Support Line *


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A Loan that shares its values

We are fixed on a better future

Fixed TAN for the entire Loan TAEG 7,6% | TAN 6,250%

Reward for the Eco choice

Return of the loan origination fee (1% of the amount financed, with a minimum of EUR 10 and a maximum of EUR 150), on presentation of the receipt dated after the financing.

Access to other incentives

Eligibility for other contributions from national funds, such as the Environmental Fund

Sustainability to suit you

Flexibility of term and amount

From 12 to 84 months, according to the amount:

Until 48 months

1.000€ – 3.000€

Until 84 months

3.001€ – 75.000€ 

You can always settle in advance, without paying more

We support ECOhabits in:

Home

Lighting, insulation, efficient windows, household appliances, water use devices, boilers and stove

Travel

Electric bicycles

To simulate, visit us at a Ponto Activo or contact us through the Support* and ask for your Credit, presenting the budget of expenditure to be incurred

Find Ponto Activo nearest you

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the minimum and maximum ages to request a Personal Loan?

The Personal Loan is for Clients between the ages of 18 and 70.

Are there fees for the Loan request?

There is a Loan opeing fee of 1% over the financed value, with a minimum of 10€ and a maximum of €150.

Are there mandatory insurances?

No. You can susbscribe a Life Insurance. For amounts over 15.000€ you can also subscribe a Payment Protection Plan. Both can be included in the financed amount.

What is the Payment Plan?

The Payment Plan is a projection in time of the payments to be made for the refund of a financing. For the Personal Loan with fixed rate, the settlement of the financing is made through constant instalments, with a monthly frequency (of capital and interest).

Can I give up on my Loan after I hire it?

You can give up on the Loan contract within 14 calendar days from the time of the signature, without specifying any reasons for the dropout, on the terms of article 17.º of Decree-Law n.º 133/2009 June 2nd. You can make this request through our Website or App, call +351 210 030 700 or go to one of our Branches. By giving up on the contract you will have to return the amount that has been loaned to you and pay the accrued interest within 30 days.

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Documentation

Here, you can consult detailed information about our Personal Loan ECOActivo

Normalized Information Sheet Credit Default Contracts Rights and Duties

*Support Line +351 210 030 700, in or outside Portugal. Personalized service on working days and national holidays (8h-22h), Saturdays (10h-20h), Sundays and remaining holidays (12h-20h). Automatic customer service available 24 hours/day. The cost of communications depends on the tariff agreed with your telecommunications operator.

TAEG of 7,6%, TAN of 6,250%, with monthly instalment of €148,49, for an example of a Loan of €10.000 to 84 months. Total amount charged to the consumer of €12.753,16, including a Loan origination fee of €100, interest, Stamp Duty on the use of the Loan and on the interest and commission. Loan opening fee of 1% over the financed amount, with a minimum of €10 and a maximum of €150.

Simulation and Loan application done through the presentation of a budget of the expenses to be incurred. Return of the Loan origination fee (1% of the amount financed, with a minimum of €10 and a maximum of €150), upon presentation of a receipt dated after the financing.

Subject to Credit decision.