Drive your own destiny​

Young Car and Motorcycles Loan

TAEG 8,5% | TAN 6,750%

TAEG 7,7% | TAN 6,000%

Campaign valid from 1/12 to 31/12 of 2023

Simulate Car Loan

Are you a motorcycle fan?

Don't go around in circles

Fixed rate throughout the duration of the Loan
TAEG 7,7% | TAN 6,000%

Get ready to move

Loan opening fee of 2% over the financed amount, with a maximum of €300.

Control the speed

Deadline ( from 18 to 84 months) and amount ( €1.500 to €30.000) flexibility.

Start the journey from a distance

Through the Site or the App, simulate your Credit at any time.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is TAEG? And MTIC?

TAEG (Annual Percentage Rate) is the total cost of the Loan, paid by the consumer, expressed as an annual percentage of the granted loan's amount. When calculating the TAEG, expenses of collection of refunds and interest payment are included,as well as the remaing charges to bear (taxes, fees and mandatory insurances).

TAEG can be used to compare Loan proposals. For Loan proposals with the same amount, term, and refund modality, the proposal with the lowest TAEG is the cheapest for the Client. It includes interest + fees + expense+ taxes + insurances.

MTIC (total amount charged to the consumer) its the sum of the total amount of the Loan with the associated costs (interest, fees, taxes and other charges).

Take note that for Loans the tax is variable, MTIC is merely indicative as the interes rate of these Loans can vary with time, according to the fluctuation of the indexed used. (EURIBOR).

What is the main advantage of requesting a Car and Motorcycle Loan?

You can request the Loan, anywhere at any time, through our App (up to €15.000). For amounts from €15.001 to €30.000, the request will have to be done at an ActivoBank Branch or through our Support Line.

Is this financing subject to the payment of Stamp Duty?

Yes, the Stamp Duty is applied to the Loan opening, over the interest and associated fees (for example, the Loan Opening Fee).

What is TAN (Nominal Rate)?

The TAN (Nominal Rate) is the interest rate expressed as a fixed or variable percentage, applied to the used Credit amount on an anual basis.

What are the deadlines for Car and Motorcycle Loans?

The deadlines vary:

  • 18 and 48 months, for amounts up to 3.000€;
  • 18 and 84 months, for amounts higher than 3.001€ and up to 50.000€.

Will I have reserve of ownership?

With ActivoBank, you don't need reserve ownership, the car will be yours from the beginning.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

TAEG of 7,7%, TAN of 6,000%, with monthly installments of €147,24, for a €10.000 loan with a 84-month term. Total amount charged to the consumer of €12.752,16, including Loan Opening Fee of €200, interest and Stamp Duty on the use of the Loan and on the interest and commission. Loan Opening Fee of 2% over the financed amount, with a maximum of €300. Subject to Credit assessment.​

Campaign valid from December 1 to 31, 2023.

The Loan's settlements are regular charges of the banking Client's household budget. It is essential that the Client previously weighs the financial ability to ensure the payment of the ongoing settlements of the desired Loans to hire. For further information on household budget management consult "Todos Contam" at www.todoscontam.pt The provision of the Loan is subject to the macroprudential rules of Banco de Portugal.

For amounts up to €15.000, the Loan request is analyzed online and, if approved, the hiring of the Used Car and Motorcycles Loan will be made online and the requested amount will be deposited on the Current Account. For higher amounts, in case of approval, the hiring of the Used Car and Motorcycles Loan will be made at an ActivoBank Branch or via the Support Line.

Support Line: + 351 210 030 700 (calls to national landline network), with personalized service available on business days (8am to 10pm), Saturdays (10am to 8pm), Sundays and public holidays (12pm to 8pm). The cost of communications depends on the tariff agreed with your telecommunications operator. Valid for Clients with a risk profile that is adequate to the product.


Abertura de Conta condicionada à aceitação do Cliente pelo Banco, nos termos da sua política de aceitação de Clientes. Depósito mínimo inicial de 500€ (100€ se estudante, domiciliação de ordenado, protocolos worksite e abertura por videochamada ou 0€ se abertura por chave móvel digital). Na abertura de conta online deve realizar como primeiro movimento uma transferência bancária. Este montante é saldo em Conta, ficando inteiramente à disposição do Cliente.