Activo Kids Savings​

Yes, the Deposit Guarantee Fund guarantees a refund of up to €100.000,000 per depositor.

Interest will be credited on your associated Current Account.

It depends on the conditions of the Deposit/Savings. You should consult the “Early Withdrawl” section in the Normalized Information Sheet. ​

They are deposit solutions for a specific period, with the guarantee of receiving back the invested amount plus interest. These products are more suitable for those looking to invest their savings without risk, with guaranteed returns.

The Gross Nominal Annual Interest Rate (GNAR) corresponds to the rate that remunerates term deposits without deducting income tax. On the other hand, the Net Nominal Annual Interest Rate (NNAR) already includes the withholding of income tax, reflecting the actual remuneration that the Client will receive.

Interest rates are calculated daily on the capital invested and not disbursed at each moment, based on a year of 360 days and a reference of 30 days per month, without rounding.

In the case of a 6-month deposit, a GNAR of 3.5% will correspond to an effective rate of 1.75% (3.50% * (180/360)). This occurs because the investment corresponds to only half of the year. 

No. In the event of early withdrawal, a penalty of 100% will be applied to the interest gathered on the mobilized amount for the respective period and not yet paid. However, the initial amount will be returned in full.