Because growing up also means learning how to save

Activo Kids Savings​

GNAR: 1,35% | NNAR: 0,97%

€0 Account maintenance fee

Term: 90 days renewable

Minimum amount: €10

Maximum amount: €10.000​

Exclusive Savings for holders of a Minor Current Account.

For 11 renewals, the applicable rate will be the current Poupança Kids Activo rate.​ From the 12th renewal onwards, the Standard Deposit rate applies.​ Loyalty bonuses: 0.05% on the 4th and 8th renewal.​ Allows partial or total mobilization with 100% interest penalty.

Set-up
Logo Fnac

Account opening without minimum initial deposit. For Accounts opened digitally, the first transaction must be done through a bank transfer. Subject to the Bank’s Customer acceptance policy.

Discover the advantages of Saving​

Because growing up also means learning how to save

1

Open a Savings Account TANB 1,35%​
Term: 90 days renewable

2

At the end of the 1st year, a loyalty bonus of 0.05%

3

At the end of the 2nd year, a loyalty bonus of 0.05%​ and a €5 FNAC voucher

4

At the end of the 3rd year, a €10 Amazon voucher.

5

At 18, the little ones have a nice cushion!​

Receive exclusive​
Fnac vouchers

€5 in FNAC vouchers at the end of the 2nd year and €10 at the end of the 3rd year.

Campaign valid for:

Openings made between 25/08 and 31/12 of 2025.​

Balances superior or equal to €2.500​.

Voucher redemption in the App during the month prior to the completion date of the 2nd and 3rd year.​

Mantain the Savings until the offers mature​.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

Yes, the Deposit Guarantee Fund guarantees a refund of up to €100.000,000 per depositor.

Interest will be credited on your associated Current Account.

It depends on the conditions of the Deposit/Savings. You should consult the “Early Withdrawl” section in the Normalized Information Sheet. ​

They are deposit solutions for a specific period, with the guarantee of receiving back the invested amount plus interest. These products are more suitable for those looking to invest their savings without risk, with guaranteed returns.

The Gross Nominal Annual Interest Rate (GNAR) corresponds to the rate that remunerates term deposits without deducting income tax. On the other hand, the Net Nominal Annual Interest Rate (NNAR) already includes the withholding of income tax, reflecting the actual remuneration that the Client will receive.

Interest rates are calculated daily on the capital invested and not disbursed at each moment, based on a year of 360 days and a reference of 30 days per month, without rounding.

In the case of a 6-month deposit, a GNAR of 3.5% will correspond to an effective rate of 1.75% (3.50% * (180/360)). This occurs because the investment corresponds to only half of the year. 

No. In the event of early withdrawal, a penalty of 100% will be applied to the interest gathered on the mobilized amount for the respective period and not yet paid. However, the initial amount will be returned in full.

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Activo Kids Savings
​GNAR 1,35% | NNAR 0,97% , Term 90 days renewable

Minimum amount per Deposit: €10 | Maximum amount per Deposit: €10,000 | Top-ups are allowed | Early redemption, partial or total, is allowed at any time during the Term Deposit, with a 100% penalty applied to the interest on the redeemed amount | From the 12th renewal onwards, the Standard Deposit rate applies. Valid for Customers holding a Minor Current Account. Vouchers are awarded under the applicable conditions.

Offer of a €5 FNAC voucher (at the end of the 2nd year) and a €10 Amazon voucher (at the end of the 3rd year). This campaign is valid for deposits made between 25/08 and 31/12/2025 for balances ≥ €2,500. The Activo Kids Savings must be maintained until the offer’s maturity. In the month prior to the end of the 2nd and 3rd year, you must subscribe to the campaign via the banner available on the ActivoBank App, in the "For You" section.