Terms and Deposits

Special Deposit AB

Thinking about the future? Simplify.

Reinforcements are not allowed.

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: Automatically renewable under the current conditions of the Standard Deposit (see price list).

New Clients Deposit AB

For those who have just started to simplify.

Reinforcements are not allowed.

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: Automatically renewable under the current conditions of the Standard Deposit (see price list).

New AB Salary Deposit

For Salary domiciliations since 1/01/2025.

Reinforcements are not allowed.

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: Automatically renewable under the current conditions of the Standard Deposit (see price list).

New Money Deposit

Constitutions with an increase in resources above €5,000 in the last 30 days.

Reinforcements are not allowed.

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: Automatically renewable under the current conditions of the Standard Deposit (see price list).

Salary Savings AB

For Clients with a Current Account with Salary or Pension domiciled in the last 60 days.

Interest: monthly (due date of the deposit or settlement date, the term is 30 days).

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: Maximum 3 renewals, in the due date, automatically renewable under the current conditions of the Standard Deposit.(see price list).

Choose Your Term Savings

For those who want to choose the Term of their Savings.

Interest: monthly (due date of the Deposit or settlement date, the term is 30 days).

Set-up minimum per savings account: €1

Capitalization of interest is permitted.

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: Automatically renewable under the current conditions of the Standard Deposit (see price list).

Kids Activo Savings

Teaching them to save is taking care of their future.

Interest: Quarterly, credited to your Current Account or Savings, in case of interest capitalization.

Minimum for set-up/maintenance/reinforcement: €10

Maximum set-up per Saving: €10 000

Early mobilization, either partial or total, is permitted at any time during the term of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.

Renewals: For 11 renewals, the applicable rate will be the current Kids Activo Saving rate. From the 12th renewal onwards, the applicable interest rate will be the one in effect for the Standard Term Deposit on the renewal date, as published in the Bank's Price List. Loyalty bonuses apply: 0.05% on the 4th and 8th renewal.

AB Plus Term Deposit

Exclusive to Plus Plan Clients.

Top ups Not Allowed.

Penalty interest is charged for early drawdown.

Renewals: Automatically renewable under the current conditions of the Standard Deposit. (see price list).

AB Premium Term Deposit

Exclusive to Premium Plan Clients.

Top ups Not Allowed.

Penalty interest is charged for early drawdown.

Renewals: Automatically renewable under the current conditions of the Standard Deposit. (see price list).