SALARY ADVANCE CREDIT

TAEG 13,8% | TAN 12,500%

Your salary, on the day you choose

Voucher Galp
Vale	€25	€50
For Salary Advance	≥750 ≤900	>900

Valid from 01.05.26 to 30.06 de 2026.

Only available to customers with a domiciled salary of €750 or more. Excludes customers who have had an active contract in the last 12 months. This is an authorised overdraft facility. Financed amount: between €250 and €5,000. Credit subject to approval.

Advance Salary

No minimum amount required to open an account. In the case of accounts opened digitally, the first transaction must be made via bank transfer.
Subject to the Client Acceptance Policy.

Domicile your Salary with us

Choose ActivoBank to receive your Salary

Open the App, go to More > For You > Ordenado Activo and click on the Salary Domiciliation button

Send the IBAN to your employer

Use the email we have prepared for you and send it to your employer so that the Salary can be transferred to your IBAN at ActivoBank

Customers have decided. We are No. 1

ActivoBank received the “Wise Choice” seal in the category of Current Account with salary domiciliation, awarded by DECO PROteste. Seal valid until May 2026. This award is the sole responsibility of the entity that granted it.

ActivoBank received the Consumer Choice Award 2026 in the “Digital Bank” category. Award granted in January 2026 by ConsumerChoice - Consumer Satisfaction Evaluation Centre. Valid until December 2026. This award is the sole responsibility of the entity that granted it.

ActivoBank received the Five Star Award 2026 in the “Digital Banking” category. Award granted in January 2026 by Five Stars Consulting Portugal, Lda. Valid until December 2026. This award is the sole responsibility of the entity that granted it.

Documentation

Consult here more information about Salary Advance Loan

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is the Salary Advance?

The Salary Advance or Overdraft is an option that allows you to have up to 100% of your salary or pension/pension from the first day of each month, from €250 up to €5,000 of financed amount. It is available for Clients with Salary Domiciliation of €750 ou more.. It allows you to have more liquidity for your daily life or for unexpected expenses at preferential conditions. It also allows you more liquidity in your daily life or to face unexpected expenses, with favorable terms. 
When you contract for a salary advance, this option is available to you if you choose to use it. If you do not use it, there is no cost to you. If you do use it, you will be charged interest at the current rate – check the price list.  
The salary advance contract is subject to a credit decision.

When is the Salary Advance available and what’s the amount? 

The Salary Advance is available on the first day of each month, with a maximum amount equal to the monthly average of the values credited to the Current Account as salary/pension (properly codified) in the previous two months, not exceeding the maximum contracted amount. 

What happens if there is a month in which there is no salary or pension transfer?

If there is a month in which the transfer of a salary to the Account is not verified, even if this is due to a delay in the transfer of the salary or retirement/retirement, the amount made available on the 1st of the following day will only be equal to 75% of the average of the previous two months and may not exceed the maximum amount stipulated in the contract.

Why do I no longer have access to the Active Salary?

If for two consecutive months the properly codified processing of salary or pension transfers is not verified, you will no longer have access to salary or pension advances.

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HelpCenter

Salary Advance Loan is an authorized overdraft facility which allows you to access up to 100% of your Salary, in advance on the first day of each month, with a financed amount from €250 up to €5,000.

TAEG 13,8% | TAN 12,500% Amount used: €1,500, for 90 days; Interest €46.89 + Stamp Duty €1.89, which corresponds to an annual percentage rate (APR) of 12.6%. Stamp Duty exemption for the use of the Credit up to the amount of the monthly Salary credited to the Account.

Campaign valid for new contracts between 01/05/2026 and 30/06/2026, excluding Clients who have had an active contract in the last 12 months.

After receiving the push notification informing you that you are eligible, you have 30 days to click on the banner in the ActivoBank App and request the voucher. The delivery will be made by Apoio AB.