SALARY ADVANCE CREDIT

Is your salary sprinting? Anticipate up to 100% of your salary and receive a voucher of up to 50€ from amazon.es


Amazon voucher	€25	€50
for Salary Anticipations	≥ €750 ≤ €900	> €900

TAEG 12,6% | TAN 11,500%

Campaign valid from 1/5 to 30/6/2025.

This is an authorized overdraft facility.

Advance Salary

Credit subject to approval

Salary Advance Loan surprise proof, from day one

No sign-up
fee

Advance up to 100%
of your salary

Available
anytime you need

If you don´t use it
you don´t pay anything

Something unexpected? Advance your Salary

TAEG 12,6% | TAN 11,500%

Available from the 1st day of each month

With the advance, you will get an extra amount available when you need it, up to a maximum of €5.000

Domicile your Salary with us

Choose ActivoBank to receive your Salary

Open the App, go to More > For You > Ordenado Activo and click on the Salary Domiciliation button

Send the IBAN to your employer

Use the email we have prepared for you and send it to your employer so that the Salary can be transferred to your IBAN at ActivoBank

Domicilate Salary I already receive in ActivoBank

Our Activo efforts are recognized

These awards are sole responsability of the entities who attributed them.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is the salary advance?

The Salary Advance or Overdraft is an option that allows you to have up to 100% of your salary or pension/pension from the first day of each month. It allows you to have more liquidity for your daily life or for unexpected expenses at preferential conditions. It also allows you more liquidity in your daily life or to face unexpected expenses, with favorable terms. 
When you contract for a salary advance, this option is available to you if you choose to use it. If you do not use it, there is no cost to you. If you do use it, you will be charged interest at the current rate – check the price list.  
The salary advance contract is subject to a credit decision.

When is the Salary Advance available and what’s the amount? 

The Salary Advance is available on the first day of each month, with a maximum amount equal to the monthly average of the values credited to the Current Account as salary/pension (properly codified) in the previous two months, not exceeding the maximum contracted amount. 

What happens if there is a month in which there is no salary or pension transfer?

If there is a month in which the transfer of a salary to the Account is not verified, even if this is due to a delay in the transfer of the salary or retirement/retirement, the amount made available on the 1st of the following day will only be equal to 75% of the average of the previous two months and may not exceed the maximum amount stipulated in the contract.

Why do I no longer have access to the Active Salary?

If for two consecutive months the properly codified processing of salary or pension transfers is not verified, you will no longer have access to salary or pension advances.

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Available between May 1 and June 30, 2025.

Only one AMAZON voucher per Salary Advance Credit and Customer.

Limited to existing stock.

AMAZON voucher of €25 for Salary Advances of €900 or less.

50 AMAZON voucher for salary advances of more than €900.

After receiving a push with the information that they are eligible, the 1st account holder has 30 days to click on the banner that will be available on the ActivoBank App to request the voucher to be sent.

The voucher will be sent by AB Support during the week following the request to send the voucher.

This voucher can only be used to purchase products or services on amazon.es.

1- Salary Anticipation Credit: This is an authorized overdraft facility which allows you to access up to 100% of your salary, in advance on the first day of each month, with a maximum amount of €5,000 financed. For an example of an amount used of €1,500, for 90 days at an APR of 11.500%, the interest will be €43.14 plus Stamp Duty on the interest of €1.74, which corresponds to an annual percentage rate (APR) of 12.6%. Stamp Duty exemption for the use of the Credit up to the amount of the monthly salary credited to the Account. The subscription can only be made for domiciled salaries of €750 or more.

Credit subject to approval.

2- The Active Salary is valid for Customers who have their salary or pension paid in equal to or greater than €750 net. A domiciled salary is considered to be the amount credited by bank transfer duly coded at source with the ISO code “SALA” or “PENS”, “08” or “11”.

Banco ActivoBank, S.A.