Short on salary? Advance it.

Get a voucher of up to €50 from Logo worten

Vale Worten
Worten Voucher	€25	€50
For Salary Advance	≥750 ≤900	≥900

Salary Advance Credit

TAEG 12,6% | TAN 11,500%

30 days to request the voucher in the App.
Campaign valid from 01/09 to 31/10/2025.

This is an authorized overdraft facility.

Financed amount: from €250 up to €5,000.

Advance Salary

Account opening without minimum initial deposit. For Accounts opened digitally, the first transaction must be done through a bank transfer. Subject to the Bank's Customer acceptance policy.

Salary Advance Loan surprise proof, from day one

No sign-up
fee

Advance up to 100%
of your salary

Available
anytime you need

If you don´t use it,
you don´t pay anything

Something unexpected? Advance your Salary

TAEG 12,6% | TAN 11,500%

Available from the 1^st day of each month

With the advance, you will get an extra amount available when you need it, from €250 up to €5.000.

Domicile your Salary with us

Choose ActivoBank to receive your Salary

Open the App, go to More > For You > Ordenado Activo and click on the Salary Domiciliation button

Send the IBAN to your employer

Use the email we have prepared for you and send it to your employer so that the Salary can be transferred to your IBAN at ActivoBank

Our Activo efforts are recognized

These awards are sole responsability of the entities who attributed them

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is the salary advance?

The Salary Advance or Overdraft is an option that allows you to have up to 100% of your salary or pension/pension from the first day of each month, from €250 up to €5,000 of financed amount. It is available for Clients with Salary Domiciliation of €750 ou more.. It allows you to have more liquidity for your daily life or for unexpected expenses at preferential conditions. It also allows you more liquidity in your daily life or to face unexpected expenses, with favorable terms. 
When you contract for a salary advance, this option is available to you if you choose to use it. If you do not use it, there is no cost to you. If you do use it, you will be charged interest at the current rate – check the price list.  
The salary advance contract is subject to a credit decision.

When is the Salary Advance available and what’s the amount? 

The Salary Advance is available on the first day of each month, with a maximum amount equal to the monthly average of the values credited to the Current Account as salary/pension (properly codified) in the previous two months, not exceeding the maximum contracted amount. 

What happens if there is a month in which there is no salary or pension transfer?

If there is a month in which the transfer of a salary to the Account is not verified, even if this is due to a delay in the transfer of the salary or retirement/retirement, the amount made available on the 1st of the following day will only be equal to 75% of the average of the previous two months and may not exceed the maximum amount stipulated in the contract.

Why do I no longer have access to the Active Salary?

If for two consecutive months the properly codified processing of salary or pension transfers is not verified, you will no longer have access to salary or pension advances.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

Salary Advance Credit is an authorized overdraft facility which allows you to access up to 100% of your Salary, in advance on the first day of each month, with a financed amount from €250 up to €5,000.

TAEG 12,6% | TAN 11,500% Amount used: €1,500, for 90 days; Interest €43.14 + Stamp Duty €1.74, which corresponds to an annual percentage rate (APR) of 12.6%. Stamp Duty exemption for the use of the Credit up to the amount of the monthly Salary credited to the Account.

A Salary is considered domiciled when the amount is credited via bank transfer coded at the source with the ISO code “SALA” or “PENS”, “08” or “11”.The subscription can only be made for domiciled Salaries of €750 or more.

The campaign is valid for new contracts between 01/09/2025 and 31/10/2025.

After receiving the push notification informing you that you are eligible, you have 30 days to click on the banner in the ActivoBank App and request the voucher. The delivery will be made by Apoio AB.