Seguro Yolo ActivoBank

YOLO! You only live once.
Enjoy.

A new generation of insurances, thinking about your life.


5% discount on the 1st year of contract, 6% on the 2nd and 7% on the 3rd. Valid until September 30th.

A life Insurance for your life

Starting at €9,52/year

Prize based on a 30-year-old insured person, with death coverage of €10.000

Changes with you

Adapts to all your life’s changes: marriage, house purchase, birth/adoption and children’s school.

Gives you extra security

It’s an Insurance that complements all other insurances you already have. Which means you can apply the insured capital to what you need the most as an expense that is not connected to a treatment.

The subscribed capital under this insurance (if subscribed through “Vital Events”) does not accumulate with other existent policies in the company, for the same insured person.

You don't have to worry

Total flexibility

Choose and adjust the coverages you want throughout your life with the capitals that matter to you and know exactly how much you’re going to pay.

Coverage of serious illnesses

Thinking about the diseases that concern you the most (oncologic and coronary).

Higher capitals for life coverages

Possibility of the complementary coverages having higher capitals regarding the traditional Death coverage.

Simple medical questionnaire

Quicker and easier to fill out

Coverages

Thinking about your life

Choose the coverages and capitals that are right for you

Coverages Minimum Maximum with "Vital Events" 1 Maximum without "Vital Events"

Death

€10.000,00

€100.000,00

Limitless

Death by accident

€10.000,00

€150.000,00

Limitless

Total and permanent invalidity 2

€10.000,00

€150.000,00

Limitless

Total and permanent invalidity by accident

€10.000,00

€150.000,00

Limitless

Dependency 2

€10.000,00

€150.000,00

€200.000,00

27 Severe Illnesses 3

€10.000,00

€150.000,00

€200.000,00

4 Severe Illnesses 3

€10.000,00

€100.000,00

€100.000,00

Cancer in Situ 4

€5.000,00

€5.000,00

€5.000,00

Invasive cancer 3

€10.000,00

€100.000,00

€100.000,00

Funeral subsidy

€2.500,00

€2.500,00

€2.500,00

Daily hospitalization subsidy

€30 daily in case of hospitalization;

60€ daily (ICU hospitalization)

1 - The Insured Capitals of the complementary coverages can be at max, double the capital selected for the Death coverage and must always respect the maximum of each coverage;
2 – The Total and Permanent Invalidity and Disability coverages are mutually exclusive. Select just one of the coverages;
3 – The coverages Severe Illnesses 27 and In Situ Cancer, Severe Ilnesses 4 and In Situ Cancer and Invasive Cancer are mutually exclusive. Select just one of the coverages;
4 – The In Situ Cancer is included on the Severe Illnesses 27 and Severe Ilnesses 4.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is YOLO! Insurance?

YOLO! is a life risk insurance destined for the protection of its holder and his family. This insurance focuses on the complementary coverages (coverages for use during the life of the Insured Person), making it possible for these to have a higher capital than the main coverage. Ensures the payment of the insured capital to the beneficiaries in case of a risk covered by the policy.

How can I simulate and subscribe YOLO! Insurance?

To simulate and/or subscribe this Insurance talk to us through 210 030 700.

What risks are ensured with YOLO! Insurance?

YOLO! is an Insurance that suits your need with flexible capitals and coverages:

  • Death (mandatory);
  • Death by Accident;
  • Total and Permanent Invalidity*;
  • Total and Permanent Invalidity by Accident;
  • Dependency*;
  • Severe Diseases 27 and Cancer In Situ**;
  • Severe Diseases 4 and Cancer In Situ**;
  • Invasive Cancer**;
  • Daily Hospitalization Subsidy;
  • Funeral Subsidy;
  • Possibility to subscribe complementary coverages with capitals twice as high as the insured capital of the death coverage.
  • Possibility to increase capitals and add coverages to a simplified acceptance process, through certain events (wedding, birth, etc.) - functionality “vital events”.
  • Minimum capital of 10.000€ for all coverages.
  • Without a maximum capital for the Death, Death by Accident, Total and Permanent Invalidity and Total and Permanent Invalidity by Accident coverages. Maximum capital of 200.000€ for the Dependency and Severe Diseases 27 and Cancer In Situ coverages. 100.000€ for Severe Diseases 4 and Cancer In Situ and Invasive Cancer coverages. 30€ a day for the Daily Hospitalization Subsidy coverage. 2.500€ for the Funeral Subsidy coverage. The selected capitals restrain the access to the functionality “vital events”.

* You can only choose one of the coverages.

** You can only choose one of the coverages.

Are there any coverage restrictions with YOLO! Insurance?

The change of the coverages and/or capitals with access to “Vital Events” (simplified acceptance), can only occur according to defined life events and their proof (Birth or adoption of a child; Marriage or non-marital partnership; House acquisitions; Children’s education change) and up to a maximum limit of 50 years of actuarial age.

When does the coverage of the YOLO! Insurance start and end?

The contract begins at zero hours of the day immediately after the risk acceptance by the Insurer, except if another start date is stipulated and subject to the payment of the proper prize or fraction. The insurance contract is valid from its start date until the end of that civil year, being automatically renewed, if not indicted, for new one-year periods until the Insured Person reaches 80 years of actuarial age for the death coverages and 67 years of actuarial age for the remaining coverages at the time of contract renewal.

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Pub. This information does not dispense with the reading of the legally required pre-contractual and contractual information.
Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.
Ocidental
Ocidental - Companhia Portuguesa de Seguros Vida, S.A. - Av. Dr. Mário Soares, Edif. 10 - Tagus Park - 2744-002 Porto Salvo. Legal person number 501 836 926, and registered under this number at Lisboa Trade Register, with share capital of 22.375.000€.

Personal Data Protection and Insurance Mediation
ActivoBank, as insurance intermediary, carries out its business of distribuing insurance to the Segurador Ocidental – Companhia Portuguesa de Seguros de Vida, S.A..
In order to carry out this simulation, it may be necessary to proceed with the collection of personal data (such as identification and contact details, among others that may be necessary) to be transmitted to Ocidental - Companhia Portuguesa de Seguros, S.A.

There are exclusions listed on the policy.