Wise & ActivoBank

Send money fast

Send money abroad with the real exchange rate directly from your ActivoBank App.

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Say Hello to transfers that are…


International transfers with Wise are increasingly speedy, some of them reaching their destinations within seconds. Whether you’re sending to the US, Australia or Canada.


With Wise you’ll get the real exchange rate, upfront and transparent fees without any hidden costs. This way you’ll know from the get-go how much you’ll pay for your international transfer.


To access all this, you just need your ActivoBank account! We are the 1st Bank in Portugal to partner up with Wise, so we can give you direct access to fairer transfers.

Wise Transfers for everyone

Paying international bills in a convenient way

Send money to your children who are studying abroad

Partnership that supports transparent and quick international transfers

Affordable international transfers, all in your banking App

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is Wise?

Wise is an international money transfer service. Integrated into the ActivoBank App, Wise allows ActivoBank Clients to send money abroad in a cheaper and faster way than the traditional methods, at the average market exchange rate in real time, with no spread.

How much does it cost to send money through Wise?

ActivoBank doesn't charge the Client for the provision of this service, the only commission is charged by Wise. This cost is clear and visible at the moment of the transaction: by entering the amount in euros that you wish to transfer, the commission will be displayed, as well as the exchange rate and the amount that the beneficiary will receive in the expected currency. The commission varies from currency to currency and is a percentage of the value transferred. The fee is the real exchange rate and has no hidden costs, guaranteeing that the beneficiary receives a greater amount than the one that would be received through the traditional means of transfer.

How long does it take for the Wise transfer to reach the destination?

When you enter the amount to be transferred and the currency on the home page, you will receive an estimated delivery time. This estimate depends on the currency and destination country, security checks and the time of the transfer - some transfers can only be processed during the working hours of the banks involved - but can be as little as a few minutes.

Which currencies are available on Wise?

We currently have 30 currencies available: AED, AUD, BDT, BRL, CAD, CHF, CLP, CNY, CZK, DKK, GBP, HKD, HUF, IDR, ILS, INR, MAD, MXN, MYR, NOK, NPR, NZD, PHP, PKR, PLN, SEK, SGD, TRY, USD, ZAR.

Is there an amount limit for Wise transfers?

Transfers have a daily limit of €12.500 per Client.

Is Wise safe?

Wise is authorized by the National Bank of Belgium to operate in the European Union and by the Financial Conduct Authority (FCA) to operate in the United Kingdom. This means that Wise is subject to the European laws (Payment Services Directive) created to protect the Clients of payment services.

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