Wise & ActivoBank

Through our partnership with Wise, you can send money abroad with the real exchange rate directly from your ActivoBank App. All it takes is a few steps.

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Say Hello to transfers that are…


International transfers with Wise are increasingly speedy, some of them reaching their destinations within seconds. Whether you’re sending to the US, Australia or Canada, sending money is easy and quick.


With Wise you’ll get the real exchange rate, upfront and transparent fees without any hidden costs. This way you’ll know from the get-go how much you’ll pay for your international transfer.


To access all this, you just need your ActivoBank account! We are the 1st Bank in Portugal to partner up with Wise, so we can give you direct access to fairer transfers.

For everything and everyone

International transfers with Wise are for everyone, whether you’re paying international bills, sending money to your children who are studying abroad or paying your loan back home. Through our partnership with Wise, ActivoBank supports transparent, affordable and quick international transfers all in your banking App.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

How can I start using Wise?

Wise is available to our clients in the app, within the section “Transfer”. If you already have a Wise account, the app will recognize your email and you will be able to link your ActivoBank and Wise accounts. If you have never used Wise before, the app will automatically create a Wise account for you and you will be able to use it immediately.

How much does it cost to send money through Wise?

ActivoBank does not charge any fee for providing this service, the only commission being the transparent fee that Wise has. This cost is shown before you set up your transfer: as you insert the amount in Euros you intend to send, the commission, exchange rate and amount the receiver will get in the destination currency is presented to you. The commission varies according to the currency and is calculated as a percentage of the amount transferred. The exchange rate is the real exchange rate without any hidden costs, ensuring the receiver will get a greater amount when compared to traditional transfer methods.

How long does it take for the Wise transfer to reach the destination?

As you indicate the amount to transfer and currency in the home screen, you will receive an estimated time of delivery. This estimate depends on the currency and destination country, on security checks and on the time of the transfer – some transfers can only be processed during the involved banks’ working hours – but can be as quick as a few minutes.

Which currencies are available on Wise?

At the moment, we have 30 currencies available: AED, AUD, BDT, BRL, CAD, CHF, CLP, CNY, CZK, DKK, GBP, HKD, HUF, IDR, ILS, INR, MAD, MXN, MYR, NOK, NPR, NZD, PHP, PKR, PLN, SEK, SGD, TRY, USD, ZAR.

Is there an amount limit for Wise transfers?

Transfers have a daily limit of 10.000€ per user.

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