Salary Domicile: Activo Salary​

Your Salary needs a change

At ActivoBank, your salary can be worth a trip for two to MARRAKECH.

Domicile the Salary ≥ €900 net between 01/04 and 31/05/2025.​
Accept the period of permanence of the Salary for 12 months.​

Salary domicile
Open Account online

Check-in your Salary ​

And win a round trip for two people to Marrakech, Ibiza or Prague​

Follow these simple steps​:

Have not had a salary domiciled with ActivoBank since 01/04/2024.

Have your Salary ≥ €900 domiciled in your Account as the 1st holder.

Claim the trip in the For You area, between 10/06 and 20/06/2025, and accept, in the App, the 12-month period of permanence of the Salary and the terms and conditions of the campaign.

After receiving the voucher (until 30/06/2025), via email or AB Support, use the code until 31/7/2025 and travel until 31/7/2026.

Get your voucher

After complying with the conditions and stages of the process, all you need to do is request your voucher, on this banner, available on the App, in the For You area, between june 10 and june 20, 2025, and accept the 12-month period of the Salary and the terms and conditions of the campaign.

The Salary Account that gives you access to many benefits:​

Salary Advance Loan2

TAEG 12,6% | TAN 11,500%

Salary Advance Loan2

You can advance up to 100% of your salary, on the first day of the month.​

Advance Salary​

New AB Salary Deposit3

GNAR of 2,25% (NNAR: 1,62%)

New AB Salary Deposit3

Term: 90 days, automatically renewable under the current conditions of the Standard Deposit (see price list) | Maximum in savings: €100,000 | Set-up maximum per deposit €100,000 | Minimum amount of setting-up per deposit: €100 | Reinforcements are not allowed.

Set up Savings​

Salary Savings AB4

GNAR of 2,00% (NNAR: 1,44%)

Salary Savings AB4

Term: 30 days, automatically renewable under the current conditions of the Standard Deposit (see price list) | Set-up maximum per saving: €100.000 | Maximum reinforcement amount: €10.000 per month | Minimum for set-up/maintenance/reinforcement: €25| Interest: monthly. Capitalization of interest is permitted.

Set up Savings

MORE BENEFITS

You can enjoy even more benefits for being an ActivoBank Client​

Simple Account​

Account maintenence fee at 0€

Learn more

Classic Credit Card4

Provision Fee at 0€​
TAEG 17,9%, TAN 17,400%​

Learn more

MB Way

Use fee at 0€

Learn more

Invest

1st Stock Market Order at 0€, every month​

Learn more

You still don't receive your salary with us?
It's time to change that​

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

Ordenado Activo is a set of advantages related to a Current Account where a salary or pension is paid via Direct Debit.  It’s available to Clients with a salary or pension paid via Direct Debit – credited through a properly codified bank transfer on the origin with the ISO code: “SALA” (08) ou “PENS” (11) – with a net value of 750€ or more per month. Clients with incidents or under 18 years of age are excluded.  

You just need to send the NIB of your ActivoBank Account to your employer or, in case of retirement, to the social security so that your salary or pension/pension is transferred to this Account.
The NIB/IBAN proof can be found in the App, after logging in, under Current Account > View Details > Details. You can also do this on the Website, after logging in, under Other Transactions > Account Information.  

The Salary Advance or Overdraft is an option that allows you to have up to 100% of your salary or pension/pension from the first day of each month. It allows you to have more liquidity for your daily life or for unexpected expenses at preferential conditions. It also allows you more liquidity in your daily life or to face unexpected expenses, with favorable terms. 
When you contract for a salary advance, this option is available to you if you choose to use it. If you do not use it, there is no cost to you. If you do use it, you will be charged interest at the current rate – check the price list.  
The salary advance contract is subject to a credit decision.

The Salary Advance is available on the first day of each month, with a maximum amount equal to the monthly average of the values credited to the Current Account as salary/pension (properly codified) in the previous two months, not exceeding the maximum contracted amount. 

It's very simple! Just send your IBAN to your employer and request to receive your salary in your ActivoBank Account. To make it simpler, we have prepared a proposal for this request in the ActivoBank App (For you > Ordenado Activo > Salary Domiciliation), which you can edit as you wish and send in a quick and simple way.

The amount of the Salary Advance is only available if a transfer of salary/pension (properly codified) is verified.  If there have been no salary or pension transfers in the previous two months, the value of the first advance is 50% of the value of the previous month, not exceeding the maximum contracted amount.  

If there is a month in which the transfer of a salary to the Account is not verified, even if this is due to a delay in the transfer of the salary or retirement/retirement, the amount made available on the 1st of the following day will only be equal to 75% of the average of the previous two months and may not exceed the maximum amount stipulated in the contract.

If for two consecutive months the properly codified processing of salary or pension transfers is not verified, you will no longer have access to salary or pension advances.

Interest is calculated daily on the entire outstanding and utilized capital, taking as basis a year with 360 days and the actual number of days in each month.  The amounts owed will also be subject to taxes demandable under the law and regulations in force at each moment. Currently, stamp duty is added to the interest provided in funding 17.3.1. of TGIS, right now at 4%.   Interest will be paid monthly in arrears, due on the first day of each month of the calendar year. 

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Activo Salary

Documentation

Consult here more information about the Activo Salary

Standardized Information Sheet - Advance Salary General Conditions - Advance Salary

Active Salary - Conditions for access to the campaign:

1st) Domicile your 1st Salary ≥900€ in your account as 1st holder (no Salary domiciled since 1/4/2024);
2nd) Between 10/06 and 20/06/2025, after approval, accept in the App the 12 months Salary permanence period and the terms and conditions of the campaign.​
Flight voucher for 2 people round-trip exclusively to the destinations mentioned. After receiving the voucher, use the code until 7/30/2025 on www.ordenadocomasas.com and travel until 7/31/2026. Excludes travel taxes of €30/person to be paid by the customer and is subject to the terms and conditions of the promotion.​

The value of the prize is taxable income in accordance with article 5, paragraphs 1 and 2 of the Income Tax Act (ITA) and is subject to withholding tax at a rate of 28%, unless the option is included, in which case the general ITA rates will apply. The value of the gross benefit will be €125, with an IRS withholding tax of €35, and will be duly reported to the Tax and Customs Authority.​

ONLY FOR NEW SALARIES PAID BETWEEN 1/04/2025 AND 31/05/2025.​​

Check here the campaign conditions​

2- Salary Advance Loan:
TAEG 12,6%| TAN 11,500%
It is an easy-to-use overdraft facility that allows you to access up to 100% of your salary in advance, on the first day of each month. For example, if you use an amount of €1,500 for 90 days at an interest rate of 11.500%, the interest will be €43.14, plus Stamp Duty on the interest of €1.74, corresponding to an annual percentage rate (APR) of 12.6%. Exemption from Stamp Duty applies for the use of the credit up to the amount of the monthly salary credited to the Account. The subscription can only be made for salaries domiciled with a value of €750 or more. Subject to Credit decision.​​​​​

Exclusive for Individual Clients with a Current Account with a salary or pension domiciled at Banco ActivoBank, S.A.

3- New AB Salary Deposit​
GNAR 2,50% | NNAR 1,80% | For new domiciliations from 1/1/2025 | Term 90 days, automatically renewable under the current conditions of the Standard Deposit (see price list) | Minimum amount of setting-up per Deposit: €100 | Set-up maximum per Deposit: 100.000€ | Reinforcements are not allowed​| Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn.​​

4- Salary Savings AB
 Savings exclusive for Individual Customers with a Current Account with a salary or pension domiciled in the last 60 days at Banco ActivoBank, S.A.
Partial or total early withdrawal is allowed at any time during the term of the term deposit, with a penalty of 100% applied to the interest accrued on the mobilized amount for the respective period that has not been paid.
Whenever, in the interest counting period (30 days) prior to the withdrawal, the Client receives their salary or pension in the current Account associated with this deposit, the base interest rate TANB is 2.50%, which corresponds to a TANL of 1.80%. Otherwise, the interest rate is 0%.

5- Classic Credit Card
TAEG 17,9%, TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Request subject to Credit risk analysis.​

Check here the campaign conditions​ -​ January 2025

Check here the campaign conditions​ -​ September 2024

Check here the campaign conditions​ -​ May 2024

Check here the campaign conditions​ -​ January 2024