Your new Credit Card comes with
​a pool included..

Request your first AB Gold Credit Card, make purchases worth €250 and receive a

80€ Gift Card1 to Pestana Hotels​

AB Gold Credit Card​

TAEG 12,9% | TAN 7,100%

Campaign valid from 1 June to 31 August​

Request Card​

We recharge your battery

More leisure? Included.

Receive 2% cashback1 for your TVDE, Food Delivery and Streaming payments.

More trips? Included.

Make payments or withdrawals outside Portugal without international servicing fee​2. Have seven personal and travel protection insurances3. When you want to hit the road, fill up without a petrol station fee.

More freedom? Included.

Withdraw up to €400/month on Credit without paying cash advance fee4.

Live everything you didn’t get to live in 2021? Included.

Travelling safely4

Includes Personal Accident Insurance, Travel Protection, Travel Contingencies, Assistance Services, Medical Assistance in foreign countries, Home Medical Assistance and Stolen Card.

Make withdraws without preoccupations

No international service fee3, anywhere in the world, and the possibility of withdrawing up to €400/month on Credit without with no cash advance fee4.

Payment flexibility

Make it about your limits

Pay the amount you owe, totally or partially (between 3% and 100%).

Choose the payment date

Between the 11th or the 20th of each month the payment will be made. You choose the date.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What should I do in case my Card is stolen or lost?

You can call our Support Line +351 800 913 700, available 24 hours and cost free.

How can I activate 3D Secure?

You don't need to activate it. 3D Secure is already active and linked to your contact at the Bank.

How can I change the date or payment option of the Credit Card?

You can change the date or payment option until the last day of the monthly statement (meaning, the last workday of each month).

On the App, access the Card, select option: "Change date" or " Payment option".

On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Payment Option or Change Payment Date.

How can I change the Credit Card limit?

You can request a credit limit change:

  • On the App, access the card, select option "Credit limit".
  • On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Credit limit.

Can I start using the Card once I receive it?

To start you will need the PIN code.

Website: Daily basis > Cards > More Operations > Activate Card.

App: On the main screen there will be a notification. Click it and follow the steps.

You'll receive the PIN code through SMS on the phone number associated with your Account. Before you make the first payment with your Card, go to the ATM and consult your balance or movements to activate the Card.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

Campaign valid for Credit Cards requested from 1/6 to 31/8 and with billing on purchases made by 15/9 for €250 or more, as long as the holder hasn’t obtained an AB Gold Credit Card between 31.05.2022 and 31.05.2023.​

1- The Pestana gift card will be sent to the Client’s email address registered with the Bank, following the request made by the holder through the App by 30/9. When booking, the value of the Gift card will be deducted from the final price. It’s obligatory to make a reservation on pestana.com, entering the number of the Gift Card in the search for dates. Only 1 Gift Card can be used per booking, it’s not possible to discount several Gift Cards per booking, not cumulative with other Gift Cards or promotional codes. By making a reservation with a Gift Card, it will be considered as used, if you cancel your reservation, you won’t be able to use the Gift Card again, however it is possible to change the dates considering the same Hotel or Pousada of Portugal. If the value of the Gift Card is higher than the total value of the reservation, the difference won’t be refunded. In Hotels with All Inclusive or half-board rates, the Gift Card will be applied if the accommodation component exceeds the value of the Gift Card.​

Valid in Portugal for Pestana Hotel Group brands: Pestana Hotels & Resorts, Pestana Pousadas de Portugal, Pestana Collection Hotels, Pestana CR7 Lifestyle Hotels. Not valid in Franchised Inns and Pestana Tróia Eco-Resort. ​

​

SLICE

Slices correspond to installments

MINIMUM AMOUNT FOR INSTALLMENTS: €150​: 150€
It’s possible to slice in 3, 6 or 9 months, purchases made with Credit Card.​

SLICE FOR PAYMENTS IN 3, 6 OR 9 MONTHS: 6,000%​


*Support Line +351 210 030 700 (calls to national landline network), with personalized service on business days (8am-10pm), Saturdays (10am-8pm), Sundays and public holidays (12pm-8pm). The cost of communications depends on the tariff agreed with your telecommunications operator.​

TAEG de 12,9% e TAN de 7,100% for a credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. Provision fee for the Credit Card is €35,88 (paid monthly in the amount of €2,99). Plus Stamp Tax.

Subject to Credit Risk Analysis. 

 1- 2% cashback in payments made on the main platforms TVDE, Food Delivery and Streaming. The Credit will be made to the Card Account in the month following the month in which the payments are made. Included Platforms: UBER; BOLT; FREE NOW; UBER EATS; GLOVO; BOLT FOOD; NoMENU; VOLUP; NETFLIX; HBO; DISNEY PLUS; AMAZON PRIME; FILMIN; MUBI; SPOTIFY;TIDAL; AMAZON MUSIC; YOUTUBE MUSIC.​
The cashback value confers an income, and it's subject to withholding tax at the rate of 28%. This tax is withheld in full, unless you opt for aggregation, in which case the general IRS rates will apply. ​​

2- The international service fee refers to transactions, payments and/or cash withdrawals to Credit, in currencies and countries not covered by regulation 518/2019.​

3- Includes Personal Accident Insurance, Travel Protection, Travel Contingencies, Assistance Services, Medical Assistance in Foreign Countries, Home Medical Assistance and Stolen Card.​

4- Exemption from commission on cash advances of €4 + 4% on the amount of the withdrawal, up to a maximum withdrawal of €400 per month, amount after which the fees listed on the price list apply.​

ADVERTISING
Doesn't dispense the consultation of the legally required pre-contractual and contractual information.​

Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.​

Ageas Portugal – Companhia de Seguros, S.A. Head office at Praça Príncipe Perfeito 2, 1990-278 Lisboa. Legal person number 503 454 109. CRC Porto. Share capital of € 7.500.000. ASF Register 1129, on the ASF Website - Autoridade de Supervisão de Seguros e Fundos de Pensões​

There are exclusions foreseen in the policy.​

5- Exemption from commission on cash advances of €4 + 4% on the amount of the withdrawal, up to a maximum withdrawal of €400 per month, amount after which the fees listed on the price list apply.

Banco ActivoBank S.A.