1- AB Gold Credit Card
TAEG 17,9% and TAN 12,200% for a €1.500 credit limit, paid in 12 equal monthly installments of principal plus interest and charges. Annual availability fee of €37.32, charged upfront and monthly on the contract date in the amount of €3.11. Stamp Duty included.
Credit subject to approval.
Get €80 Cashback if:
- You haven’t had this Card in the last 12 months;
- Between 01/10 and 30/11/2025, you request the Card and make purchases ≥ €500;
- Between 08/12 and 16/12/2025, you request to join in the App.
Cashback credited to the Card Account by the end of December.
Payments for services, State, gaming, among others, are excluded.
Check the terms and conditions at activobank.pt.
3- The international service fee refers to operations, payments, and/or cash withdrawals made on credit, and through the use of the AB Gold Credit Card, is exempt in non-eurozone and countries not covered by Regulation (EU) No. 2021/1230 of the European Parliament and Council.Countries covered by Regulation (EU) 2021/1230 (Euro, EU, and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia, Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway, and Liechtenstein. Currencies covered: euro, Swedish crown, and Romanian leu.
4- Includes Personal Accident Insurance, Travel Protection, Unforeseen Travel Events, Medical Assistance Abroad, Home Medical Assistance, and Card Theft Protection.
5- SmartDelay provides free access to more than 1,300 airport lounges for the cardholder and one companion in the event of a flight delay of more than 1 hour. The service also includes AirRefund, which helps you get compensation for flight delays.
6- Cash Advances on Credit
No fee for cash advances (cash advance) up to €400 per month. For amounts above €400, the applicable fees from the price list apply. The fee for a cash advance is €4 + 4% of the withdrawal amount.
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Does not replace the consultation of the legally required pre-contractual and contractual information.
Bank ActivoBank, S.A., headquartered at Rua Augusta, 84, Lisbon, with share capital of €127,600,000, registered at the Lisbon Commercial Registry with the unique registration and corporate tax number 500734305. Registered Insurance Agent with number 419501226 at the Insurance and Pension Funds Supervisory Authority – Registration Date: 21/01/2019. Authorized to mediate Life and Non-Life Insurance. Information and other registration details can be checked at www.asf.com.pt. The Mediator is not authorized to sign insurance contracts on behalf of the Insurer or to receive insurance premiums on behalf of the Insurer. The Mediator does not assume the coverage of risks inherent to the insurance contract, which are fully assumed by the Insurer.
Ageas Portugal - Ageas Portugal - Insurance Company, S.A., headquartered at Praça Príncipe Perfeito 2, 1990-278 Lisbon. Registration / Corporate Number 503454109. CRC Porto. Share Capital €7,500,000. ASF Registration 1129, on the ASF website - Insurance and Pension Funds Supervisory Authority.
Exclusions apply as outlined in the policy.
7- Slice
Installments refer to payments or splits.
Slice for payments in 3, 6 or 9 months: TAN 9,900%.
The Split Payment option for a period of 3, 6, or 9 months involves credit use for a specified period, subject to Stamp Duty, which is paid at the time of granting, according to the applicable legal rates:For periods under 1 year: 0.1410% per month (TGIS 17.2.1.).
Minimum Amount for Split Payment: €75 with a maximum of 50 simultaneous transactions.
The transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.
Banco ActivoBank S.A.