Travel without restrictions ​with the AB Gold Credit Card

Request it now and get 3 months of the​ Card provision fee* (€2,99 per month)​

AB Gold Credit Card

TAEG 15,6% | TAN 9,900%

Campaign valid from 1/9 to 31/10 of 2023

Subject to Credit approval

Request Credit Card

Life with everything included​

More trips? Included.

Make payments or withdrawals outside Portugal without international servicing fee​2. Have seven personal and travel protection insurances3. When you want to hit the road, fill up without a petrol station fee.

More leisure? Included.

Receive 2% cashback1 for your TVDE, Food Delivery and Streaming payments.

More freedom? Included.

Withdraw up to €400/month on Credit without paying cash advance fee4.

Live everything you didn’t get to live in 2021? Included.

Travelling safely4

Includes Personal Accident Insurance, Travel Protection, Travel Contingencies, Assistance Services, Medical Assistance in foreign countries, Home Medical Assistance and Stolen Card.

Make withdraws without preoccupations

No international service fee3, anywhere in the world, and the possibility of withdrawing up to €400/month on Credit without with no cash advance fee4.

Payment flexibility

Make it about your limits

Pay the amount you owe, totally or partially (between 3% and 100%).

Choose the payment date

Between the 11th or the 20th of each month the payment will be made. You choose the date.

INSTALLMENT PAYMENTS

Want to start slicing? We simplify

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

Can I start using the Card once I receive it?

You will need your PIN code to start using your Card.

On the App: on the home page there will be a notification. Click it and follow the steps.​

On the Website: Daily basis > Cards > More Operations > Activate Card.​

You'll receive the PIN code through SMS on the phone number associated with your Account. Before you make the first payment with your Card, go to the ATM and consult your balance or movements to activate the Card.

How do I change the payment date of the Credit Card?​

You can change the payment date, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).​

  • In the App, access the Card and select the "Change date” option.​
  • On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Date.

How can I change the Credit Card limit?

You can request a credit limit change:

  • On the App, access the card, select option "Credit limit".
  • On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Credit limit.

Do I get Cashback with the AB Gold Credit Card?​

Yes, you will receive 2% Cashback when you shop on the main platforms of TVDE (Uber, Bolt, Free Now), Food Delivery (Uber Eats, Glovo, Bolt Food, NoMENU, Volup) and Streaming (Disney Plus, Amazon Prime, Filmin, Mubi, Spotify, Tidal, Amazon Music, Youtube Music).​

What should I do in case my Card is stolen or lost?

Just talk to us on the Support Line +351 800 913 700, available 24 hours a day and at no cost. ​

How do I validate 3D Secure transactions? 

To validate 3D Secure transactions, you need to ensure that you have:

  • Internet access via mobile data or Wi-Fi;​
  • Notifications are enabled in the ActivoBank application. You can confirm this by logging in to the App, selecting the "More" section and managing notifications under configurations.​

At the moment of online purchase:​

  • Enter your card details and wait.​​
  • You will then receive a notification from the ActivoBank application. Click on it.​​
  • Follow the instructions to validate the payment.​
  • At the end, it's important to go back to the merchant's website or App to complete the purchase.​

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HelpCenter

Campaign valid for AB Gold Credit Cards requested between 1/9 and October 31 of 2023.​

*Return of the payments of the provision fee in the month of aquisition of the Card and in the following two months, in the amount of €2,99 per month (plus Stamp Duty). The provision fee amount will be charged and returned the following month.

This return confers an income, and it's subject to withholding tax at the rate of 28%. This tax is liberatory in nature, unless you opt for aggregation, in which case the general IRS rates will apply.

TAEG of 15,6% and TAN of 9,900% for a Credit limit of €1.500 paid in 12 equal monthly installments of capital plus interest and charges. Provision fee for the Credit Card is €35,88 (paid monthly in the amount of €2,99). Plus Stamp Duty. Subject to Credit risk analysis.

1- 2% cashback in payments made on the main platforms TVDE, Food Delivery and Streaming. The Credit will be made to the Card Account in the month following the month in which the payments are made. Included Platforms: UBER; BOLT; FREE NOW; UBER EATS; GLOVO; BOLT FOOD; NoMENU; VOLUP; NETFLIX; HBO; DISNEY PLUS; AMAZON PRIME; FILMIN; MUBI; SPOTIFY;TIDAL; AMAZON MUSIC; YOUTUBE MUSIC.​
The cashback value confers an income, and it's subject to withholding tax at the rate of 28%. This tax is withheld in full, unless you opt for aggregation, in which case the general IRS rates will apply. ​​

2- The international service fee refers to transactions, payments and/or Credit cash withdrawals, in currencies and countries not covered by regulation (EU) No. 2021/1230, of European Parliament and the Council. ​Countries covered by regulation (EU) 2021/1230 (Eurozone, European Union and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia and Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway and Liechtenstein. Currencies covered: euro, Swedish krona and Romanian leu.​

3- Includes Personal Accident Insurance, Travel Protection, Travel Contingencies, Assistance Services, Medical Assistance in Foreign Countries, Home Medical Assistance and Stolen Card.​

4- Exemption from commission on cash advances of €4 + 4% on the amount of the withdrawal, up to a maximum withdrawal of €400 per month, amount after which the fees listed on the price list apply.​

SLICE

Slices correspond to installments

Slice for payments in 3, 6 or 9 months: 7,900% TAN​​

The Installment Payment Option for the term of 3, 6 or 12 months means the use of a credit, by a determined term, subject to Stamp Duty which is settled and charged at the moment of its granting, according to the legal rates in force: term less than 1 year 0,1410% per each month (TGIS 17.2.1.); term of one year 1,76% (TGIS 17.2.2.).​​

MINIMUM AMOUNT FOR INSTALLMENTS: €75, WITH A MAXIMUM OF 50 SIMULTANEOUSLY TRANSACTIONS​

ADVERTISING
Doesn't dispense the consultation of the legally required pre-contractual and contractual information.​

Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.​

Ageas Portugal – Companhia de Seguros, S.A. Head office at Praça Príncipe Perfeito 2, 1990-278 Lisboa. Legal person number 503 454 109. CRC Porto. Share capital of € 7.500.000. ASF Register 1129, on the ASF Website - Autoridade de Supervisão de Seguros e Fundos de Pensões​

There are exclusions foreseen in the policy.​

Banco ActivoBank S.A.