Split payments

A new TV, sliced up, please.
Would you like it in 3, 6 or 9 slices?

TAN 9.900%

Purchases from €75, up to 50 simultaneous transactions. Slices correspond to instalments or split payments. Transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.

Simulate

In the ActivoBank App, access greater financial flexibility quickly and easily

1

Make a purchase with your Credit Card

To split a purchase you've already made, simply go to your transactions, select a payment from €75, and choose "Split purchase".

2

Decide how many installments you want to pay

You can choose the option of 3, 6, or 9 installments, with the first charge appearing 2 months later, on the day chosen for the Credit Card payment.

3

Track your installments at any time

The monthly installment is charged with your Credit Card statement, on the payment day of each month: in the App, under More > Split Purchase, you can manage your payments.

Example: Online Purchase in Installments

Mariana went to visit her best friend who lives abroad with her Classic Credit Card2
(TAEG 17.9%)

She decided to pay for the purchase in 6 monthly installments with Fatia, on the ActivoBank App.

Monthly Installment: 64,05€

Total Amount to be Paid: 387,42€

This amount includes the total installments plus the ISUC (Stamp Duty on the Use of Credit)*

For just 14,42€, Mariana was able to split her trip into 6 installments.

Choose which Credit Card
you will use to Slice

AB GOLD
CREDIT CARD
TAEG 17,9% AB GOLD CREDIT CARD3
TAEG 17,9%

€2.99/month Card
Issuance Fee

AB Gold Credit Card
View details
Request Card

CLASSIC
CREDIT CARD
TAEG 17,9% CLASSIC CREDIT CARD2
TAEG 17,9%

€0 Card
Issuance Fee

Classic Credit Card
View details
Request Card

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

The Slice corresponds to installments, that is, a payment mode that allows the transaction made with the Credit Card to be made in equal monthly payments of capital, interest, and taxes, consuming the limit of the respective Credit Card. When the monthly payments are made, they no longer affect the Credit Card balance, and the credit limit is released.

Installments are the number of months you divide a purchase or payment.​ Each installment is paid on the day your Credit Card statement is debited from your Current Account. The final amount is the sum of the installments plus the ISUC (Stamp Duty on Credit Utilization). The ISUC is charged only once, in the first installment.

Purchases, Payment of Services and Payments to the State are eligible.​

This payment mode is only available for transactions from 75€. The possible periods of installment are 3, 6 or 9 months.

Usage is dictated by the Credit Card limit, with a limit of 50 transactions with installments active.​

Yes. It is possible to cancel/reverse the entire outstanding capital debt of an installment payment on your Card Account. The amount refunded will be included in the balance due for the following month and will be paid according to the payment option chosen by the Client. A Repayment Fee is added to the cancellation amount.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

1- SLICE

Slice for payments in 3, 6 or 9 months: TAN 9,900%.*

The Split Payment option for terms of 3, 6, or 9 months involves the use of credit for a specified period, subject to Stamp Duty, which is paid and charged at the time of granting, according to the applicable legal rates: For a term of less than 1 year: 0.1410% per month (TGIS 17.2.1.).

Minimum amount for split payment: €75, with a maximum of 50 simultaneous transactions.

The transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.

*TAN of 9,900%. Slice is subject to Stamp Duty on the Use of Credit (ISUC), charged at the time of activation, according to the applicable legal rates: Term < 1 year - 0.1410% per month (TGIS 17.2.1). Representative example for the creation of a plan associated with a purchase of €373 over 6 months: ISUC payment of €3.12 and a monthly instalment of €64.05.

2- Classic Credit Card

TAEG 17,9%, TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Request subject to Credit risk analysis.

3- AB GOLD Credit Card

TAEG 17,9%, TAN 12,200% for a €1.500 credit limit, paid in 12 equal monthly installments of principal plus interest and charges. Annual availability fee of €37.32, charged upfront and monthly on the contract date in the amount of €3.11. Stamp Duty included.

Credit subject to approval.