From 0 to 100 without leaving the app. Start your engine with: €50 Galp + €50 Pestana

CAR AND MOTORCYCLE LOAN

TAEG 9,8% | TAN 7,700%

Campaign valid from May 1 to June 30, 2025

Credit to subject approval

Car & Motorcycle Loan Simulator

Define the amount, the term, and find out how much you will pay

What is the purpose of the loan?

Step on it to your next car!

Get to know our Car and Motorcycle Loan

Simple

Apply via the App opr Website, anytime, anywhere

Fast

Get the money instantly upon approval and move forward with your plans

No surprises

Enjoy a fixed rate and monthly payment throughout the entire loan term

STEP-BY-STEP CAR AND MOTORCYCLE LOAN

Go from 0 to 100 in just 3 steps​

Open the App and follow the step-by-step guide.​

Start by simulating

Choose the amount, from €1,500 to €50,000, and the repayment period, from 18 to 84 months.

Make your choices

Decide if you want to add any Insurance and if you want financing for the initial expenses.

Complete the application!

Confirm the simulation result and submit your request – our decision is quick!

ELECTRIC AUTO LOAN

Relaxing has an electric vibe

TAEG 6,8% | TAN 5,000%

Learn more
Telefone

Simulation

Simulate according to your financing needs

Simulate through the Support Line** or Activo Branch.

Simulate Car Loan
Telefone

Review the terms provided and proceed with the contract

Gather the additional documentation needed to initiate your request.

Telefone

You'll get a quick answer, if you meet the bank's requirements

We will assess your risk profile to validate the financing.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

The TAN (Nominal Rate) is the interest rate expressed as a fixed or variable percentage, applied to the used Credit amount on an anual basis.

TAEG (Annual Percentage Rate) is the total cost of the Loan, paid by the consumer, expressed as an annual percentage of the granted loan's amount. When calculating the TAEG, expenses of collection of refunds and interest payment are included,as well as the remaing charges to bear (taxes, fees and mandatory insurances).

TAEG can be used to compare Loan proposals. For Loan proposals with the same amount, term, and refund modality, the proposal with the lowest TAEG is the cheapest for the Client. It includes interest + fees + expense+ taxes + insurances.

MTIC (total amount charged to the consumer) its the sum of the total amount of the Loan with the associated costs (interest, fees, taxes and other charges).

Take note that for Loans the tax is variable, MTIC is merely indicative as the interes rate of these Loans can vary with time, according to the fluctuation of the indexed used. (EURIBOR).

You can request the Loan, anywhere at any time, through our App (up to €15.000). For amounts from €15.001 to €30.000, the request will have to be done at an ActivoBank Branch or through our Support Line.

The deadlines vary:

  • 18 and 48 months, for amounts up to 3.000€;
  • 18 and 84 months, for amounts higher than 3.001€ and up to 50.000€.

Yes, the Stamp Duty is applied to the Loan opening, over the interest and associated fees (for example, the Loan Opening Fee).

Yes, you can do it covered by the Loan’s contract, with 30 days' notice. Early repayment is subject to a fee calculated as follows: early repayment fee of 0.5% of the amount of the capital repaid early, if the period between the time of early repayment and the date stipulated for the end of this contract is greater than one year. If this period is less than or equal to one year, the early repayment fee is 0.25% of the amount of the capital repaid early.

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