Travel without commissions?

Advantages ON with Activo Viagem​

Make sure you land like a dream​​​

€0 fees worldwide on purchases and withdrawals

3,99€/30 dias​

And there's more...

Purchases without limits

No additional charges on purchases of any amount in any currency, every day it is active.

Competitive exchange rate

Guaranteed by the VISA network at the time of the transaction.

Travel Contingency Insurance

Cover for unexpected events while travelling, relating to flights and the possible loss, theft or misplacement of your luggage.

Quickly linked to your Card

Without having to plan, have all the benefits in one of the ActivoBank Cards.

Flight compensation

Tiago wasted too much time in airports, now she has Activo Viagem

Assistance with refunds in the event of cancellation, delay or overbooking.

Get 25% off on mobile data ​

Don't miss the opportunity to get up to 50GB of mobile data in over 70 countries with get eSIM Travel. 

Valid on eSIMs until 31/12/2025.

The journey begins here

Choose your subscription

30 days

3,99

Perfect for getaways

Subscribe

90 days

9,99

Perfect for larger vacations

Subscribe

1 year

34,99

Perfect for those who travel all the time

Subscribe

Subscriptions renew automatically, but you can cancel them at any time in the App. If you cancel, you will still have access to Activo Viagem until the end of the period you have chosen.

See how much you can save on international charges

Margarida and Daniel traveled for 3 weeks in the Southwest Asia with a Debit Card: ​

Without Activo Viagem
Physical purchase of 700€
28,03€
Withdrawal of 400€
22,26€
With Activo Viagem
Physical purchase of 700€
0€
Withdrawal of 400€
0€

By subscribing to Activo Viagem for only €3.99, they would have saved €50.28 in international charges.

Amounts include Stamp Duty

Subscribe

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

How do I access Activo Viagem?

Simply subscribe via the ActivoBank App.

Select the Card to which you wish to associate the Activo Viagem benefits and then choose the subscription period (30 days, 90 days or 1 year). Once subscribed, the benefits will be immediately active for the physical transactions you make abroad with the selected Card.

In which countries can I benefit from Activo Viagem?

You can enjoy the benefits of Activo Viagem all over the world, especially in countries outside the Euro zone, the European Union and the EEA.

How can I access the exchange rate applied?

A competitive exchange rate is applied, guaranteed by the VISA network at the time of the transaction. To see the cost of currency conversion, check the Simulador Cambial (activobank.pt).

If I subscribe to Activo Viagem, will I have to pay for withdrawals at ATMs?

When you withdraw money from an ATM with the Activo Viagem subscription, you will not incur any costs. However, there may be some fees that are not related to the Bank, such as: those charged by the owners of the ATM, its use, or those charged by the inclusion of exchanges.

We recommend that you check the conditions of the owner of the ATM network where you withdraw money.

If I cancel Activo Viagem, will I still have access to the service until the end of the subscription period?

Yes, by cancelling the subscription you will continue to have access to the service until the end of the subscription period.

How do I get the 25% discount on mobile data when I travel abroad?

When you subscribe to Activo Viagem, you will receive a confirmation email with a promotional code that you can use when you purchase an eSIM of up to 50GB in over 70 available countries at get eSIM Travel.

How can I access Air Refund?

To access Air Refund, you must pay for your flight with your ActivoBank Card, subscribe to Activo Viagem, and fill in the form available through the link in the Activo Viagem management area.

What types of coverage are included in this Travel Contingency Insurance?

  • Unexpected events with flights – Reimbursement of urgent expenses for accommodation and meals in the event of delays of more than 6 hours (€250 per claim).
  • Unexpected events with luggage - Reimbursement of urgent expenses for clothing and personal items (delay > 6h - €250 per claim. Delay > 48h - €750 per claim) and also for cases of loss, misplacement, theft or damage (€750 per claim).

How can I activate the Travel Contingency Insurance?

In the event of a claim, you should send an email with the reimbursement requests to sinistros.patrimoniais@ocidentalseguros.pt along with proof of your Activo Viagem subscription. It’s as simple as that.

What procedures should I follow in case of unforeseen events?

1. Unforeseen flight issues

In the event of a claim, it must be submitted with the following documentation:

  • Description of the incident, including the date, time, and circumstances of the claim;
  • Original transport ticket and proof of your Activo Viagem subscription;
  • Carrier's statement confirming:

    1. Confirmed regular flight delay, cancellation, or denied boarding due to overbooking;

    2. Missed connection between two flights.

2. Unforeseen baggage issues

In the event of a claim, it must be submitted with the following documentation:

  • Description of the incident, including the date, time, and circumstances of the claim;
  • Original transport ticket and proof of your Activo Viagem subscription;
  • Carrier's statement confirming:

    1. Delay in baggage delivery;

    2. Original receipts proving the urgent expenses paid (clothing and personal items).

In case of theft, a copy of the report filed with the competent police authority should be submitted (Incident Report).

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Activo Viagem

Documentation

Consult here more information about Activo Viagem

Optional service that can be activated on an ActivoBank Card for 30 days, 90 days or 1 year, which exempts you from fees on the payment of purchases, cash advances on credit and cash withdrawals at ATMs, in any currency.


Automatic renewal until cancelled.


Activo Viagem commission of €3.99 for 30 days, €9.99 for 90 days and €34.99 for 1 year. Stamp Duty included.