Classic Credit Card ActivoBank

With you every moment

Without costs

You dont have to pay a Credit Card provision fee¹ to have it.

Use it anywhere in the world

Always available for your trips and international purchases..

Manage through the App

In the ActivoBank App, you can view the digital version of your Card, such as number, expiration date and CVV. You can also activate/deactivate Contactless, international transactions and online purchases.

-10% off iService repairs

Whenever you need your smartphone, computer, tablet or other accessory repaired, pay with your Classic Credit Card and receive a 10% discount.

What if your Classic Credit Card gave you advantages at Pestana Hotels? Now it can.

To access the benefits and discounts, all you need to do is register with the Pestana Guest Club program by accessing the ActivoBank app - select the card, tap on the small dots and select Benefits.

Take the break you need with your Classic.

See all advantages

Payment flexibility

Choose when and how to pay. The payment date and type can be changed on the App.

Make it about your limits

Pay the amount you owe, totally or partially (between 3% and 100%)⁴.

Choose the payment date

Between the 11th or the 20th of each month the payment will be made. You choose the date.

INSTALLMENT PAYMENTS

Want to start slicing? We simplify

Digital Card

After the Card is issued, you will immediately receive the digital version to use in your App, while you wait for the physical version to arrive at your home.

To access the details of the Digital Card, you should go to More > Cards > Show details.

Make a purchase with your Credit Card

With Fatia you don't have to pay in full. Choose any payment from €75 to slice it

Simulate

$Escolha qualquer pagamento a partir de 150€ para fracionar$

Choose how many installments you want to pay

Define how much you want to pay each time by choosing the period that is more convenient for you: 3, 6 or 9 months with TAN 9.900%

Simulate

Defina o número de meses em que quer pagar: 3, 6 ou 9 meses

Track your slices at any time

The monthly payment is debited on the payment date of each month with the Card statement. In the ActivoBank App, follow your payments in More > Slice Purchase

Simulate

Aceda à App do ActivoBank para controlar a evolução dos seus pagamentos

Digital shopping safer? 3D Secure

When you make an online purchase with your Card, you will receive a notification to approve the purchase in the App. This level of security, which is mandatory for all EU merchants, is designed to verify that the Internet payment is being made by the cardholder.

This system is available on all ActivoBank Cards and is linked to the phone number registered with the Bank.

Fee	Cost
Provision¹	Exempt.
International Service²	3,85% of the amount transacted, applicable on purchases in countries and currencies not covered by regulation 518/2019. Countries covered by regulation 518/2019 (Eurozone, European Union and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, the Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia and Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway and Liechtenstein. Currencies covered: euro, Swedish krona and Romanian leu.
Cash Advance³	Commission of €4+4,00% of the amount traded in countries and currencies covered by regulation 518/2019. For the rest of the world, the commission applied is €4+4,00%+3,85% of the amount traded. Countries covered by regulation 518/2019 (Eurozone, European Union and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, the Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia and Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway and Liechtenstein. Currencies covered: euro, Swedish krona and Romanian leu.
Tax⁴	If you pay the outstanding balance of the Card in other than 100%, a TAN of 17,400% applies.
Petrol station fee	€0,50. Plus Stamp Tax.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

Can I start using the Card once I receive it?

You will need your PIN code to start using your Card.

On the App: on the home page there will be a notification. Click it and follow the steps.

On the Website: Daily basis > Cards > More Operations > Activate Card.

You'll receive the PIN code through SMS on the phone number associated with your Account. Before you make the first payment with your Card, go to the ATM and consult your balance or movements to activate the Card.

How do I change the payment date of the Credit Card?

You can change the payment date, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).

In the App, access the Card and select the "Change date” option.
On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Date.

How do I change the payment option of the Credit Card?

The Bank offers two payment options:

100% payment, in which the used balance is paid in full by the previously agreed payment deadline.
Partial payment, which makes it possible to pay the total amount owed in monthly percentages until the value of the debt is reached. Interest will be added to this option (according to the APR of your Card).

You can change the payment option, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).

In the App, access the Card and select “Payment option”.
On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Option.

How can I change the Credit Card limit?

You can request a credit limit change:

On the App, access the card, select option "Credit limit".
On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Credit limit.

What should I do in case my Card is stolen or lost?

Just talk to us on the Support Line +351 800 913 700, available 24 hours a day and at no cost.

How do I validate 3D Secure transactions?

To validate 3D Secure transactions, you need to ensure that you have:

Internet access via mobile data or Wi-Fi;
Notifications are enabled in the ActivoBank application. You can confirm this by logging in to the App, selecting the "More" section and managing notifications under configurations.

At the moment of online purchase:

Enter your card details and wait.
You will then receive a notification from the ActivoBank application. Click on it.
Follow the instructions to validate the payment.
At the end, it's important to go back to the merchant's website or App to complete the purchase.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

1- Classic Credit Card

TAEG 17,9%, TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Request subject to Credit risk analysis.

Slice

Slices correspond to installments.

Slice for payments in 3, 6 or 9 months: TAN 9,900%

The Installment Payment Option for the term of 3, 6 or 9 months means the use of a credit, by a determined term, subject to Stamp Duty which is settled and charged at the moment of its granting, according to the legal rates in force: term less than 1 year 0,1410% per each month (TGIS 17.2.1.).

MINIMUM AMOUNT FOR INSTALLMENTS: €75, WITH A MAXIMUM OF 50 SIMULTANEOUS TRANSACTIONS 

*Support Line +351 210 030 700 (calls to national landline network), with personalized service on business days (8am-10pm), Saturdays (10am-8pm), Sundays and public holidays (12pm-8pm). The cost of communications depends on the tariff agreed with your telecommunications operator.

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​Visa Classic Credit Card1

With you every moment​

Without costs

Use it anywhere in the world

Manage through the App

-10% off iService repairs​

What if your Classic Credit Card gave you advantages at Pestana Hotels? Now it can.

Payment flexibility

Make it about your limits

Choose the payment date

INSTALLMENT PAYMENTS

Want to start slicing? We simplify

Digital Card

Make a purchase with your Credit Card

Choose how many installments you want to pay

Track your slices at any time

Digital shopping safer? 3D Secure

What else do you need to know?

Visa Classic Credit Card¹

With you every moment

-10% off iService repairs