Open Account - Simple Account

Account Maintenance Fees? Not here.

Open your Account with Mobile Digital Key and enjoy 1 free month of Glovo Prime¹

Campaign valid from 21/11/2023 to 21/1/24

Open Online Account

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New Clients Term Deposit²? Here.

GNAR 3,75% with Salary domiciled
GNAR 3,50% without Salary domicile

Exclusive to Clients who opened a Current Account within the last 90 days before establishing the deposit. Set-up minimum: €500. Set-up maximum per deposit: €100.000. Not renewable. No increases allowed.
Term: 180 days

Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit, with a penalty of 100% applied to the interest on the amount withdrawn. Not renewable. No increases allowed.

Haven’t opened an Account yet?

Do you have your Digital Mobile Key and code?

Open an Account Online with Digital Mobile Key

Enjoy 1 free month of Glovo Prime

Campaign valid from 21/11/23 to 21/1/24

Between 10 and 15 minutes

Without initial deposit

QRCode Abertura de Conta

Scan the QR Code to download the App
and open your Account

Besides having no fees...

I don’t need to go to a Branch

I pay 0 to use MBWAY

I can access my Account from the App at any time

Open Account Online

Deco Proteste - "BEST IN TEST" by DECO PROTESTE in the category of Best Retail Bank. Awarded in March 2023. Valid until August 2024.
This award is the sole responsibility of the entity that attributes it.

A complete offering with the solutions you need?
Simplify

Car and Motorcycle Loan

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Zero-cost Stock Orders

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Minor Account

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Thinking about opening an Account? We have a Plan for you…

Enjoy all the benefits of the AB Premium Plan or AB Plus Plan benefits or 3 months at no cost³ if you subscribe within 30 days of opening an Accounts

Campaign valid from 15/7/2023 to 15/1/2024

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the necessary documents to open an account?

In Person

Valid Identification Document:

Portuguese Citizen Card;
Portuguese Residence Card issued with a validity of more than 12 months;
Passport/Identity Card (only accepted if European citizen, Schengen Area or United Kingdom nationality).

Valid Tax Identification Number (TIN):

Portuguese Citizen Card;
TIN Card or Tax Payer’s central registration.

Proof of address (12 months):

Drivers License;
Tax reimbursement statement;
Utilities bill;
Taxes liquidation issued by the ﬁscal authority of the country of residency or Document issued by the consulate.

If the client is a minor, proof of address of parents/legal representatives must be presented
Proof of employment situation (6 months validity):

Employee: Pay slip or Employment proof or Work contract.;
Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.;
Self-employed: Commercial Registry certiﬁcate or Company Registration;
Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center;
Student: Student ID or Enrolment proof or University attendance certiﬁcate.

Digital

Valid Identification Document:

Portuguese Citizen Card;
Portuguese Residence Card issued after December 2008 and valid for more than 12 months;

Valid Tax Identification Number (TIN):

Portuguese Citizen Card;
TIN Card or Tax Payer’s central registration.

Proof of address (12 months):

Drivers License;
Tax reimbursement statement;
Utilities bill;
Document issued by the consulate.

Proof of employment situation (6 months validity):

Employee: Pay slip or Employment proof or Work contract.;
Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.;
Self-employed: Commercial Registry certiﬁcate or Company Registration;
Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center;
Student: Student ID or Enrolment proof or University attendance certiﬁcate.

What is the Access Code?

The Access Code is a code composed by 7 digits that allows access to the App, website, Automatic Service and Support Line services, making it possible to perform transactions in every account the Client has.

Clients should not have an Access Code that can be easily memorized by others and must change it periodically on our website activobank.pt in Setup.

Activobank.pt will never request, at any time and at the same time, more than 3 digits of your Multichannel Access Code. Any request in that sense should be considered fraud and must be immediately reported to: 210 030 700.

Where are our ActivoBank Branches?

ActivoBank has branches all around the country. See here which one is closer to you.

How can I include another holder to my account?

To include holders in your Current Account, you must both go to one of our Branches and take with you the following documents:

Identification Documents:

Identification Document (valid) - Portuguese Identiﬁcation Document or Residency authorization or Passport or National Identity Card.
NIF (Tax Identification Number) (valid) - Portuguese Identiﬁcation Document or NIF Card or Tax Payer’s central registration.
Abroad: Taxes liquidation issued by the ﬁscal authority of the country of residency or Document issued by the consulate.

National: Drivers License or Tax reimbursement statement or Water/electricity/gas bill

Abroad: Taxes liquidation issued by the ﬁscal authority of the country of residency or Document issued by the consulate.

Proof of employment situation (3 months validity):

Employee: Pay slip or Employment proof or Work contract.
Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.
Self-employed: Commercial Registry certiﬁcate or Company Registration.
Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center.
Student: Student ID or Enrolment proof or University attendance certiﬁcate.

Where can I find the IBAN/NIB proof?

Login to activobank.pt and go to More Operations > Account information. You can also do it on the App, Current Account > See Details > Details.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

The opening of an Account is conditioned to the Client’s admission by the Bank, in accordance with its Customer Acceptance Policy. Minimum initial deposit of €500 (€100 for students, salary domiciliation, worksite protocols, and opening via video call or €0 for opening via Digital Mobile Key). When you open an Account online, the first transaction you must make is a bank transfer. This amount is Account balance and is entirely at the Client's disposal.

1 - Offer of 1 Glovo Prime voucher to each Client who opens a Current Account with Digital Mobile Key in the ActivoBank App. Limited allocation of one voucher per Client. Limited to the existing stock. Campaign valid from November 21, 2023 to January 21, 2024. The promotional code will be sent to the Client's email registered with the Bank during the month following the Account opening.

2 - New Clients Term Deposit exclusive to Clients who opened a Current Account within the last 90 days before establishing the deposit. Set-up minimum: €500. Set-up maximum per deposit: €100.000. Term: 180 days. Early mobilization allowed, partial or total, at any moment during the duration of the Term Deposit with a penalty of 100% applied to the interest on the amount withdrawn. Not renewable. No increases allowed.

3 - Conditions of access: Clients who subscribe to the product within 30 days of opening the Account, are over 18 years of age and emancipated. Clients with incidents in Banco de Portugal are exempt.

The subscription of the AB Plus Plan between 15/7/2023 and 15/1/2024 exempts you, for a period of 3 months from the date of subscription (month of subscription and the following two months), from paying the Package Account Maintenance Fee of 3,99€, plus Stamp Duty at the legal rate (currently 4%). After this period, the fee will be debited from the respective Current Account.

The subscription of the AB Premium Plan between 15/7/2023 and 15/1/2024 exempts you, for a period of 3 months from the date of subscription (month of subscription and the following two months), from paying the Package Account Maintenance Fee of 8,99€, plus Stamp Duty at the legal rate (currently 4%). After this period, the fee will be debited from the respective Current Account.

Powerful Brands - Distinction awarded by Sábado and Marktest in 2023 in the category of "Online Banks in Portugal."
Deco Proteste - "BEST IN TEST" by DECO PROTESTE in the category of Best Retail Bank. Awarded in March 2023. Valid until August 2024.

These awards are the sole responsibility of the entities that granted them.

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