The right move to a Simple Account

“It’s just choosing ActivoBank, that doesn’t charge Account maintenance fees”

And enjoy the rhythm

Receive your salary, equal to or greater than 1.250€ net in the ActivoBank and take advantage of a voucher of 100€ to use in the hotels of the Discovery Hotel Management Group (DHM).

Know here the Campaign’s General Conditions1, valid from 9/7 a 30/9.

Don’t mess with the choreography. This Account is Simple.

Without Account maintenance fees

You don't have to pay anything to have an account with us

Without Card Provision fees

Cards have no costs.

With Investments in the App2

You can subscribe and follow your Investments without getting off the couch.

A simple and complete offer

From making all your daily operations through the App to buying a house.

House that makes the dinner? Only if it’s with Bimby®

Receive a Bimby® and 12 months of Access to Recipes’ Plataform Cookidoo® from contracting your Loan, for an amount equal to or greater than 150.000€.

Learn more

Give your salary a twist

Receving your Salary at ActivoBank is having more advantages.

Advance your salary

If you choose to have your salary credited with us, you can have access to a salary advance, up to 100%, on the first day of each month. 3

Collect points

Get 500 points on Activo+ after your first salary domiciliation.

App ActivoBank

The App is your Bank without leaving the house

Your Bank will be in your hand. You can take care of your daily needs, such as, Payment of services, Transfers and Movement consultation, digitally.

Just swipe for a simpler life

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the necessary documents to open an account?
Identification Documents:
  • Identification Document (valid) - Portuguese Identification Document or Residency authorization or Passport or National Identity Card.
  • NIF (Tax Identification Number) (valid) - Portuguese Identification Document or NIF Card or Tax Payer’s central registration.
Proof of address (12 months):
  • National: Drivers License or Tax reimbursement statement or Water/electricity/gas bill
  • Abroad: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.
Proof of employment situation (3 months validity):
  • Employee: Pay slip or Employment proof or Work contract.
  • Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.
  • Self-employed: Commercial Registry certificate or Company Registration.
  • Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center.
  • Student: Student ID or Enrolment proof or University attendance certificate.
What is the Access Code?

The Access Code is a code composed by 7 digits that allows access to the App, website, Automatic Service and Support Line services, making it possible to perform transactions in every account the Client has.

Clients should not have an Access Code that can be easily memorized by others and must change it periodically on our website activobank.pt in Setup.

Activobank.pt will never request, at any time and at the same time, more than 3 digits of your Multichannel Access Code. Any request in that sense should be considered fraud and must be immediately reported to: 210 030 700.

Where are our ActivoBank Branches?

ActivoBank has branches all around the country. See here which one is closer to you.

How can I include another holder to my account?

To include holders in your Current Account, you must both go to one of our Branches and take with you the following documents:

Identification Documents:

  • Identification Document (valid) - Portuguese Identification Document or Residency authorization or Passport or National Identity Card.
  • NIF (Tax Identification Number) (valid) - Portuguese Identification Document or NIF Card or Tax Payer’s central registration.
  • Abroad: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.

National: Drivers License or Tax reimbursement statement or Water/electricity/gas bill

Abroad: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.

Proof of employment situation (3 months validity):

  • Employee: Pay slip or Employment proof or Work contract.
  • Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.
  • Self-employed: Commercial Registry certificate or Company Registration.
  • Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center.
  • Student: Student ID or Enrolment proof or University attendance certificate.
Where can I find the IBAN/NIB proof?

Login to activobank.pt and go to More Operations > Account information. You can also do it on the App, Current Account > See Details > Details.

What are the general conditions of the current campaign for salary domiciliation?

Know here the Campaign’s General Conditions1, valid from 9/7 a 30/9.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

The opening of an account is conditioned to the Customer's admission by the Bank, in accordance with its Customer Acceptance Policy. The Minimum amount to open an account is 500€ and 100€ to online Account openings. The minimum initial deposit of 100€ is also applicable for Salary Accounts and Student Accounts. This amount is Account Balance and is entirely at the Customer's disposal.

(1) Campaign’s General Conditions

The campaign consists in the attribution of a voucher of 100€ (one hundred euros) for individual use in the hotel units belonging to the Discovery Hotel Management (DHM)

The Campaign is valid for ActivoBank Clients, individuals with legal age who, cumulatively, meet the following conditions:
a) Clients who domicile at ActivoBank their first salary or pension between July 9th and September 30th. By first salary, it is understood that the costumer hasn’t receive the salary at ActivoBank in the last 12 months.
It is meant by new domiciliation, the credited amount though a duly coded bank transfer, that is, with the code ISO “sala”, “08” or “011”
b) That the domiciled salary or pension is equal to or greater than €1.250 net per month, excluding holiday payments or others. The calculation of the benefit will only be carried out after two consecutive months of receiving the eligible salary amount in the Account.
c) Clients who don’t have any of the following exclusion clauses:
•Incidents registered at Banco de Portugal;
•Who have already benefited from another commercial offer of the Bank, within the scope of salary domiciliation.

Voucher’s Utilization Terms

For the Accounts opened in joint ownership, it’s given only one Voucher.

Vouchers are sent by the Bank to the Client, to the respective email address indicated in the Account.

The attribution will be held monthly, at the end of each month, and after referred previously in the document.

The Vouchers are personal and untransferable and cannot be converted into cash.

This Campaign is valid for 1.200 Vouchers. After depleting the stock of Vouchers, this fact will be disclosed on the Bank’s public website.

Voucher’s Utilization

The DHM Vouchers can be used in any DMH Group Hotels and relatively for any services provided at the respective hotel unit, including accommodation or meals.

Regarding the use of the Voucher, if the value of the stay is lower than the Voucher, the remainder can be used in the unit's services.

The management of bookings and services is the exclusive responsibility of DHM Group. The Discovery Hotel Management Group units may be consulted through the Site https://discoveryportugal.com.

At check-in, the Beneficiary must present the email sent by the Bank to confirm that he/she is the Voucher holder.

The Voucher is valid until December 31st, 2022, for use by the Customer, subject to the availability of each hotel unit in the Group.

The Voucher can only be used in one hotel unit.

The Voucher’s acceptance is subject to the condition of salary domiciliation for 12 months, without which the value of the Voucher will be returned.

ActivoBank and the DMH don’t take responsibility for the misuse of Vouchers.

The Bank reserves the right to change or cancel the present campaign, without previous notice, whenever market conditions or any other relevant conditions thus determine.

Personal Data’s Treatment

ActivoBank, S.A. is the responsible entity for the treatment of personal data that receives.

(2) The ActivoBank S.A is a financial intermediary registered at CMVM

(3)You can have access to a Salary Advance Loan, on the first day of each month, up to 100% of your salary. For an amount of 1.500€ for 90 days at a 13,500% Nominal Interest Rate, the interests will amount to 50,63€ plus 2,03€ of stamp tax, corresponding to a Annual Percentage Rate of Charge (TAEG) of 15,0%. Exemption of tax stamp for the use of the credit up to the amount of the monthly wage credited in your account. Subject to credit assessment.