Make life happen

Personal Loan
TAEG 11,6% | TAN 7,000%
TAEG 10,7% | TAN 6,200%

Campaign valid from 01/09 to 31/10



Simulating doesn't cost a thing

How much do you want to order?

How many months do you want to pay?


Monthly installment
97.71 €

Monthly installment
97.71 €
Monthly installment
97.71 €
Term 60 months / 5 years

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Simple and adapted to your needs

When and wherever you want

Request your Loan online, through the App our website, without having to leave your house.

Having freedom is very important

Settle your Loan, completely or partially and don't pay for extra for it.

Instalments that are easy to control

The nominal rate and the instalments are fixed throughout the Loan.
TAEG 10,7% | TAN 6,200%

What you can count on

Loan opening fee of 1% over thee financed amount, with a minimum of €10 and a maximum of €150.

Unforeseen events happen

Take advantage of our Insurances offer to avoid them.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the minimum and maximum ages to request a Personal Loan?

The Personal Loan is for Clients between the ages of 18 and 70.

Are there fees for the Loan request?

There is a Loan opeing fee of 1% over the financed value, with a minimum of 10€ and a maximum of €150.

What is the Payment Plan?

The Payment Plan is a projection in time of the payments to be made for the refund of a financing. For the Personal Loan with fixed rate, the settlement of the financing is made through constant instalments, with a monthly frequency (of capital and interest).

Can I give up on my Loan after I hire it?

You can give up on the Loan contract within 14 calendar days from the time of the signature, without specifying any reasons for the dropout, on the terms of article 17.º of Decree-Law n.º 133/2009 June 2nd. You can make this request through our Website or App, call +351 210 030 700 or go to one of our Branches. By giving up on the contract you will have to return the amount that has been loaned to you and pay the accrued interest within 30 days.

Are there any mandatory insurances?

There are 2 insurances that the Bank demands whenever financing for house is requested, Life insurance and Multirisk insurance.

Life insurance ensures the payment in case of death or permanent invalidity of the insured person. Multirisk insurance ensures that the property, besides the fire coverage (mandatory by law for all houses in regime of horizontal property,for the autonomous fraction as well as for the corresponding share of common areas), has a wide range of aditional coverages that ensure a bigger safety level to the property and to the insured person (examples: Flooding, plumbing malfunction, theft, civil responsability, amongst others).

Didn't find what you were looking for?

Clarify your doubts!


The opening of an account is conditioned to the Customer's admission by the Bank, in accordance with its Customer Acceptance Policy. Minimum amount to open an Account €500 (except Activo Salary, students and online Acount Openings - €100).

TAEG 10,7%, TAN 6,200%, with monthly instalments of 57,84€ , Loan opening fee of €12,99, for a 1,299 € Loan with a 24-month term. Total amount charged to the consumer: 1.435,96€, including interest, Stamp Tax for the use of the loan and for fees.

Loan opening fee of 1% over the financed amount, with a minimum of 10€ and maximum of 150€.
Subject to credit assessment.Campaign valid from September 1st to October 31st.

The loan's settlements are regular charges of the banking client's household budget. It is essential that the client previously weighs his financial ability to ensure the payment of the ongoing settlements of the loans he wishes to hire. For further information on household budget management consult "Todos Contam" at The provision of the loan is subject to the macroprudential rules of the Banco de Portugal.

For amounts up tp 15.000€ the loan request is analyzed online and, if approved, the hiring of the loan will be made online and the requested amount will be deposited on the Current Account. For higher amounts, in case of approval, the hiring of the loan will be made at an ActivoBank Branch. Valid for Clients with a risk profile that is adequate to the product.

Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000,00 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Life Branch:
Ocidental - Companhia Portuguesa de Seguros Vida, S.A. - Av. Dr. Mário Soares, Edif. 10 - Tagus Park - 2744-002 Porto Salvo. Legal person number 501 836 926, and registered under this number at Lisboa Trade Register, with share capital of 22.375.000€.

Non Life Branch:
Ocidental – Companhia Portuguesa de Seguros, S.A. Head office at AV. Dr. Mário Soares (Tagus Park), Edificio 10, Piso 1, 2744-002 Porto Salvo. Legal person number 501 836 918 and registered under this number at Lisboa Trade Register, with share capital of €12.500.000,00.

Personal Data Protection and Insurance Mediation
ActivoBank, as insurance intermediary, carries out its business of distribuing insurance to the Segurador Ocidental – Companhia Portuguesa de Seguros de Vida, S.A..
In order to carry out this simulation, it may be necessary to proceed with the collection of personal data (such as identification and contact details, among others that may be necessary) to be transmitted to Ocidental - Companhia Portuguesa de Seguros, S.A.