promoção

Driver of change

€50 to charge your new car*

Electric Auto Loan

TAEG 6,8% | TAN 5,000%

Now available in the App​​

Subject to Credit decision​

Simulate

Our blue is also green

Loan for motor vehicles and motorcycles, new or used with 100% electric motorization, hybrid with CO2 emissions not exceeding 50g/km and motorcycles with 0g emissions.

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Fixed TAN during the entire loan

Possibility of partial or total amortization at any moment*

Loan opening fee of 2% over the financed value with a maximum of €300

Without reservation of ownership

A TAYLOR-MADE SUSTAINABILITY

Flexible term and amount

From 24 to 96 months, according with the amount:

Up to 84 months

€3.000 a €15.000

Up to 96 months

€15.000 to €50.000

To contract, visit us at a Ponto Activo or contact us through our Support Line* and ask for your Loan.

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Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

How can I contract an Electric Auto Loan?

The Electric Auto Loan can be contracted in one of our Branches or through our Support Line.

What's the maximum funding of the Electric Auto Loan?

These operations have a minimum contracting limit of €3.000 and €50.000 as a maximum.

Which are the contracting terms of the Electric Auto Loan?

The operations can be contracted for a minimum of 24 months. The maximum is 96 months.

Which are the minimum and maximum ages to request an Electric Auto Loan?

The Electric Auto Loan is aimed at the acquisition of motor vehicles and motorcycles, new or used, passenger and freight vehicles up to 3,5t, with 100% electric motorization, hybrid with CO2 emissions not exceeding 50g/km and motorcycles with 0g

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Documents

Here, you can consult detailed information about our Electric Auto Loan.

Normalized Information Sheet Credit Default Contracts Rights and Duties

*Campaign valid from July 1 to August 31, 2024, for new Electric Auto Loans of €12,000 or more applied for during this period and contracted by September 15, 2024. ​​

Allocation of only one Miio voucher of €50 per Electric Auto Loan and Client.

The Bank reserves the right to modify or cancel the current campaign without prior notice, if market conditions change or if any other relevant factors so dictate. 

Vouchers: It will be sent to the Client’s e-mail registered with the Bank, in the month following the request of the Electric Auto Loan and has a validity of 3 months.

Procedure: Download the Miio App; Open the side menu on the map screen; Tap on “Coupons” and open a new window; Enter the voucher code (received via email) in the field provided; Select “Wallet” to receive the amount.​​

For more information and support on how to use vouchers, please contact Miio at the following email address: support@miio.pt​

TAEG 6,8% | TAN 5,000%, monthly instalments of €142,28 for a financing example of 10.000€ with 84 months. Total amount charged to the consumer: €12.387,52, including loan opening fee of €250, interest, Stamp Duty for the use of the Credit and on the interest and fee. Loan opening fee of 2,5% over the financed value, with a maximum of €500.
Subject to Credit Decision.

The loan's settlements are regular charges of the banking client's household budget. It is essential that the client previously weighs his financial ability to ensure the payment of the ongoing settlements of the loans he wishes to hire. For further information on household budget management consult "Todos Contam" at www.todoscontam.pt The provision of the loan is subject to the macroprudential rules of the Banco de Portugal.

THIS PRODUCT CAN BE CONTRACTED FOR THE FINANCING OF THE ACQUISITION OF MOTOR VEHICLES AND MOTORCYCLES, NEW OR USED, PASSENGER AND FREIGHT VEHICLES UP TO 3,5T, WITH 100% ELECTRIC MOTORIZATION, HYBRID WITH CO2 EMISSIONS NOT EXCEEDING 50G/KM AND MOTORCYCLES WITH 0G EMISSIONS.