Does the holder of the Móbis Insurance have to be the owner of the vehicle?

According to the portuguese legislation, the holder of the Car Insurance must be the owner of the vehicle, except in the situations foreseen in the law (Decree-Law nº291/2007, August 21st), namely in the situations of usufruct, sale with retention of title and finance lease, in which the duty falls upon the usufructuary, buyer or lessee. However, there is no hindrance to it being two distinct people as long as the regular driver is properly identified at the insurance company.