Loans

CAR AND MOTOCYCLE

• Will I have reserve of ownership?
• What is the main advantage of requesting a Car and Motorcycle Loan?
• What are the deadlines for Car and Motorcycle Loans?
• Is this financing subject to the payment of Stamp Duty?

SALARY ADVANCE

• What is the salary advance?
• How is the amount of monthly salary advance available calculated?
• What is the amount if there were no salary or pension transfers in the previous two months?
• What happens if there is a month in which there is no salary or pension transfer?

EDUCATION

• Is it possible to make an early, partial or total repayment of my Loan?
• What's the minimum and maximum amount I can ask for the Education Loan?
• What's the minimum and maximum term that I can request?
• What is the grace period for the Education Loan?
• Are there any commissions for the Education Loan application?
• Is there any mandatory Insurance for the Eduaction Loan?
• Can I give up on my Education Loan after I hire it?

HEALTH

• How do I apply for a Health Loan?
• What are the eligible expenses for the Health Loan?
• What is the minimum and maximum amount of the Health Loan?
• What are the contracting terms of the Health Loan?​
• Do I have to present any document related to the goods or services that I will  obtain through the Health Loan?

PERSONAL

• What is the maximum amount that the Bank will loan me?
• Are there fees for the Loan request?
• What is the Payment Plan?
• Can I give up on my Loan after I hire it?

HOME

• Are there any mandatory insurances?
• Do I have any fiscal benefits from buying a house?
• Which are the steps to formalize a Home Loan process?

ELECTRIC AUTO

• What's the maximum funding of the Electric Auto Loan?
• Which are the contracting terms of the Electric Auto Loan?

OTHER

• Are there fees for applying for Loan? Can I withdraw after contracting?
• Who is the Crédito Certo (Right Loan) intended for, and what are the applicable amounts?
• How does it work in terms of billing and deliveries?
• What is the Payment Plan?
• Who is the “Ordenado Activo” aimed at?
• How can I receive my salary or pension in ActivoBank?
• Where can I find my ActivoBank NIB /IBAN?
• What costs will I incur if I receive salary advances?
• Are there fees for the Personal Loan +Energia request
• Is it possible to make an early, partial or total repayment of my Loan?
• What are the minimum and maximum ages to request a Personal Loan?
• What are the minimum and maximum ages to request a Education Loan?
• Are there mandatory insurances?
• What is EURIBOR? And Spread?
• What's the usage period​ of Education Loan?
• What is TAEG? And MTIC?
• What is the amortization period for the Education Loan?
• What is the FINE (ESIS)?
• What is TAN (Nominal Rate)?
• How can I contract an Electric Auto Loan?
• Which are the minimum and maximum ages to request an Electric Auto Loan?