Pagamentos fraccionados

Slicing costs might be your next superpower​

TAN 9,900%

Purchases from 75€ up to 50 transactions simultaneously.

Slice corresponds to installments or split payments.

Simulate

In the ActivoBank App, access greater financial flexibility quickly and easily

1

Make a purchase with your Credit Card

To split a purchase you've already made, simply go to your transactions, select a payment from €75, and choose “Split purchase.”

2

Decide how many installments you want to pay

You can choose the option of 3, 6, or 9 installments, with the first charge appearing 2 months later, on the day chosen for the Credit Card payment.

3

Track your installments at any time

The monthly installment is charged with your Credit Card statement, on the payment day of each month: in the App, under More > Split Purchase, you can manage your payments.

Example

Mariana went to visit her best friend who lives abroad with her Classic Credit Card2 (TAEG 17.9%)

She decided to pay for the purchase in 6 monthly installments with Fatia, on the ActivoBank App.

Monthly Installment

64,05€

Total Amount to be Paid

387,42€

This amount includes the total installments plus the ISUC (Stamp Duty on the Use of Credit)*

For just 14,42€, Mariana was able to split her trip into 6 installments.

Choose which Credit Card you will use to Slice

Cartão AB Gold

AB Gold Credit Card3 | TAEG 17,9%

€2.99/month Card Issuance Fee

Ver detalhes Request Card
Cartão Classic

Classic Credit Card2 | TAEG 17,9%

€0 Card Issuance Fee

Ver detalhes Request Card

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

The Slice corresponds to installments, that is, a payment mode that allows the transaction made with the Credit Card to be made in equal monthly payments of capital, interest, and taxes, consuming the limit of the respective Credit Card. When the monthly payments are made, they no longer affect the Credit Card balance, and the credit limit is released.

Installments are the number of months you divide a purchase or payment.​ Each installment is paid on the day your Credit Card statement is debited from your Current Account. The final amount is the sum of the installments plus the ISUC (Stamp Duty on Credit Utilization). The ISUC is charged only once, in the first installment.

Purchases, Payment of Services and Payments to the State are eligible.​

This payment mode is only available for transactions from 75€. The possible periods of installment are 3, 6 or 9 months.

Usage is dictated by the Credit Card limit, with a limit of 50 transactions with installments active.​

Yes. It is possible to cancel/reverse the entire outstanding capital debt of an installment payment on your Card Account. The amount refunded will be included in the balance due for the following month and will be paid according to the payment option chosen by the Client. A Repayment Fee is added to the cancellation amount.

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1- SLICE

Slice for payments in 3, 6 or 9 months: TAN 9,900%.*

Slice corresponds to installments or split payments.

The Split Payment option for terms of 3, 6, or 9 months involves the use of credit for a specified period, subject to Stamp Duty, which is paid and charged at the time of granting, according to the applicable legal rates: For a term of less than 1 year: 0.1410% per month (TGIS 17.2.1.).

Minimum amount for split payment: €75, with a maximum of 50 simultaneous transactions.

The transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.

*TAN of 9,900%. Slice is subject to Stamp Duty on the Use of Credit (ISUC), charged at the time of activation, according to the applicable legal rates: Term < 1 year - 0.1410% per month (TGIS 17.2.1).Representative example for the creation of a plan associated with a purchase of €373 over 6 months: ISUC payment of €3.12 and a monthly instalment of €64.05.

2- Classic Credit Card

TAEG 17,9% and TAN 17,400% for a credit limit of €1,500, paid in 12 equal monthly installments of principal plus interest and fees. Exempt from the setup fee. Credit subject to approval.

3- AB GOLD Credit Card

TAEG 17,9% and TAN 12,200% for a credit limit of €1,500, paid in 12 equal monthly installments of principal plus interest and fees. Annual availability fee of €37.32, charged in advance and monthly on the day of contracting at €3.11. Stamp Duty included. Credit subject to approval.