Fatia ActivoBank | Choose how many installments you want to pay: 3, 6 or 9 months

Feel like you're in the clouds by paying for your vacation in 3, 6 or 9 installments

TAN 9,900%

Purchases from 75€ up to 50 transactions simutaneously

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Choose the Card

Classic Credit Card¹
TAEG 17,9% | TAN 17,400%

AB Gold Credit Card²
TAEG 17,9% | TAN 12,200%

In the ActivoBank App, access greater financial flexibility quickly and easily

Make a purchase with your Credit Card

To split a purchase you’ve already made, simply go to your transactions, select a payment from €75, and choose “Split purchase.”

Decide how many installments you want to pay

You can choose the option of 3, 6, or 9 installments, with the first charge appearing 2 months later, on the day chosen for the Credit Card payment.

Track your installments at any time

The monthly installment is charged with your Credit Card statement, on the payment day of each month: in the App, under More > Split Purchase, you can manage your payments.

Example

Mariana went to visit her best friend who lives abroad with her Classic Credit Card¹ (TAEG 17.9%)

She decided to pay for the purchase in 6 monthly installments with Fatia, on the ActivoBank App.

Monthly Installment

€64.05

Total Amount to be Paid

€387,42

This amount includes the total installments plus the ISUC (Stamp Duty on the Use of Credit)*

For just €14,42,Mariana was able to split her trip into 6 installments.

Cards

Choose which Credit Card you will use to slice

Visa Classic Credit Card¹

TAEG 17,9% | TAN 17,400%

Without Issuance Costs, this is the Card that offers a 10% discount on iService repairs for your smartphone, computer, tablet, or other accessories. If you're craving for breakfast in bed, enjoy a discount on stays at Pestana Hotels & Resorts.

See details Request Card

Ab Gold Credit Card²

TAEG 17,9% | TAN 12,200%

With 2% Cashback on TVDE, Food Delivery, and Streaming platforms. Ideal for travelers, it allows fee-free withdrawals in other countries and fee-free refueling. Get insurance packages at no cost and Credit withdraw up to €400/month, without commissions.

See details Request Card

Request your Credit Card online, easily and quickly!

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is Slice?

The Slice corresponds to installments, that is, a payment mode that allows the transaction made with the Credit Card to be made in equal monthly payments of capital, interest, and taxes, consuming the limit of the respective Credit Card. When the monthly payments are made, they no longer affect the Credit Card balance, and the credit limit is released.

What are installments and how are they paid?

Installments are the number of months you divide a purchase or payment. Each installment is paid on the day your Credit Card statement is debited from your Current Account. The final amount is the sum of the installments plus the ISUC (Stamp Duty on Credit Utilization). The ISUC is charged only once, in the first installment.

What transactions can I use installments for?

Purchases, Payment of Services and Payments to the State are eligible.

What is the minimum amount and periods of installment payments?

This payment mode is only available for transactions from 150€. The possible periods of installment are 3, 6 or 9 months.

How many transactions using installment payments can happen simultaneously?

Usage is dictated by the Credit Card limit, with a limit of 50 transactions with installments active.

Is it possible to cancel an installment payment?

Yes. It is possible to cancel/reverse the entire outstanding capital debt of an installment payment on your Card Account. The amount refunded will be included in the balance due for the following month and will be paid according to the payment option chosen by the Client. A Repayment Fee is added to the cancellation amount.

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SLICE

Slice corresponds to installments or split payments.

Slice for payments in 3, 6 or 9 months: TAN 9,900%.

The Split Payment option for terms of 3, 6, or 9 months involves the use of credit for a specified period, subject to Stamp Duty, which is paid and charged at the time of granting, according to the applicable legal rates: For a term of less than 1 year: 0.1410% per month (TGIS 17.2.1.).

Purchases from 75€ up to 50 transactions simutaneously.

The transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.

1- Classic Credit Card

TAEG 17,9% and TAN 17,400% for a credit limit of €1,500, paid in 12 equal monthly installments of principal plus interest and fees. Exempt from the setup fee. Credit subject to approval.

2- AB GOLD Credit Card

TAEG 17,9% and TAN 12,200% for a credit limit of €1,500, paid in 12 equal monthly installments of principal plus interest and fees. Annual availability fee of €37.32, charged in advance and monthly on the day of contracting at €3.11. Stamp Duty included. Credit subject to approval.

*TAN of 9.900%. Fatia is subject to Stamp Duty on the Use of Credit (ISUC), charged at the time of its creation, in accordance with the applicable legal rates:For terms under 1 year – 0.1410% per month (TGIS 17.2.1.).Representative example for a plan linked to a €373 purchase over 6 months: ISUC payment of €3.12 and a monthly installment of €64.05.