Logo Fatia ActivoBank

Buy all at once, pay in 3, 6, or 9 installments

TAN 9,900%

​MINIMUM AMOUNT FOR INSTALLMENT PAYMENT: €75, WITH A MAXIMUM OF 50 SIMULTANEOUS TRANSACTIONS.

Simulate

How it works

Do you want to start slicing? Access the ActivoBank App

Example

Leonor bought an electric scooter for €373 with her Classic Credit Card1 (TAEG 17.9%)

She decided to pay for the purchase in 6 monthly installments using Fatia, through the ActivoBank App.

Monthly Installment

€64.05

Total Amount to be Paid

€387,42

This amount includes the total installments plus the ISUC (Stamp Duty on the Use of Credit)*

For just €14,42, Leonor managed to split the cost of her scooter into 6 installments.

Pay in installments? It’s simple

Quick access

Discover another payment option to buy now ​and pay later

Emotions in full bloom​

Start managing your money in an agile way without paying all at once

Music to the ears​​

Choose how you want to pay, in 3, 6 or 9 months, for purchases from €75

Cards

Choose which Credit Card you will use to slice

Visa Classic Credit Card1

TAEG 17,9% | TAN 17,400%

Without Issuance Costs, this is the Card that offers a 10% discount on iService repairs for your smartphone, computer, tablet, or other accessories. If you're craving for breakfast in bed, enjoy a discount on stays at Pestana Hotels & Resorts.​

​
See details Request Card

Ab Gold Credit Card2

TAEG 17,9% | TAN 12,200%

With 2% Cashback on TVDE, Food Delivery, and Streaming platforms. Ideal for travelers, it allows fee-free withdrawals in other countries and fee-free refueling. Get insurance packages at no cost and Credit withdraw up to €400/month, without commissions.​

​
See details Request Card

Request your Credit Card online, easily and quickly!

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is Slice?

The Slice corresponds to installments, that is, a payment mode that allows the transaction made with the Credit Card to be made in equal monthly payments of capital, interest, and taxes, consuming the limit of the respective Credit Card. When the monthly payments are made, they no longer affect the Credit Card balance, and the credit limit is released.

What are installments and how are they paid?​

Installments are the number of months you divide a purchase or payment.​ Each installment is paid on the day your Credit Card statement is debited from your Current Account. The final amount is the sum of the installments plus the ISUC (Stamp Duty on Credit Utilization). The ISUC is charged only once, in the first installment.

What transactions can I use installments for?

Purchases, Payment of Services and Payments to the State are eligible.​

What is the minimum amount and periods of installment payments?

This payment mode is only available for transactions from 150€. The possible periods of installment are 3, 6 or 9 months.

How many transactions using installment payments can happen simultaneously?

Usage is dictated by the Credit Card limit, with a limit of 50 transactions with installments active.​

Is it possible to cancel an installment payment?

Yes. It is possible to cancel/reverse the entire outstanding capital debt of an installment payment on your Card Account. The amount refunded will be included in the balance due for the following month and will be paid according to the payment option chosen by the Client. A Repayment Fee is added to the cancellation amount.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

SLICE

Slice corresponds to installments or split payments.

Slice for payments in 3, 6 or 9 months: TAN 9,900%.

The Split Payment option for terms of 3, 6, or 9 months involves the use of credit for a specified period, subject to Stamp Duty, which is paid and charged at the time of granting, according to the applicable legal rates:For a term of less than 1 year: 0.1410% per month (TGIS 17.2.1.).

MINIMUM AMOUNT FOR SPLIT PAYMENT: €75, WITH A MAXIMUM OF 50 SIMULTANEOUS TRANSACTIONS.

1- Classic Credit Card

TAEG 17,9% and TAN 17,400% for a credit limit of €1,500, paid in 12 equal monthly installments of principal plus interest and fees. Exempt from the setup fee.​ Credit subject to approval.

2- AB GOLD Credit Card

TAEG 17,9% and TAN 12,200% for a credit limit of €1,500, paid in 12 equal monthly installments of principal plus interest and fees. Annual availability fee of €37.32, charged in advance and monthly on the day of contracting at €3.11. Stamp Duty included. Credit subject to approval.

*TAN of 9.900%. Fatia is subject to Stamp Duty on the Use of Credit (ISUC), charged at the time of its creation, in accordance with the applicable legal rates:For terms under 1 year – 0.1410% per month (TGIS 17.2.1.).Representative example for a plan linked to a €373 purchase over 6 months: ISUC payment of €3.12 and a monthly installment of €64.05.​