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INSTALLMENTS

Buy gadgets now and pay 2 months later?​

Slice purchases from €75, 3 times without interest​

Campaign valid from 15/8 to 15/9 of 2024.​

How it works

Do you want to start slicing? Access the ActivoBank App

Example

Leonor bought a flight for €373 with the Classic Credit Card

She decided to pay for the purchase in 6 monthly installments with Slice, in the ActivoBank App

Monthly Installment

64,05

Total Amount Charged

387,42

This amount is equal to the total of the installments plus the ISUC (Stamp Duty for the Use of Credit)*

For just 14,42€, Leonor could slice her flight into 6 installments.

Pay in installments? It’s simple

Quick access

Discover another payment option to buy now ​and pay later

Emotions in full bloom​

Start managing your money in an agile way without paying all at once

Music to the ears​​

Choose how you want to pay, in 3, 6 or 9 months, for purchases from €75

Cards

Choose which Credit Card you will use to slice

Visa Classic Credit Card1

TAEG 17,9% | TAN 17,400%

Without Issuance Costs, this is the Card that offers a 10% discount on iService repairs for your smartphone, computer, tablet, or other accessories. If you're craving for breakfast in bed, enjoy a discount on stays at Pestana Hotels & Resorts.​

Ab Gold Credit Card2

TAEG 17,9% | TAN 12,200%

With 2% Cashback on TVDE, Food Delivery, and Streaming platforms. Ideal for travelers, it allows fee-free withdrawals in other countries and fee-free refueling. Get insurance packages at no cost and Credit withdraw up to €400/month, without commissions.​

Request your Credit Card online, easily and quickly!

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What is Slice?

The Slice corresponds to installments, that is, a payment mode that allows the transaction made with the Credit Card to be made in equal monthly payments of capital, interest, and taxes, consuming the limit of the respective Credit Card. When the monthly payments are made, they no longer affect the Credit Card balance, and the credit limit is released.

What are installments, and how are they paid?​

Installments are the number of months you divide a purchase or payment.​ Each installment is paid on the day your Credit Card statement is debited from your Current Account. The final amount is the sum of the installments plus the ISUC (Stamp Duty on Credit Utilization). The ISUC is charged only once, in the first installment.

What transactions can I use installments for?

Purchases, Payment of Services and Payments to the State are eligible.​

What is the minimum amount and periods of installment payments?

This payment mode is only available for transactions from 150€. The possible periods of installment are 3, 6 or 9 months.

How many transactions using installment payments can happen simultaneously?

Usage is dictated by the Credit Card limit, with a limit of 50 transactions with installments active.​

Is it possible to cancel an installment payment?

Yes. It is possible to cancel/reverse the entire outstanding capital debt of an installment payment on your Card Account. The amount refunded will be included in the balance due for the following month and will be paid according to the payment option chosen by the Client. A Repayment Fee is added to the cancellation amount.

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SLICE

Slices correspond to installments

Slice for payments in 3, 6 and 9 months: TAN of 9,900%​​​​​

The Installment Payment Option for the term of 3, 6 or 9 months means the use of a credit, by a determined term, subject to Stamp Duty which is settled and charged at the moment of its granting, according to the legal rates in force: term less than 1 year 0,1410% per each month (TGIS 17.2.1.).

MINIMUM AMOUNT FOR INSTALLMENTS €75 WITH A MAXIMUM OF 50 TRANSACTIONS SIMULTANEOUSLY.​​​​

1- Credit Card Classic

TAEG 17,9% and TAN 17,400% for a credit limit of €1.500 paid equally in 12 monthly installments of capital plus interest and charges. Without provision fee.​​ Request subject to credit risk analysis.

2- Credit Card AB GOLD

TAEG 17,9% and TAN 12,200% for a credit limit of €1.500 paid equally in 12 monthly installments of capital plus interest and charges. Provision fee for Credit Card costs €35.88 (2.99€ paid every month). Stamp Tax is applicable. Request subject to credit risk analysis.

*TAN of 9.900%. Slice is subject to ISUC (Stamp Duty for the Use of Credit), charged at the moment of its creation, according to the legal rates in force: term < 1 year – 0.1410% per year (TGIS 17.2.1). Representative example for the creation of a plan linked to a purchase of €373 in 6 months, payment of ISUC in the amount of €3.12 and monthly installment of €64.05.