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PoupeUp

This is an exclusive feature of the ActivoBank App and to use the App you must have an Account

A goal for every purpose​

For a car, a degree, a trip or simply to anticipate unexpected events. At any time, you can choose to remove a part or the whole of the amount of your goals.

A helping hand​

Create an emergency fund to protect yourself from the unexpected​

And we can do the math for you!

To find out how much you need to save each month to reach your goal, tell us the amount you want and the end date.

Prioritize your goals

Achieve your goals with better attention by assigning a rule to each goal

Grain by Grain, save for your summer trip

Use this rule to decide how often and how much to set aside

Pay Day is the day to save

With this rule, you can set aside a fixed amount of your salary

Novidade

Now, planning can pay off​

Choose the option that works best for you

AB Plus Plan

TANB 1.75% | TANL 1.26%​

Daily maximum balance= €5,000

4 goals

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AB Premium Plan

TANB 2.25% | TANL 1.62%​

Daily maximum balance= €20,000

Unlimited goals

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Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

PoupeUp is a Activobank App feature that helps you save money with goals, for example, by creating an emergency fund or simply saving for later.

This feature can only be used by Clients who accept the General Conditions of the PoupeUp account.

With AB Plans, it is possible to have an interest-bearing PoupeUp Account. The daily interest rate currently applicable to the PoupeUp Account can be consulted in the Bank’s price list.

Yes. PoupeUp gives you the flexibility to transfer money from your goals to your current account or settle it completely at any time.

You can also set transfer rules from a current account to PoupeUp.

Goals are customizable vaults that you can create anytime. You can set the name, picture, date, goal amount and transfer rules that will help you reach that goal.

Yes. Your goal amounts are available at any time. You can transfer the total or partial amount to your main account.

Rules are a schedule of recurring transfers that you set from a current account to an PoupeUp goal. You can create, edit, or delete the rules anytime.

It's a tool that helps you calculate and set aside money for unexpected financial surprises that are not covered in your monthly budget.

To reach the estimated amount, you can make occasional or recurring transfers by setting rules.

You can withdraw the money whenever you want.

Experts say that we should have at least 3 times the amount of our monthly expenses to be secure in case something unexpected happens.

So, the goal of your emergency fund is based on the monthly expenses you set and on the level of security you want.

We offer the options “3x”, “6x”, “9x” or “12x” which correspond to the number of times your monthly expenses are multiplied.

  • Client without an account plan: is entitled to the Moneybox (parent account); 1 emergency fund; 1 custom goal;
  • Plus Client: is entitled to the Moneybox; 1 emergency fund; 4 custom goals;
  • Premium Client: is entitled to the Moneybox; 1 emergency fund; unlimited custom goals.

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Subject to the Bank’s Customer Acceptance Policy.

Package Account Maintenance Fee for the AB Premium Plan, charged monthly at the beginning of the following month: €112.20/year (€8.99 + €0.36 stamp duty / month); and for the AB Plus Plan: €49.80/year (€3.99 + €0.16 stamp duty / month).

Unlimited goals.

2.25% Gross ANR (TANB) | 1.62% Net ANR (TANL): On the last business day of the month, the existence of a PoupeUp Account linked to a Current Account with the AB Premium Plan is verified. By the 7th of the following month, the daily interest rate in force for the PoupeUp Account, as per the Bank’s price list for the product, is applied for a period of 30 days. Interest is calculated daily on the daily balance (max. €20,000) and paid monthly into the PoupeUp Account “piggy bank”. Benefit subject to 28% IRS withholding tax (or option for aggregation).

1.75% Gross ANR (TANB) | 1.26% Net ANR (TANL): On the last business day of the month, the existence of a PoupeUp Account linked to a Current Account with the AB Plus Plan is verified. By the 7th of the following month, the daily interest rate in force for the PoupeUp Account, as per the Bank’s price list for the product, is applied for a period of 30 days. Interest is calculated daily on the daily balance (max. €5,000) and paid monthly into the PoupeUp Account “piggy bank”. Benefit subject to 28% IRS withholding tax (or option for aggregation).

Feature exclusive to the ActivoBank App. To use the App, holding an account is mandatory. No minimum or maximum opening/maintenance amount. This benefit cannot be combined with other campaigns.