PoupeUp – Interest-Bearing Savings Account

PoupeUp is a Activobank App feature that helps you save money with goals, for example, by creating an emergency fund or simply saving for later.

This feature can only be used by Clients who accept the General Conditions of the PoupeUp account.

With AB Plans, it is possible to have an interest-bearing PoupeUp Account. The daily interest rate currently applicable to the PoupeUp Account can be consulted in the Bank’s price list.

Yes. PoupeUp gives you the flexibility to transfer money from your goals to your current account or settle it completely at any time.

You can also set transfer rules from a current account to PoupeUp.

Goals are customizable digital money boxes that you can create at any time. You can set the name, image, date, amount, and transfer rules to feed that goal. All Customers have the Moneybox, the emergency fund, and an unlimited number of personalized goals.

Yes. Your goal amounts are available at any time. You can transfer the total or partial amount to your main account.

Rules are a schedule of recurring transfers that you set from a current account to an PoupeUp goal. You can create, edit, or delete the rules anytime.

It's a tool that helps you calculate and set aside money for unexpected financial surprises that are not covered in your monthly budget.

To reach the estimated amount, you can make occasional or recurring transfers by setting rules.

You can withdraw the money whenever you want.

Experts say that we should have at least 3 times the amount of our monthly expenses to be secure in case something unexpected happens.

So, the goal of your emergency fund is based on the monthly expenses you set and on the level of security you want.

We offer the options “3x”, “6x”, “9x” or “12x” which correspond to the number of times your monthly expenses are multiplied.

• Client without an account plan: is entitled to the Moneybox (parent account); 1 emergency fund; 1 custom goal;
• Plus Client: is entitled to the Moneybox; 1 emergency fund; 4 custom goals;
• Premium Client: is entitled to the Moneybox; 1 emergency fund; unlimited custom goals.