Savings & Investments

STOCK MARKET

• What is the Day-Trade?
• Where can I consult the trading hours of the exchanges?
• How do I make a stock exchange order?
• What is the maximum Term/Validity that I can put on a stock exchange order?
• What is a Stop Order?
• How does the Stock Market work?

DEPOSITS AND SAVINGS

• Are Term Deposits/Savings covered by the Deposit Guarantee Fund?​
• Do Term Deposits/Savings have guaranteed capital?​
• What are term deposits?
• What is the difference between GNAR and NNAR?
• How are interest rates calculated?
• What are the access conditions to Escolha o Prazo Savings?
• How can I constitute the Deposit?
• Can I reinforce the Term Deposit?
• Can I move my money before the end of the deadline?
• Where will the interest be credited?
• Can I lose the invested money?
• When should I invest?

POUPEUP

• What is PoupeUp?
• Does the PoupeUp have any remunerative rate?
• Can I add and withdraw money as many times as I want?
• What are goals?
• Can I withdraw money from goals before completing them?
• What is a rule?
• What is the Emergency fund?
• How is the Emergency fund calculated?
• How do many custom goals can I have?

ETFS

• What are the fees for purchasing an ETF?
• What are the advantages of investing in ETFs?
• What is the difference between an ETF and a traditional investment fund?
• Are ETFs suitable for beginners?
• How can I choose the ETF best suited to my financial goals?
• Do ETFs pay dividends?
• What risks are associated with ETFs?
• What is the importance of time in ETF investing?
• How do leveraged and inverse ETFs work?
• What's an ETF?
• What's an ETF made of?
• Why is the time important when investing in ETFs?

PPR FUNDS

• If I transfer my PPR, will I lose the tax benefits I have already obtained?
• Does transferring a PPR affect the time count for the tax benefit upon redemption?
• What is a PPR Fund?
• Where do PPR Funds invest?
• Do I lose the seniority of the PPR if I change the Investment Strategy?
• If I subscribe a PPR do I have fiscal benefits?
• Can I transfer or change a PPR Fund?
• If I subscribe to a PPR, do I have tax benefits?
• Is it possible to request an early redemption of the PPR?

INVESTMENT FUNDS

• What is an Investment Fund?
• What composes an Investment Fund?
• Which are the main types of Funds?
• Which are the main advantages of investing on Funds?
• How is time important when it comes to fund investing?
• How does the Redemption of Investment Funds work?
• What are the Risks and what precautions should I take?
• What can I find with ActivoBank’s fund offer?
• How to choose the right fund for me?
• How much should I invest?
• Investment Funds VS Term Deposits.
• What does high risk mean? Will I lose my money?
• When should I sell my fund?

GLOBAL INVESTOR INSURANCE

• What is a Unit Linked?
• Can I have more than one Strategy?
• What is the 2nd Serie Global Investor Insurance?
• What does Life Insurance associated with 2nd Series Global Investor Insurance cover?
• How does each investment strategy in 2nd Series Global Investor Insurance work?
• Does 2nd Series Global Investor Insurance guarantee the capital invested?
• Can I designate as many beneficiaries as I want in the 2nd Series Global Investor Insurance?

CERTIFICATES

• What are Certificates?
• How much do I need to start investing on Certificates?
• How does the sale and purchase of Certificates work?

STOCKS

• What's a Stock?
• What defines the price of a Stock?
• When investing in Stocks, is there any risk of losing my money?
• How do stock exchange operations work?

BONDS

• What's a Bond?
• What sets the price of a Bond?
• How important is time when investing in Bonds?

WARRANTS

• What's a Warrant?

OTHER

• Can I move the money before the end of the Deposit term?
• Where can I set up the Structured Deposit?
• If I withdraw the deposit before the end of the term, will I receive the interest? 
• Can I designate any beneficiaries I want?
• How to contact ActivoBank?