Home Loan Calculator

Buying a house, from A to B

Find out how much you can apply.

Calculate how much you can apply

We Simplify Home Loan Credit

Open the door to the simplicity of securing your Credit.

Find out how much you can apply

Our calculator provides you with the result.

Proceed to the simulation

Simulate, adjust and see our proposal.

Request your Home Loan

In the App or on the Website, the choice is yours.

Home Loan Step-by-Step

Discover the path to your new home, simply and quickly.

How to simulate your Home Loan:

Choose the amount, the interest fee and the term.
For this simulation, you'll also need:

  • Details of the parties involved: Names and dates of birth;
  • Business and property information: Acquisition price, requested amount, and expected property valuation.

Unsure how much you can request?

Use our calculator

To submit a Credit Application, I must provide:

  • Pay Slip (last 3 months);
  • Annual Income Declaration + IRS Settlement Note;
  • Land Registry Certificate of the Property;
  • Property Passbook (Caderneta Predial);
  • Floor Property Plans;

While we conduct the analysis and evaluation, sit back and relax!

On average, we complete the analysis within 48 hours. And during the Evaluation stage, if you're under 35, you won't need to pay the Evaluation Fee!

What is the decision on your Credit application?

After reviewing your Credit application, we will inform you of our decision.

If approved, the Approval Letters will be issued, setting out the Credit terms and conditions, so that you can decide whether you wish to accept them.

Approval constitutes a firm commitment by the Bank, and the application fee will be charged at this stage.

If declined, you will be informed of the decision and the respective reasons, in accordance with the applicable legal requirements.

We're ready to prepare the Deed!

What do I need to provide:

  • Energy Certificate or Pre-Certificate;
  • Identification documents of the parties involved (Applicants, Guarantors, Attorneys, Beneficiaries);
  • Housing Technical File;
  • Housing/Usage License;

Almost holding the keys! The Deed is ready.

The day of the Deed has arrived. For this, I need to provide:

  • Title of cancellation for any previous mortgages, if applicable.
  • Identification documents of the parties involved.
  • Original property documents.
  • Declaration of payment of IMT and Stamp Tax on the Purchase and Sale.
Simulate Home Loan

Documents

Consult here more information about our Home Loan.

General Information Home Loan Credit Default Contracts Rights and Duties

ActivoBank is a tied mortgage intermediary of Banco Comercial Português, SA on an exclusive basis, and can provide services, present or propose credit and consumer assistance contracts, and carry out preparatory acts of a pre-contractual nature.

ActivoBank has professional civil liability insurance and its registration as a credit intermediary can be consulted on the Bank of Portugal's website. The result shown is indicative and has been calculated taking into account the information you have provided us with. Approval of a credit application is subject to a credit analysis which includes analysis of the information from the Bank of Portugal's Central Liabilities Database and implies that the applicants do not have any credit defaults. If you are not a Customer, approval also depends on the Bank's Customer acceptance policy. The loan is granted by Millennium bcp and is guaranteed by a mortgage on the property. The granting of credit is subject to the macro-prudential rules of the Bank of Portugal. The interest rate applied (TAN) may be negative depending on the evolution of the respective index.