Account opening without minimum initial deposit. For Accounts opened digitally, the first transaction must be done through a bank transfer. Subject to the Bank’s Customer acceptance policy.
1- The presented amount is the maximum annual maintenance fee for a "Base" Account listed in the fee comparison tool provided by Banco de Portugal on July 18, 2025.
2- Visa Classic Credit Card
TAEG 17,9% | TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Subject to Credit Risk Analysis.
3- Adherence entails the payment of a monthly Account Package Maintenance Fee of €3.99 for the AB Plus Plan, and €8.99 for the AB Premium Plan, plus Stamp Duty at the legal rate, which is currently 4%, which will be debited from the respective Current Account. Conditions for accessing the €0.00 campaign for 3 months: Campaign valid between 01/01/2026 and 31/03/2026 for new Clients who subscribe to an AB Plus Plan or an AB Premium Plan within 30 days after opening an Account at ActivoBank. Account opening without an initial minimum deposit. In the case of accounts opened digitally, the first transaction must be a bank transfer. Subject to the Client acceptance policy. Subject to the Client acceptance policy. The AB Plan subscribed under these conditions will benefit from an exemption from the Account Package maintenance fee in the month of subscription and in the following three months, amounting to €3.99 for the AB Plus Plan and €8.99 for the AB Premium Plan, these amounts being subject to Stamp Duty at the legal rate, which is currently 4%. After this exemption period, the value of this fee will be debited from the respective Current Account.
4- Between 02/03 and 30/06/2026, receive a 6-month Amazon Prime voucher, courtesy of ActivoBank, when you open an Account using your company’s Promotional Code and transfer a minimum of €1. The voucher will be sent in the month following the account opening. This offer is limited to customers who, as of the campaign start date, were not holders of any ActivoBank Account, and to the first 7,500 customers who meet all the criteria, according to the date and time of the first transfer. It must be used by 31/07/2026 (expiration date).
6 months of Amazon Prime, courtesy of ActivoBank. Amazon Prime service terms may change. The subscription auto-renews at €4.99/month. You can cancel at any time through your Amazon account. Limited to one voucher per customer who hasn’t used an Amazon promotional offer in the last 12 months. Amazon.com, Inc. and its affiliates are not sponsors of this campaign. Amazon, Amazon Prime and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
5 - Activo Salary
Valid for Clients who bring a minimum net Salary of €900 to ActivoBank for the first time between 01/04 and 30/06/2026.
To participate you need to:
1.ª) Bring your Salary for 3 consecutive months into an Account as the primary holder over 18 years old;
2.ª) Have 2 active direct debits;
3.ª) Join the campaign through the App;
4.ª) Accept the 24-month loyalty period.
The amount is paid in the 4th month after the first domiciliation and depends on the amount of the Salaries received.
The credited amount is taxable income according to article 5.º n.º 1 of the Personal Income Tax Code and subject to withholding tax at a flat rate of 28%, unless opting for aggregation. The total gross benefit amount will be, at most, €400 with €112 of IRS withheld at source.
Consult the Terms and Conditions here.
PUB. DOES NOT DISPENSE WITH CONSULTING THE LEGALLY REQUIRED PRE-CONTRACTUAL AND CONTRACTUAL INFORMATION.
Banco ActivoBank, S.A., Office: Rua Augusta, 84, 1100-053 Lisboa, Share Capital €127.600.000, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.
Banco ActivoBank, S.A. is authorized, namely, to provide services as a financial intermediary, registered at the CMVM under number 116, on July 29 of 1991, as well as sales services with counseling as an Insurance agent registered at Insurance and Pension Funds Supervision Authority under no. 419501226, on January 21 of 2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt.
Ageas Portugal - Companhia de Seguros, S.A., with head office at Praça Príncipe Perfeito 2, 1990-278 Lisboa. Legal Person No. 503454109. CRC Porto. Share Capital of 7.500.000 Euros. Registration ASF 1129, www.asf.com.pt.
