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For you

Open, domicile, and earn. It's that simple.

Open an ActivoBank account and get 2.25% on your PoupeUp Account (Max: €20,000) by domiciling your salary

You also get 6 months of AB Plans at no cost.

Use the promotional code to open your account and gain access to more exclusive benefits.

I have a code Request code

Open account

Account Opening Switch and stop spending up to €1241 in current account maintenance fees.

You also pay nothing for the Debit Card, MBWAY transfers or the Classic Credit Card2 TAEG 17,9%.

From here, we're counting down to more incredible advantages.

Planos AB

Upgrade to the AB Plus or AB Premium Plan, free of charge for 6 months3

Discover more than 10 advantages on our App or Website and choose your Plan to have a Bank with more flavor.

AB Premium

€8,99/month

€0,00/month for 6 months*

See plan

AB Plus

€3,99/month

€0,00/month for 6 months*

See plan

For New Customers who use the company’s promotional code when opening an account, between 04/05/2026 and 31/12/2026, who have not held an ActivoBank account in the previous 12 months, and who subscribe to one of the AB Plans within 30 days of Account Opening.

  • Premium
  • Plus
Comparativo de Planos AB

AB Premium

AB Plus

Day to day
Account Maintenance
Cashback on household expenses4

3% (max 200€/month)


2% (max 100€/month)

Priority service

Customer Support Line and Pontos Activo


Customer Support Line

Cards / Transfers
Activo Viagem5
AB Gold Credit Card6
TAEG 17,9% | TAN 12,200%
Visa Classic Credit Card2
TAEG 17,9% | TAN 17,400%
Debit Card
SEPA and MBWAY Transfers
Invest and Save
Stock market orders
(all markets)

3 orders per month


2 orders per month

Stock Exchange Service Commission
PoupeUp goals

Unlimited


4

Loans
Salary Advance7
TAEG 13,8% | TAN 12,500%

0% TAN with no interest up to €200


0% TAN with no interest up to €200

Insurances
Home Medical Assistance Insurance
Family Civil Liability Insurance
Pet Civil Liability Insurance
Extra Benefits
Learn more Learn more

TANB 2,25% in your PoupeUp Account with your Salary4

By having your salary deposited directly into your PoupeUp Account, you can earn interest with a 2.25% TANB up to a maximum of €20,000.

Campaign valid from July 1, 2026 to December 31, 2026 for New Clients with domiciled salary with a minimum net salary of €900, that have a PoupeUp Account, and two active direct debits until the end of the month after the account opening.

6-month Amazon Prime1 voucher 5 courtesy of ActivoBank.

Campaign valid between 13/04 and 31/08/2026. Voucher send through Apoio AB (App > More > InterActivo > Apoio AB)

The membership will include:

Free 48-hour delivery on millions of products.

Prime Video: movies and series, including Amazon Originals

Prime Gaming: access to Twitch and in-game extras.

Amazon Photos: unlimited storage.

Acesso prioritário a Early access to flash deals and Prime Day offers.

Terms and Conditions apply .

Home loan

Your home deserves its share of benefits too​

Discover them all on our Website.

Learn more
Gesto

Your partnership manager

Contact us

worksites@activobank.pt

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

You can open an Account online (via App/Website) or at an ActivoBank Branch.

Online Account openings are only available with one holder. To open a joint Account or to include holders on pre-existing Accounts, you must go to one of our Branches.

The promotional code is an alphanumeric code provided on the campaign's conditions, that identifies the partnership with the Company, through which the Employees are eligible to access the preferential conditions (example: WSX123456).

For online Account openings (via App/Website), the promotional code is entered when you start the Account opening process and must be filled out with small letters and no spaces.

When the Account opening is on-site, at ActivoBank Branches, the promotional code must be given.

No. The current offer is exclusively available to new customers who open an account with ActivoBank. To benefit from it, they must enter their promotional code during the digital account opening process and meet the eligibility criteria outlined above.

No. The current offer is exclusively available to new customers who open an account with ActivoBank. To benefit from it, they must enter their promotional code during the digital account opening process and meet the eligibility criteria outlined above.

Yes. According to the ongoing options and if they are cumulative with the previous advantages from past campaigns you benefited from.

Yes. It will imply authorization, after contact with our Partnership Managers. You must mention the code from the campaign you intend to benefit from and make sure it's still on the validity period of the preferential conditions.

No. The campaign is valid only for Clients over the age of 18.

You can open an account in our branches or via video call in our app if you have a residence permit* or a passport.
Important: Only the latest Residence Permit Models are accepted.

No. The campaign is exclusive for 1st holders of ActivoBank Accounts.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

Account opening without minimum initial deposit. For Accounts opened digitally, the first transaction must be done through a bank transfer. Subject to the Bank’s Customer acceptance policy.

1- The presented amount is the maximum annual maintenance fee for a "Base" Account listed in the fee comparison tool provided by Banco de Portugal on July 18, 2025.

2- Visa Classic Credit Card
TAEG 17,9% | TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Subject to Credit Risk Analysis.

3- For New Customers who use the company’s promotional code when opening an account, between 04/05/2026 and 31/12/2026, who have not held an ActivoBank account in the previous 12 months, and who subscribe to one of the AB Plans within 30 days of Account Opening, the subscription fee will be waived for a period of 6 months from the subscription date (the month of subscription and the following six months). During this exemption period, no Account Package Maintenance Fee will be charged, being €3.99 (AB Plus Plan) or €8.99 (AB Premium Plan), plus stamp duty at the applicable legal rate (currently 4%). After the exemption period has ended, the corresponding maintenance fee will be debited from the customer’s demand deposit account. Customers who have previously benefited from Plan campaigns are not eligible. This campaign cannot be combined with other Plan campaigns.

4- PoupeUp Savings Account – Gross Annual Nominal Rate (TANB) 2.250% | Net Annual Rate (TANL) 1.62% | Max. €20,000 | Term: 360 days. Exclusive offer for new customers opening an account with a worksite code between 01/07/2026 and 31/12/2026 who, by the end of the month following account opening: (i) pay a net salary of at least €900 into the account; and (ii) open a PoupeUp Savings Account linked to the main account. By the 7th day of the month following fulfilment of these requirements, the PoupeUp Savings Account daily interest rate will apply for 360 days. Interest is calculated daily on the daily balance (max. €20,000) and paid monthly into the PoupeUp Savings Account money box. Subject to Portuguese withholding tax at 28% (unless aggregation is elected). Available exclusively via the ActivoBank App. No minimum opening or maintenance balance required. This offer cannot be combined with other PoupeUp Savings Account promotions. Customers who do not meet the requirements within the campaign deadlines will not be eligible for this benefit.

5 - Opening an Account with a 6-month Amazon Prime voucher:

No minimum deposit for Account opening. For Accounts opened digitally, the first transaction must be a Bank transfer. Subject to the Clients acceptance policy.

Between 13/04 and 31/08/2026, open an account at ActivoBank, make a first transaction, and receive a 6-month Amazon Prime voucher, courtesy of ActivoBank.
Offer limited to Clients who, at the start of the campaign, did not hold any account at ActivoBank.
Amazon Prime service terms may change and can be viewed https://www.amazon.es/gp/help/customer/display.html?nodeId=GLSBYFE9MGKKQXXM. Subscription automatically renews at €4.99/month. You can cancel at any time through your Amazon account. Limited to one voucher per Client who has not used an Amazon promotional offer in the last 12 months. Amazon.com, Inc. and its affiliates are not sponsors of this campaign. Amazon, Amazon Prime, and all related logos are registered trademarks of Amazon.com, Inc. or its affiliates.

6 months of Amazon Prime, courtesy of ActivoBank. Amazon Prime service terms may change. The subscription auto-renews at €4.99/month. You can cancel at any time through your Amazon account. Limited to one voucher per customer who hasn’t used an Amazon promotional offer in the last 12 months. Amazon.com, Inc. and its affiliates are not sponsors of this campaign. Amazon, Amazon Prime and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

PUB. DOES NOT DISPENSE WITH CONSULTING THE LEGALLY REQUIRED PRE-CONTRACTUAL AND CONTRACTUAL INFORMATION.

Banco ActivoBank, S.A., Office: Rua Augusta, 84, 1100-053 Lisboa, Share Capital €127.600.000, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt. The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Banco ActivoBank, S.A. is authorized, namely, to provide services as a financial intermediary, registered at the CMVM under number 116, on July 29 of 1991, as well as sales services with counseling as an Insurance agent registered at Insurance and Pension Funds Supervision Authority under no. 419501226, on January 21 of 2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt.

Logotipo Ocidental

Ageas Portugal - Companhia de Seguros, S.A., with head office at Praça Príncipe Perfeito 2, 1990-278 Lisboa. Legal Person No. 503454109. CRC Porto. Share Capital of 7.500.000 Euros. Registration ASF 1129, www.asf.com.pt.