The Education Loan that  ​gives you one month of ChatGPT Premium​

Education Loan

TAEG 5,7% | TAN 5,000%

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Credit subject to approval

Simplifying the daily life of a college student

Start with the right foot

Our Education Loan is exempt from the Loan opening fee​

Move forward with confidence​

The nominal annual fee and the instalment are fixed throughout the Loan.
TAEG 5,7% | TAN 5,000%

Be free to change the plan

You can settle your Loan in advance, without any commission or penalty.

Have leeway

Possibility of a grace period in the 12 months following the end of the course.

Flexibility of term and amount​

From 18 to 120 months, according to the amount

Until 48 months​

€1.000 – €3.000

Until 84 months​

€3.001 – €15.000 

Until 120 months​

€15.001 – €75.000 

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Simulation

Simulate according to your financing needs​

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Request​

Review the terms provided and proceed with the contract

Gather the additional documentation needed to initiate your request.

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Decision​

You’ll get a quick answer, if you meet the bank's requirements

We will assess your risk profile to validate the financing.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the minimum and maximum ages to request a Education Loan?

The Education Loan is for Clients between the ages of 18 and 70.​

What's the minimum and maximum amount I can ask for the Education Loan?

You can request from € 1,000 to € 75,000 for your education.

What's the minimum and maximum term that I can request?

The terms of your Education Loan vary between 18 months and 120 months.

What is the amortization period for the Education Loan?

The amortization of your Education Loan can be carried out up to 84 months.

Is it possible to make an early, partial or total repayment of my Loan?

Yes, you can do it covered by the Loan’s contract, with 30 days' notice, without any penalty or fee.

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Clarify your doubts!

HelpCenter

Campaign valid from 1/7 to 30/9 of 2024, for new ActivoBank Education Loans requested during this period and contracted by October 15, 2024.

Get back the amount of one monthly payment of ChatGPT Premium, up to a maximum of €24. The subscription will be debited, within 60 days after the conclusion of the Education Loan contract, to the Debit or Credit Card associated with the Current Account on which the Education Loan was contracted.

The amount will be credited to your Account upon identification of the debit, which indicates an autonomous subscription to the ChatGPT Premium service.

Allocation of only one monthly payment per Education Loan and Client.

The verification of the benefit will be done every month.

The Bank reserves the right to modify or cancel the current campaign without prior notice, if market conditions change or if any other relevant factors so dictate.

TAEG 5,7% | TAN 5,000%, for an example of a financing of €15,000 to 120 months, with a grace period of 48 months and release of annual tranche (usage period of 36 months with monthly installments of €21,67 + 12 months of possible additional grace period with monthly installments of €65,00) and amortization period of 72 months with monthly installments of capital and interest of €242,97 (total term 120 months) Total amount charged to the consumer of €20.097,84, including interest, Stamp Duty for the use of the Loan and for fees. Loan opening fee: €0 (exempt).​
Subject to Credit decision.

*Support Line: + 351 210 030 700 (calls to national landline network). Personalized service available on business days, including trading holidays (8am to 10pm), Saturdays (10am to 8pm), Sundays and public holidays (12pm to 8pm). The cost of communications depends on the tariff agreed with your telecommunications operator. ​