Lead your way into the future

Invest in yourself, with Education Loan

TAEG 3,4% | TAN 2,900%

Exclusive product of the Pontos Activo and Support Line*

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Open applications to be everything you want

Start with the right foot

Our Education Loan is exempt from the Loan opening fee

Move forward with confidence

The nominal annual fee and the instalment are fixed throughout the Loan.
TAEG 3,4% | TAN 2,900%

Be free to change the plan

You can settle your Loan in advance, without any commission or penalty.

Have leeway

Possibility of a grace period in the 12 months following the end of the course.

Meet our plan for your studies

Formations covered

Technological specialization courses, undergraduate courses, postgraduate courses, master's degrees, doctorates, Erasmus programs, executive masters and executive education, in Portugal or abroad

Costs covered

The primary objective of this loan is to cover tuition fees, while other education expenses must be thoroughly evaluated.

Loan credit

The loan is credited to your Account by tranches, defined in the contract, according to the duration of the course.

Payment plan

During the studies, only interest will be charged. Then you can have a grace period of up to 12 months.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the minimum and maximum ages to request a Education Loan?

The Education Loan is for Clients between the ages of 18 and 70.

What's the minimum and maximum amount I can ask for the Education Loan?

You can request from € 1,000 to € 75,000 for your education.

What's the minimum and maximum term that I can request?

The terms of your Education Loan vary between 18 months and 120 months.

What is the amortization period for the Education Loan?

The amortization of your Education Loan can be carried out up to 84 months.

Is it possible to make an early, partial or total repayment of my Loan?

Yes, you can do it covered by the Loan’s contract, with 30 days' notice, without any penalty or fee.

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Clarify your doubts!

HelpCenter

*Support Line +351 210 030 700, in or outside Portugal. Personalized service on working days and national holidays (8h-22h), Saturdays (10h-20h), Sundays and remaining holidays (12h-20h). Automatic customer service available 24 hours/day. The cost of communications depends on the tariff agreed with your telecommunications operator.

The opening of an account is conditioned to the Customer's admission by the Bank, in accordance with its Customer Acceptance Policy. Minimum amount to open an Account €500 (except Activo Salary, students and online Acount Openings - €100).

TAEG of 3,4%, TAN of 2,900%, for an example of a financing of €15,000 to 120 months, with a grace period of 36 months (usage period of 24 months with monthly instalments of €1,57 + 12 months of possible additional grace period with monthly instalments of €37,70) and amortization period of 84 months with monthly instalments of capital and interest of €198,31 (total term 120 months) Total amount charged to the consumer of 17.845,69€ including interest, Stamp Duty for the use of the loan and for fees.

Loan opening fee: 0 € (exempt).

Subject to Credit assessment.