You can focus on your class schedule. Your credit term here is flexible.
TAEG 5,7% | TAN 5,000%
Fixed-rate loans to study in Portugal or abroad.
Credit subject to approval.
Contact us at 210 030 730
Personalized service from Monday to Friday, from 9:00 AM to 5:30 PM (call to a national landline). Communication costs depend on the tariff agreed with your telecommunications operator.
Start with the right foot
Our Education Loan is exempt from the Loan opening fee.
Move forward with confidence
The nominal annual fee and the instalment are fixed throughout the Loan.TAEG 5,7% | TAN 5,000%
Be free to change the plan
You can settle your Loan in advance, without any commission or penalty.
Have leeway
Possibility of a grace period in the 12 months following the end of the course.
From 18 to 120 months, according to the amount
Until 48 months
€1.000 - €3.000
Until 84 months
€3.001 - €15.000
Until 120 months
€15.001 - €75.000
To study here or abroad
Invest in Technological Specialization, Higher Education, Erasmus Programs, Executive Masters, and Executive Education - both within and outside Portugal.
Manage associated costs
The Education Loan is intended for the payment of Enrollment, Tuition, Travel, and Accommodation. Other expenses are subject to case-by-case analysis.
Get the funds in your Account
Credited in installments, defined in the contract, according to the duration of the course. Or all at once, if you do not opt for a grace period.
Pay after studying
During the studies, only interest will be charged. Then you can have a grace period of up to 12 months.
Education Loan in 3 steps
Simulate according to your financing needs
Simulate through the Support Line* or Activo Branch.
Review the terms provided and proceed with the contract
Gather the additional documentation needed to initiate your request.
You'll get a quick answer, if you meet the bank's requirements
We will assess your risk profile to validate the financing.
What else do you need to know?
These are our frequently asked questions.
The Education Loan is for Clients between the ages of 18 and 70.
You can request from € 1,000 to € 75,000 for your education.
The terms of your Education Loan vary between 18 months and 120 months.
The amortization of your Education Loan can be carried out up to 84 months.
Yes, you can do it covered by the Loan’s contract, with 30 days' notice, without any penalty or fee.
Didn't find what you were looking for?
Clarify your doubts!
Here, you can consult detailed information about our Education Loan
1- TAEG 5,7% | TAN 5,000%, for an example of a €15.000 loan over 120 months, with a 48-month capital grace period and annual tranche release (utilization period of 36 months with a monthly installment of €21,67 + 12 months of an additional possible capital grace period with a monthly installment of €65,00) and a repayment term of 72 months with a monthly principal and interest installment of €242,97 (total term: 120 months). Total amount charged to the consumer: €20,097.84, including interest, Stamp Duty on Credit usage and interest. Credit Opening Fee: €0 (exempt).
*Support Line: + 351 210 030 700 (calls to national landline network). Personalized service available on business days, including trading holidays (8am to 10pm), Saturdays (10am to 8pm), Sundays and public holidays (12pm to 8pm). The cost of communications depends on the tariff agreed with your telecommunications operator.
