The Loan that gives you wings and a €50 Worten voucher. Repay the capital? Only after studying

Education Loan¹

TAEG 5,7% | TAN 5,000%

Campaign valid from 10/03 to 31/08/2025 for new Loan applications and contracts signed by 15/09/2025*. Offer of 1 voucher per Credit and Client. Limited to existing stock.

Credit subject to approval.

The boost you needed to study without pressure

Start with the right foot

Our Education Loan is exempt from the Loan opening fee

Move forward with confidence

The nominal annual fee and the instalment are fixed throughout the Loan.
TAEG 5,7% | TAN 5,000%

Be free to change the plan

You can settle your Loan in advance, without any commission or penalty.

Have leeway

Possibility of a grace period in the 12 months following the end of the course.

Flexibility of term and amount

From 18 to 120 months, according to the amount

Until 48 months

€1.000 – €3.000

Until 84 months

€3.001 – €15.000

Until 120 months

€15.001 – €75.000

Start investing in your future today.

To study here or abroad

Invest in Technological Specialization, Higher Education, Erasmus Programs, Executive Masters, and Executive Education – both within and outside Portugal.

Manage associated costs

The Education Loan is intended for the payment of Enrollment, Tuition, Travel, and Accommodation. Other expenses are subject to case-by-case analysis.

Get the funds in your Account

Credited in installments, defined in the contract, according to the duration of the course. Or all at once, if you do not opt for a grace period.

Pay after studying

During the studies, only interest will be charged. Then you can have a grace period of up to 12 months.

How to request

Education Loan in 3 steps

Simulation
Request
Decision

Simulation

Simulate according to your financing needs

Simulate through the Support Line** or Activo Branch.

Request

Review the terms provided and proceed with the contract

Gather the additional documentation needed to initiate your request.

Decision

You’ll get a quick answer, if you meet the bank's requirements

We will assess your risk profile to validate the financing.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the minimum and maximum ages to request a Education Loan?

The Education Loan is for Clients between the ages of 18 and 70.

What's the minimum and maximum amount I can ask for the Education Loan?

You can request from € 1,000 to € 75,000 for your education.

What's the minimum and maximum term that I can request?

The terms of your Education Loan vary between 18 months and 120 months.

What is the amortization period for the Education Loan?

The amortization of your Education Loan can be carried out up to 84 months.

Is it possible to make an early, partial or total repayment of my Loan?

Yes, you can do it covered by the Loan’s contract, with 30 days' notice, without any penalty or fee.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

1- TAEG 5,7% | TAN 5,000%, for an example of a €15.000 loan over 120 months, with a 48-month capital grace period and annual tranche release (utilization period of 36 months with a monthly installment of €21,67 + 12 months of an additional possible capital grace period with a monthly installment of €65,00) and a repayment term of 72 months with a monthly principal and interest installment of €242,97 (total term: 120 months). Total amount charged to the consumer: €20,097.84, including interest, Stamp Duty on Credit usage and interest. Credit Opening Fee: €0 (exempt).

Credit subject to approval.

*Campaign valid from 10/03 to 31/08/2025, for customers who meet the following conditions cumulatively:
- Between 10/03 and 31/08/2025: Request a new ActivoBank Education Loan
- By 15/09/2025: Sign the Education Loan contract

Only one €50 Worten voucher per Education Loan and per customer. Limited to existing stock.

Voucher valid for 3 months after issuance and for exclusive use on the worten.pt website. Single-use voucher, not combinable with other vouchers or Worten campaign discount codes.

Exclusions: This campaign does not apply to marketplace products, all Apple, Google Chromecast, and Xiaomi products, refurbished products, digital downloads, prepaid cards, pre-sales, reservations, gift cards, operator subscription offer products, experiences, kitchens, ticketing, photography services, installation, configuration, screen replacement and repair services, warranties, and insurance.

The voucher will be sent by AB Support by the end of the month following the loan agreement.

**Support Line: + 351 210 030 700 (calls to national landline network). Personalized service available on business days, including trading holidays (8am to 10pm), Saturdays (10am to 8pm), Sundays and public holidays (12pm to 8pm). The cost of communications depends on the tariff agreed with your telecommunications operator.

Banco ActivoBank S.A.