More efficient house?​ There’s a simple and fast solution​

Personal Loan ECOActivo

TAEG 6,7% | TAN 5,000%

Credit subject to approval

Simulate

What is the purpose of the loan?

Personal Car & Motocycle Electric Auto EcoActivo

We are fixed on a better future

Fixed TAN for the entire Loan TAEG 6,7% | TAN 5,000%

It’s simple and fast​

Request your Loan online, in the App

Access to other incentives

Eligibility for other contributions from national funds, such as the Environmental Fund

STEP-BY-STEP PERSONAL LOAN ECOActivo

Simple, fast, and online.​​Be like Rui and Mafalda!

Open the App and follow the step-by-step guide.​

Start by simulating

Choose the amount, from €1,000 to €75,000, and the repayment period, from 24 to 120 months.

Make your choices

Decide if you want to add any Insurance and if you want financing for the initial expenses.

Complete the application!

Confirm the simulation result and submit your request – our decision is quick!

Sustainability to suit you

Flexibility of term and amount

From 24 to 120 months, according to the amount:

Until 48 months

1.000€ – 3.000€

Until 84 months

3.001€ – 15.000€

Until 120 months

15.001€ – 75.000€

We support ECOhabits in:

Home

Lighting, thermal insulation of roofs, walls or floors, replacement of entrance doors, water efficiency A class, household appliances and more eficiente windows, boilers and stoves, with A+ class

Travel

Electric and conventional bikes, electric scooters

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

The Personal Loan is for Clients between the ages of 18 and 70.

There is a Loan opeing fee of 2% over the financed value, with a maximum of €300.

The Payment Plan is a projection in time of the payments to be made for the refund of a financing. For the Personal Loan with fixed rate, the settlement of the financing is made through constant instalments, with a monthly frequency (of capital and interest).

You can give up on the Loan contract within 14 calendar days from the time of the signature, without specifying any reasons for the dropout, on the terms of article 17.º of Decree-Law n.º 133/2009 June 2nd. You can make this request through our Website or App, call +351 210 030 700 or go to one of our Branches. By giving up on the contract you will have to return the amount that has been loaned to you and pay the accrued interest within 30 days.

No. You can susbscribe a Life Insurance. For amounts over 15.000€ you can also subscribe a Payment Protection Plan. Both can be included in the financed amount.

Yes, you can do it covered by the Loan’s contract, with 30 days' notice. Early repayment is subject to a fee calculated as follows: early repayment fee of 0.5% of the amount of the capital repaid early, if the period between the time of early repayment and the date stipulated for the end of this contract is greater than one year. If this period is less than or equal to one year, the early repayment fee is 0.25% of the amount of the capital repaid early.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

Documentation

Here, you can consult detailed information about our Personal Loan ECOActivo

Normalized Information Sheet Credit Default Contracts Rights and Duties

Campaign valid from 01/03 to 30/04 of 2025.

TAEG 6,7% | TAN 5,000%, with monthly instalment of 142,28€, for an example of a Loan of €10.000 to 84 months. Total amount charged to the consumer of 12.387,52€, including a Loan origination fee of €250, interest, Stamp Duty on the use of the Loan and on the interest and fees.

Credit subject to approval.

The loan's settlements are regular charges of the banking client's household budget. It is essential that the client previously weighs his financial ability to ensure the payment of the ongoing settlements of the loans he wishes to hire. For further information on household budget management consult "Todos Contam" at www.todoscontam.pt The provision of the loan is subject to the macroprudential rules of the Banco de Portugal.

For more information, visit ActivoBank's website.​

Banco ActivoBank S.A.​