It's in your hands to make your home more efficient!

Personal Loan ECOActivo

TAEG 6,8% | TAN 5,000%

Credit subject to approval

Simulate

Personal Loan Simulator

Define the amount, the term, and find out how much you will pay

Your home can be more sustainable

With ECOActivo Loan, the priority is the planet, and everything can start with a simple gesture that makes a difference.

We're focused on a better future

Fixed Nominal Rate throughout the entire loan TAEG 6,8% | TAN 5,000%, ensuring that helping the planet remains constant.

Simple, fast, and efficient

Available for application via the App or the Website. Apply from anywhere and receive the funds immediately upon approval.

Access to other state incentives

Eligibility for other national fund contributions, such as the Environmental Fund.

Flexible and customizable

Choose the amount and how long you'd like to repay it.

€1,000 to €3,000

Up to 48 months

€3,001 to €75,000

Up to 84 months

Everything you can do for energy efficiency

Discover all the solutions that can help you do your part!

  • Solar thermal panels
  • Heat pumps
  • Thermosiphons or forced circulation systems
  • Photovoltaic panels
  • Wind turbines
  • Batteries associated with the systems
  • More efficient lighting systems:
    LED lamps, Presence Sensors, and Timers
  • Sustainable A+ appliances
  • Faucets and showers
  • Rainwater harvesting
  • Biomass boilers
  • Heat recovery systems
  • Thermal insulation, coverings, walls, or flooring
  • Replacement of entry doors or efficient windows
  • Charging points for electric vehicles
  • Electric or conventional cargo bikes

Step by step ECOActivo Credit

Open the door to a more efficient home!

Open the App and follow the steps.

Start by simulating

Choose the amount, from €1,000 to €75,000, and how long you want to pay it off, from 24 to 84 months.

Make your choices

Decide if you want to add any Insurance and if you want financing for the initial charges.

Finish the application!

Confirm the result of the simulation and submit your application - our decision is quick!

Being ActivoBank means being sustainable

Harness Solar Energy

Solar thermal panels can supply up to 70% of hot water needs.

Photovoltaic systems reduce electricity bills by converting sunlight into energy.

Invest in Thermal Insulation

Did you know good insulation reduces heat loss and can save up to 10% on heating or cooling?

Efficient windows also improve thermal and acoustic comfort, as well as reduce energy consumption.

Choose Efficient Appliances

Did you know large appliances account for over 40% of energy consumption?

Choose models with an energy class of A+ or higher for greater efficiency.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

The Personal Loan is for Clients between the ages of 18 and 70.

There is a Loan opeing fee of 2% over the financed value, with a maximum of €300.

The Payment Plan is a projection in time of the payments to be made for the refund of a financing. For the Personal Loan with fixed rate, the settlement of the financing is made through constant instalments, with a monthly frequency (of capital and interest).

You can give up on the Loan contract within 14 calendar days from the time of the signature, without specifying any reasons for the dropout, on the terms of article 17.º of Decree-Law n.º 133/2009 June 2nd. You can make this request through our Website or App, call +351 210 030 700 or go to one of our Branches. By giving up on the contract you will have to return the amount that has been loaned to you and pay the accrued interest within 30 days.

No. You can susbscribe a Life Insurance. For amounts over 15.000€ you can also subscribe a Payment Protection Plan. Both can be included in the financed amount.

Yes, you can do it covered by the Loan’s contract, with 30 days' notice. Early repayment is subject to a fee calculated as follows: early repayment fee of 0.5% of the amount of the capital repaid early, if the period between the time of early repayment and the date stipulated for the end of this contract is greater than one year. If this period is less than or equal to one year, the early repayment fee is 0.25% of the amount of the capital repaid early.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

Documentation

Here, you can consult detailed information about our Personal Loan ECOActivo

TAEG 6,8% | TAN 5,000%, with monthly instalment of 71,14€, for an example of a Loan of €50.000 to 84 months. Total amount charged to the consumer of €6.193,76, including a Loan origination fee of €125, interest, Stamp Duty on the use of the Loan and on the interest and fees.

Credit subject to approval.

The loan's settlements are regular charges of the banking client's household budget. It is essential that the client previously weighs his financial ability to ensure the payment of the ongoing settlements of the loans he wishes to hire. For further information on household budget management consult "Todos Contam" at www.todoscontam.pt The provision of the loan is subject to the macroprudential rules of the Banco de Portugal.

Banco ActivoBank S.A.​