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Open Account Personal Loan Transfers

Who can open an Account for the minor? And where can it be opened?

Only the parents and/or legal guardians, two at most, can open a Minor Account. The Account opening must be done in person. You must go to one of our Branches and take with you:

For the minor:
- Identification Document, Tax Identification Number and Proof of address (that can be from one of the parents/legal representatives).

For the parents/legal guardians:

Valid Identification Documents (one of the following documents):

  • Portuguese Identification Document (the only document accepted to open an Account in the digital channels), Authorization of Residency in Portugal or Passport/National Identity Card (only accepted if you have nationality in the European Union, Schengen Zone or United Kingdom).

Valid Tax Identification Number (one of the following documents):

  • Portuguese Identification Document/Residence Permit/NIF Card/Tax Payer’s central registration.

Proof of address, with a validity of 12 months (one of the following documents):

National Address: Water/electricity/telecommunication/insurance bill, Bank statement, Finance Documents;

International Fiscal Address: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.

Proof of employment situation, with a validity of 6 months:

  • Employee: Pay slip or Work contract;
  • Independent worker: "Green receipts", start/alteration of activity, Commercial Registry certificate or Company Registration;
  • Student: Student ID, Enrolment proof or payment of tuition fees;
  • Unemployed: Unemployment statement (Employment Center enrolment);
  • Retired/Pensioner: Remuneration receipt or bank statement;
  • Other situations: IRS Template 3 or bank statement.