The freedom of your wallet starts now

Classic Credit Card

TAEG 14,2% | TAN 13,700%

In addition to freedom there are advantages

Without costs

You dont have to pay a Credit Card provision fee1 to have it.

Use it anywhere in the world

Always available for your trips and international purchases.2

Manage through the App

You can able/disable the contactless, international transactions and online purchases, using your smartphone

Payment flexibility

Choose when and how to pay. The payment date and type cam be changed on the App.

Make it about your limits

Pay the amount you owe, totally or partially (between 3% and 100%)4.

Choose the payment date

Between the 2nd or the 20th of each month the payment will be made. You choose the date.

MB WAY without costs is AB WAY

Add you Card to MB WAY through the App, so you don't have to carry your wallet again.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What should I do in case my Card is stolen or lost?

You can call our Support Line +351 800 913 700, available 24 hours and cost free.

How can I activate 3D Secure?

3D Secure is already active on your Cards and is associated to your contact at the Bank.

How can I change the date or payment option of the Credit Card?

You can change the date or payment option until the last day of the monthly statement (meaning, the last workday of each month).

On the App, access the Card, select option: "Change date" or " Payment option".

On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Payment Option or Change Payment Date.

How can I change the Credit Card limit?

You can request a credit limit change:

  • On the App, access the card, select option "Credit limit".
  • On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Credit limit.
Can I start using the Card once I receive it?

To start you will need the PIN code.

Website: Daily basis > Cards > More Operations > Activate Card.

App: On the main screen there will be a notification. Click it and follow the steps.

You'll receive the PIN code through SMS on the phone number associated with your Account. Before you make the first payment with your Card, go to the ATM and consult your balance or movements to activate the Card.

Didn't find what you were looking for?

Clarify your doubts!


A. Cashback

Campaign valid from April 18th to August 31st, for Top Atlantic vacations paid for with a Classic Credit Card.

Cashback will be credited to the Card Account in the month following the month in which payments are made. Payments for Hotel purchases and for Top Atlantico Tour Packages purchases (including the flight, if it is part of the package) are included.

Payments are excluded from this campaign:

- Flights (unless included in a tour package)
- Products/services whose reservation date is prior to April 18th, 2022
- Products/services whose reservation is made under commercial conditions associated to other campaigns in force at Top Atlântico
- Services (with entity and reference)

The cashback value confers an income and is subject to withholding tax at a rate of 28%, withholding tax in full, unless the option for aggregation, in which case the general IRS rates shall apply.

Em caso de cancelamento da reserva Top Atlântico, a devolução de valores pagos será deduzida do montante de cashback creditado.

B. Card Drawing

Campaign valid from April 18th to August 31st.

Each €100 in purchases with the Classic Credit Card give access to 1 participation in the drawing. Participation is unlimited.

This campaign is aimed at all ActivoBank Customers, new or current, aged 18 or over, provided they are first holders of Current Account and have an active Classic Credit Card.

Even if they fulfill the defined criteria, Customers who, at the date of the draw or until the date they claim the prize, have any judicial seizure or default with the Bank will not be admitted.

There will be 4 drawings on the following dates: June 15th, 2022 (participation from April 18th to May 31st), July 13th, 2022 (participation from June 1st to June 30th), August 17th, 2022 (participation from July 1st to July 31st) and September 14th, 2022 (participation from August 1st to August 31st). The winners will be contacted by ActivoBank by email or telephone within 5 (five) working days after the date of each drawing.

(five) working days after the date of each drawing. Will be drawn 1 travel voucher of €1.000 Top Atlantic on each of the dates, valid for 365 days. Prizes in vouchers not convertible into cash. The voucher may be used on products with values above or below its value. For lower values, a voucher may be issued for the remaining value and with the same validity period.

Advertising contest no. 25/2022 authorized by the General Secretary of the Ministry of Internal Administration.

*Support Line +351 210 030 700, available inside and outside Portugal. Personal attendance on working days and national holidays (8h-22h), Saturdays (10h-20h), Sundays and remaining holidays (12h-20h). Automatic customer service available 24 hours/day. The cost of communications depends on the tariff agreed with your telecommunications operator.

Each €100 spending on purchases with Credit Card give access to one participation in the draw. The participations are unlimited.

This campaign is directed to ActivoBank Clients, new or actual, with age equal or superior to 18 years old, if they are the first Account’s holders and have an active Visa Classic Credit Card.

Although you fulfil the defined criteria, will not admitted to the draw Clients that, at the draw realization date or until the prize’s reclamation date, presented any judicial seizure or breach with the Bank .

Are valid purchases done between December 1st and 31st, 2021.. The draw will be done at January 20st, 2022. The winners will be contacted by ActivoBank, by email or phone in the maximum of 5 (five) workdays after the draw’s date. Draw of 10 electric scooters XIAOMI Electric 1S with 30km of autonomy and a maximum speed of 25 km/h. The prizes are personal and untransmissible, impossible to convert in cash. Image merely exemplificative. Couldn’t correspond to the color and model of draw scooter.

TAEG 14,2%, TAN 13,700%, for a € 1.500 credit, paid over 12 equal monthly repayments, plus interests and expenses. For a € 1.500 loan, for purchases made on national territory with a 12-month refund, the total amount of charges is € 115,41 and the total amount is € 1615,41.
Request subject to credit risk analysis.

Publicity concourse n.º 116/2021 authorized by Secretaria Geral do Ministério da Administração Interna.

Consult the regulation.