Classic Credit Card1

TAEG 17,9%

€0 Card issuance fee

New year, new Card!
Start the year with 25 back in your Account.

Receive €25 cashback if:

• You have not had this Card in the last 12 months;

• Between 01/01 and 31/01/2026, you sign up for the Card and make purchases ≥ €250.

Request Credit Card

Your card, wherever you go!

Without costs

You dont have to pay a Credit Card provision fee 2 to have it

Use it anywhere in the world

Always available for your trips and international purchases

Manage through the App

In the ActivoBank App, you can view the digital version of your Card, such as number, expiration date and CVV. You can also activate/deactivate Contactless, international transactions and online purchases

-10% off iServices repairs

Whenever you need your smartphone, computer, tablet or other accessory repaired, pay with your Classic Credit Card and receive a 10% discount

With your Card, you can activate Activo Viagem and guarantee a perfect landing

Enjoy €0 fees on purchases and withdrawals worldwide, and much more

You can also benefit from discounts on mobile data when abroad and assistance with flight refunds

Price €3,99 / 30 days


Learn more

What if your Classic Credit Card gave you advantages at Pestana Hotels? Now it can.

TAEG 17,9%

To access the benefits and discounts, all you need to do is register with the Pestana Guest Club program by accessing the ActivoBank App - select the Card, tap on the small dots and select Benefits.

Take the break you need with your Classic.

Payment flexibility

Choose when and how to pay. The payment date and type can be changed on the App

Make it about your limits

Pay the amount you owe, totally or partially (between 3% and 100%).

Choose the payment date

Between the 11th or the 20th of each month the payment will be made. You choose the date.

INSTALLMENT PAYMENTS

Want to start slicing2? Access the ActivoBank App

Digital Card

After the Card is issued, you will immediately receive the digital version to use in your App, while you wait for the physical version to arrive at your home.

To access the details of the Digital Card, you should go to More > Cards > Show details.

Fazer compras online, transferências ou levantamentos Fazer pagamentos digitais com smartphones ou smartwatch Associar às Wallets Digitais (Apple Pay, Google Walltet, Fitbit Pay e Garmin Pay

Digital shopping safer?

When you make an online purchase with your Card, you will receive a notification to approve the purchase in the App. This level of security, which is mandatory for all EU merchants, is designed to verify that the Internet payment is being made by the cardholder.

This system is available on all ActivoBank Cards and is linked to the phone number registered with the Bank.

Notificação 3D Secure

Choose a Credit Card without provision fee

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TAEG 17,9%

Cartão Crédito Classic
Classic Credit Card table Comission
Fee Cost
Provision Exempt.
International Service 3,85% of the amount transacted, applicable on purchases in countries and currencies not covered by regulation 518/2019.

Countries covered by regulation 518/2019 (Eurozone, European Union and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, the Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia and Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway and Liechtenstein. Currencies covered: euro, Swedish krona and Romanian leu.
Cash Advance Commission of €4+4,00% of the amount traded in countries and currencies covered by regulation 518/2019. For the rest of the world, the commission applied is €4+4,00%+3,85% of the amount traded.

Countries covered by regulation 518/2019 (Eurozone, European Union and EEA): Belgium, Germany, Greece, Spain, France, Ireland, Italy, Luxembourg, the Netherlands, Austria, Portugal, Finland, Slovenia, Cyprus, Malta, Slovakia, Estonia, Latvia and Lithuania, Czech Republic, Denmark, Hungary, Poland, Sweden, Bulgaria, Romania, Croatia, Iceland, Norway and Liechtenstein. Currencies covered: euro, Swedish krona and Romanian leu.
Tax If you pay the outstanding balance of the Card in other than 100%, a TAN of 17,400%.
Petrol station fee €0,50. Plus Stamp Tax.

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

You will need your PIN code to start using your Card.

On the App: on the home page there will be a notification. Click it and follow the steps.​

On the Website: Daily basis > Cards > More Operations > Activate Card.​

You'll receive the PIN code through SMS on the phone number associated with your Account. Before you make the first payment with your Card, go to the ATM and consult your balance or movements to activate the Card.

You can change the payment date, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).​

  • In the App, access the Card and select the "Change date” option.​
  • On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Date.

The Bank offers two payment options: ​

  • 100% payment, in which the used balance is paid in full by the previously agreed payment deadline.​
  • Partial payment, which makes it possible to pay the total amount owed in monthly percentages until the value of the debt is reached. Interest will be added to this option (according to the APR of your Card).​
​

You can change the payment option, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).​​

  • In the App, access the Card and select “Payment option”.​
  • On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Option.
    • ​

You can request a credit limit change:

  • On the App, access the card, select option "Credit limit".
  • On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Credit limit.

Contact us immediately in case of loss, theft, or fraud involving your Cards, through the Urgent Card Service at +351 800 913 700. Available 24/7.​

Call costs depend on the pricing plan agreed with your telecommunications provider. If you are abroad, contact us through the Customer Support Line and select option 8 (Emergency Services).​

Please note: ActivoBank will never contact Clients using this number.

To validate 3D Secure transactions, you need to ensure that you have:

  • Internet access via mobile data or Wi-Fi;​
  • Notifications are enabled in the ActivoBank application. You can confirm this by logging in to the App, selecting the "More" section and managing notifications under configurations.​

At the moment of online purchase:​

  • Enter your card details and wait.​​
  • You will then receive a notification from the ActivoBank application. Click on it.​​
  • Follow the instructions to validate the payment.​
  • At the end, it's important to go back to the merchant's website or App to complete the purchase.​

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HelpCenter

1 - Classic Credit Card

TAEG 17,9%, TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Request subject to Credit risk analysis.

Receive €25 cashback if:

  • You have not had this Card in the last 12 months;
  • Between 01/01 and 31/01/2026, you sign up for the Card and make purchases ≥ €250;
  • You apply to join the campaign via the banner available in the App, between 09/02 and 17/02/2026.

The Credit will be applied to the Card Account by the end of February.

Please check the terms and conditions for excluded payments, such as payments to services, the State, gaming and others.

2 - Slice

Slice for payments in 3, 6 or 9 months: TAN 9,900%.*

Slices correspond to installments.

The Split Payment option for terms of 3, 6, or 9 months involves the use of credit for a specified period, subject to Stamp Duty, which is paid and charged at the time of granting, according to the applicable legal rates: For a term of less than 1 year: 0.1410% per month (TGIS 17.2.1.).

MINIMUM AMOUNT FOR SPLIT PAYMENT: €75, WITH A MAXIMUM OF 50 SIMULTANEOUS TRANSACTIONS.

The transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.

*TAN of 9,900%. Slice is subject to Stamp Duty on the Use of Credit (ISUC), charged at the time of activation, according to the applicable legal rates: Term < 1 year - 0.1410% per month (TGIS 17.2.1).Representative example for the creation of a plan associated with a purchase of €373 over 6 months: ISUC payment of €3.12 and a monthly instalment of €64.05.