Spend it on whatever you want and get €25 back?
A classic​

Classic Credit Card1

TAEG 17,9% | TAN 17,400%

0€ Card issuance fee​

Get €25 Cashback*

1- From 1/5 to 30/6 of 2025: request your new Card (you cannot have had one in the last 12 months) and make purchases worth ≥ 500€​
2- From 9/7 to 18/7 of 2025: request access to the campaign, in the App

Request Credit Card​

Credit subject to approval

Because everyone deserves a big comeback​

Without costs

You dont have to pay a Credit Card provision fee2 to have it

Use it anywhere in the world

Always available for your trips and international purchases3

Manage through the App

In the ActivoBank App, you can view the digital version of your Card, such as number, expiration date and CVV. You can also activate/deactivate Contactless, international transactions and online purchases

-10% off iServices repairs

Whenever you need your smartphone, computer, tablet or other accessory repaired, pay with your Classic Credit Card and receive a 10% discount

With your Card, you can activate Activo Viagem and guarantee a perfect landing

Enjoy €0 fees on purchases and withdrawals worldwide, and much more

You can also benefit from discounts on mobile data when abroad and assistance with flight refunds

Discover all the benefits

Price 3,99€/30 days 


Learn more

What if your Classic Credit Card gave you advantages at Pestana Hotels? Now it can.

TAEG: 17,9%

To access the benefits and discounts, all you need to do is register with the Pestana Guest Club program by accessing the ActivoBank App - select the Card, tap on the small dots and select Benefits.

Take the break you need with your Classic.

Payment flexibility

Choose when and how to pay. The payment date and type can be changed on the App

Make it about your limits

Pay the amount you owe, totally or partially (between 3% and 100%)4.

Choose the payment date

Between the 11th or the 20th of each month the payment will be made. You choose the date.

INSTALLMENT PAYMENTS

Want to start slicing5? Access the ActivoBank App

Logo Fatia ActivoBank

Feel like you're in the clouds by paying for your vacation in 3, 6 or 9 installments

TAN 9,900%

Classic Credit Card1
TAEG 17,9%, TAN 17,400%

PURCHASES FROM 75€ UP TO 50 TRANSACTIONS SIMUTANEOUSLY

Learn more
Make purchases online Make digital payments with smartphones or smartwatches Link to Digital Wallets (Apple Pay, Google Wallet, Fitbit Pay and Garmin Pay)

Digital Card

After the Card is issued, you will immediately receive the digital version to use in your App, while you wait for the physical version to arrive at your home. ​

To access the details of the Digital Card, you should go to More > Cards > Show details.

Digital shopping safer? 3D Secure

When you make an online purchase with your Card, you will receive a notification to approve the purchase in the App. This level of security, which is mandatory for all EU merchants, is designed to verify that the Internet payment is being made by the cardholder. ​

This system is available on all ActivoBank Cards and is linked to the phone number registered with the Bank.

Choose a Credit Card without provision fee

Request Credit Card

TAEG 17,9%

Cartão Crédito Classic

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

You will need your PIN code to start using your Card.

On the App: on the home page there will be a notification. Click it and follow the steps.​

On the Website: Daily basis > Cards > More Operations > Activate Card.​

You'll receive the PIN code through SMS on the phone number associated with your Account. Before you make the first payment with your Card, go to the ATM and consult your balance or movements to activate the Card.

You can change the payment date, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).​

  • In the App, access the Card and select the "Change date” option.​
  • On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Date.

The Bank offers two payment options: ​

  • 100% payment, in which the used balance is paid in full by the previously agreed payment deadline.​
  • Partial payment, which makes it possible to pay the total amount owed in monthly percentages until the value of the debt is reached. Interest will be added to this option (according to the APR of your Card).​
​

You can change the payment option, with effect in the current month, up to the last day of the monthly statement (ie., the last business day of each month).​​

  • In the App, access the Card and select “Payment option”.​
  • On the Website: login and go to Daily basis > Select the Card in the left menu > More Operations > Change Payment Option.
    • ​

You can request a credit limit change:

  • On the App, access the card, select option "Credit limit".
  • On the website: Login > Daily basis > select the Card on the left menu > More Operations > Change Credit limit.

Just talk to us on the Support Line +351 800 913 700, available 24 hours a day and at no cost. ​

To validate 3D Secure transactions, you need to ensure that you have:

  • Internet access via mobile data or Wi-Fi;​
  • Notifications are enabled in the ActivoBank application. You can confirm this by logging in to the App, selecting the "More" section and managing notifications under configurations.​

At the moment of online purchase:​

  • Enter your card details and wait.​​
  • You will then receive a notification from the ActivoBank application. Click on it.​​
  • Follow the instructions to validate the payment.​
  • At the end, it's important to go back to the merchant's website or App to complete the purchase.​

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

1 - Classic Credit Card

TAEG 17,9%, TAN 17,400% for a Credit limit of 1.500€ paid in 12 equal monthly installments of capital plus interest and charges. No provision fee. Request subject to Credit risk analysis.

Credit subject to approval.

*Campaign valid per Card Account, for customers who meet all the following conditions:​
- Have not had a Classic Credit Card in the last 12 months;​
- Between 1/5 and 30/6 2025: acquire a Classic Credit Card and make purchases totaling €500;
- Between 9/7 and 18/7 2025: request access to the campaign via the banner available in the “For You” section of the ActivoBank App.

The €25 Cashback will be credited to the Credit Card Account by the following month.

The following payments/purchases are not eligible: payments for services; to the State; to public institutes and companies; to local authorities and similar administrative entities; gambling and betting transactions; foreign currency purchases; fund transfers to other financial institutions, including reloading of prepaid cards; via digital wallets except Google Pay, Apple Pay, and MBWay; subscriptions to financial products or public debt instruments.

Reading the Campaign Regulations is recommended.

Check the Campaign Regulation here| May and June

5 - Slice

Slices correspond to installments​.​

Slice for payments in 3, 6 or 9 months: TAN 9,900%.

The Split Payment option for terms of 3, 6, or 9 months involves the use of credit for a specified period, subject to Stamp Duty, which is paid and charged at the time of granting, according to the applicable legal rates: For a term of less than 1 year: 0.1410% per month (TGIS 17.2.1.).

MINIMUM AMOUNT FOR SPLIT PAYMENT: €75, WITH A MAXIMUM OF 50 SIMULTANEOUS TRANSACTIONS.​

The transactions can be split until 6:00 PM on the last business day of the month in which the transaction was made.

Banco ActivoBank, S.A.