Simple Account ActivoBank

What about a Simple Account?

Having an Account with ActivoBank is having a simpler life.

So many advantages, so little time

Without Account maintenance fees

You don't have to pay anything to have an account with us

A simple and complete offer

From making all your daily operations through the App to buying a house.

Access to Programa Activo+ Loyalty Points

Earn points you can swap for product advantages, vouchers with our partners or donations to charity institutions.

Give your salary a twist

Receving your Salary at ActivoBank is having more advantages.

Advance your salary

If you choose to have your salary credited with us, you can have access to a salary advance, up to 100%, on the first day of each month. (1)

Collect points

Get 500 points on Activo+ after your first salary domiciliation.

App ActivoBank

The App is your Bank without leaving the house

Your Bank will be in your hand. You can take care of your daily needs, such as, Payment of services, Transfers and Movement consultation, digitally.

Just swipe for a simpler life

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the necessary documents to open an account?
Identification Documents:
  • Identification Document (valid) - Portuguese Identification Document or Residency authorization or Passport or National Identity Card.
  • NIF (Tax Identification Number) (valid) - Portuguese Identification Document or NIF Card or Tax Payer’s central registration.
Proof of address (12 months):
  • National: Drivers License or Tax reimbursement statement or Water/electricity/gas bill
  • Abroad: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.
Proof of employment situation (3 months validity):
  • Employee: Pay slip or Employment proof or Work contract.
  • Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.
  • Self-employed: Commercial Registry certificate or Company Registration.
  • Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center.
  • Student: Student ID or Enrolment proof or University attendance certificate.
What is the Access Code?

The Access Code is a code composed by 7 digits that allows access to the App, website, Automatic Service and Support Line services, making it possible to perform transactions in every account the Client has.

Clients should not have an Access Code that can be easily memorized by others and must change it periodically on our website activobank.pt in Setup.

Activobank.pt will never request, at any time and at the same time, more than 3 digits of your Multichannel Access Code. Any request in that sense should be considered fraud and must be immediately reported to: 210 030 700.

Where are our ActivoBank Branches?

ActivoBank has branches all around the country. See here which one is closer to you.

How can I include another holder to my account?

To include holders in your Current Account, you must both go to one of our Branches and take with you the following documents:

Identification Documents:

  • Identification Document (valid) - Portuguese Identification Document or Residency authorization or Passport or National Identity Card.
  • NIF (Tax Identification Number) (valid) - Portuguese Identification Document or NIF Card or Tax Payer’s central registration.
  • Abroad: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.

National: Drivers License or Tax reimbursement statement or Water/electricity/gas bill

Abroad: Taxes liquidation issued by the fiscal authority of the country of residency or Document issued by the consulate.

Proof of employment situation (3 months validity):

  • Employee: Pay slip or Employment proof or Work contract.
  • Independent worker: "Green receipts"or Start of economic activity statement or Declaration from the Client supported by a card issued by the repective professional entity.
  • Self-employed: Commercial Registry certificate or Company Registration.
  • Unemployed: Unemployment statement (Employment Center enrolment) or Economic Situation Proof, issued by the Town Council for unemployed people that are not enroled in the Employment Center.
  • Student: Student ID or Enrolment proof or University attendance certificate.
Where can I find the IBAN/NIB proof?

Login to activobank.pt and go to More Operations > Account information. You can also do it on the App, Current Account > See Details > Details.

Didn't find what you were looking for?

Clarify your doubts!

HelpCenter

The opening of an account is conditioned to the Customer's admission by the Bank, in accordance with its Customer Acceptance Policy. Minimum amount to open an account: 500€ (except Activo Salary, students and online Account openings: 100€.

*You can have access to a Salary Advance Loan, on the first day of each month, up to 100% of your salary. For an amount of 1.500€ for 90 days at a 13,500% Nominal Interest Rate, the interests will amount to 50,63€ plus 2,03€ of stamp tax, corresponding to a Annual Percentage Rate of Charge (TAEG) of 15,0%. Exemption of tax stamp for the use of the credit up to the amount of the monthly wage credited in your account. Subject to credit assessment.