Seguro Investor Global 2nd Serie is an Insurance contract linked to Investment Funds (Unit Linked), qualified as a Structured Savings Collection Instrument (ICAE), which gives the Investor Client different options to choose from. For extra protection, it has associated Life Insurance.
Each investment strategy is associated with a separate Fund that will invest in different types of assets and in different geographies. These assets are predominantly Bank deposits, treasury bills, bonds, cash, equities, and alternative Investments such as hedge Funds and real estate, according to the chosen strategy.
Global Investor Insurance is a complex financial product that doesn’t guarantee the amounts invested, and therefore there is the risk of losing the entire capital.
Life Insurance with 2nd Series Global Investor ensures that the designated beneficiaries receive from the Holder of the Insurance/Insured Person in case of death (1) and of capital loss, a compensatory amount up to €15.000.
(1) Death by accident or disease and after the first two years, starting on the date the contract begun, and if the Insured Person is younger than 65 years old. The compensatory amount will be the lesser amount between €2.500 and three times the amount of the paid prizes. This amount will be per Insured Person, considering for the purpose of this limit all the contracts of this product in which the Insured Person is a holder and that are current to the date of his passing.
Yes. You can designate beneficiaries freely, without the need of a will.