What types of Transfers do we offer and how do they differ?

At ActivoBank you can make several types of transfers to Portugal and abroad, in a convenient and secure way.

You can make transfers via the App and the ActivoBank Website, at an ActivoBank Branch near you, via the Support Line* or at an ATM.

To Portugal, ActivoBank has:

Intrabank Transfers

Transfers to Accounts domiciled at the same banking institution. They are instantaneous, according to the availability of the system.

National Transfers

Transfers to Accounts domiciled at other banking institutions. It may take up to 48 hours for the amount to be available in the recipient’s Account.

Instant Transfers

Transfers made in real time, with a limit of €12.500 per transaction, and are only available if the recipient is an acceding Bank. Available only through digital channels (App and/or Website), costs €1,60.

MB WAY Transfers

SEPA+, transfers covered by Regulation (CE) no. 924/2009. It’s a European system designed to harmonize euro payments in the 28 Members States of the European Union, as well as Iceland, Liechtenstein, Monaco, Norway, and Switzerland. Specifically, SEPA allows consumers to make and receive euro payments in these countries using a single bank Account and based on the same rules, rights, and obligations.

Abroad, ActivoBank has:

International Transfers

SEPA+, transfers covered by Regulation (CE) no. 924/2009. It’s a European system designed to harmonize euro payments in the 28 Members States of the European Union, as well as Iceland, Liechtenstein, Monaco, Norway, and Switzerland. Specifically, SEPA allows consumers to make and receive euro payments in these countries using a single bank Account and based on the same rules, rights, and obligations.

With IBAN indication

Non-SEPA+, not covered by Regulation (CE) no. 924/2009.

Instant Transfers

Transfers made in real time, with a limit of €12.500 per transaction, and are only available if the recipient is an acceding Bank. Available only through digital channels (App and Website), costs €1,60.

Wise

Our partnership with Wise allows you to transfer money abroad (up to a maximum of €12.500,00/day) at the real exchange rate, directly from your ActivoBank App.

Note:
Plus Stamp Duty of 4%. See the price-list for more information.

* + 351 210 030 700 (calls to national landline network), with personalized service available on business days (8am to 10pm), Saturdays (10am to 8pm), Sundays and public holidays (12pm to 8pm). The cost of communications depends on the tariff agreed with your telecommunications operator.