How can we make it simpler?

Investment Funds VS Term Deposits.

This is a challenge where both sides come out as winners because they fulfil different purposes, being both important parts of a diversified portfolio. Still, there are some characteristics we can compare:

  • Regarding risk, funds have several types of risk and term deposits don’t have any.
  • There is no defined profit from funds, whereas for deposits the profit is known beforehand.
  • Funds do not have guaranteed capital and term deposits do.
  • Profits can be higher when it comes to investment funds.