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When does the coverage of the YOLO! Insurance start and end?

The contract begins at zero hours of the day immediately after the risk acceptance by the Insurer, except if another start date is stipulated and subject to the payment of the proper prize or fraction. The insurance contract is valid from its start date until the end of that civil year, being automatically renewed, if not indicted, for new one-year periods until the Insured Person reaches 80 years of actuarial age for the death coverages and 67 years of actuarial age for the remaining coverages at the time of contract renewal.