Notice. Android App Update.

The ActivoBank android App is unavailable. We will inform you as soon as the new version is published in the store.


Wherever you want with a Personal Loan

Special rate for finance up to 48 months

TAEG 9,5% | TAN 7,600%

TAEG 9,3% | TAN 6,600%

Campaign valid from 1 to 28/2



Simulating doesn't cost a thing

How much do you want to order?

How many months do you want to pay?


Monthly installment
58.62 €

Monthly installment
58.62 €
Monthly installment
58.62 €
Term 18 months / 1,5 years

Simulation Comparator

There are no simulations added. Add to the comparator simulations to compare the results

Choose your destination:



TAEG 9,3% | TAN 6,600%
MTIC €1.776,96



Rio de Janeiro


TAEG 9,3% | TAN 6,600%
MTIC €3.554,40



Sierra Nevada


TAEG 9,3% | TAN 6,600%
MTIC €2.962,08



The best way to celebrate

Where and when you want

Apply for your Loan online, through the App or Website, from anywhere

All journeys within a contract distance

Available amounts from €1.000 to €75.000

No turbulence

The rate and instalments are fixed throughout the Loan

TAEG 9,3% | TAN 6,600% - up to 48 months

Always safe

Take advantage of our Insurance offer to be safe

Frequently Asked Questions

What else do you need to know?

These are our frequently asked questions.

What are the minimum and maximum ages to request a Personal Loan?

The Personal Loan is for Clients between the ages of 18 and 70.

Are there fees for the Loan request?

There is a Loan opeing fee of 2% over the financed value, with a maximum of €300.

Are there any mandatory insurances?

There are 2 insurances that the Bank demands whenever financing for house is requested, Life insurance and Multirisk insurance.

Life insurance ensures the payment in case of death or permanent invalidity of the insured person. Multirisk insurance ensures that the property, besides the fire coverage (mandatory by law for all houses in regime of horizontal property,for the autonomous fraction as well as for the corresponding share of common areas), has a wide range of aditional coverages that ensure a bigger safety level to the property and to the insured person (examples: Flooding, plumbing malfunction, theft, civil responsability, amongst others).

What is the Payment Plan?

The Payment Plan is a projection in time of the payments to be made for the refund of a financing. For the Personal Loan with fixed rate, the settlement of the financing is made through constant instalments, with a monthly frequency (of capital and interest).

Can I give up on my Loan after I hire it?

You can give up on the Loan contract within 14 calendar days from the time of the signature, without specifying any reasons for the dropout, on the terms of article 17.º of Decree-Law n.º 133/2009 June 2nd. You can make this request through our Website or App, call +351 210 030 700 or go to one of our Branches. By giving up on the contract you will have to return the amount that has been loaned to you and pay the accrued interest within 30 days.

Is it possible to make an early, partial or total repayment of my Loan?

Yes, you can do it covered by the Loan’s contract, with 30 days' notice. Early repayment is subject to a fee calculated as follows: early repayment fee of 0.5% of the amount of the capital repaid early, if the period between the time of early repayment and the date stipulated for the end of this contract is greater than one year. If this period is less than or equal to one year, the early repayment fee is 0.25% of the amount of the capital repaid early.

Didn't find what you were looking for?

Clarify your doubts!


Representative example for terms greater than 48 months:
TAEG de 9,5%
TAN 7,600%, with monthly installments of €77,69, for a €5.000 Loan with a 84-month term. Total amount charged to the consumer: €6.717,96, including Loan Opening Fee of €100, interest and Stamp Duty for the use of the Credit, on the interest and fees.

Representative example for terms of 48 months or less:
TAEG of 9,3%
TAN de 6,600%, with monthly installments of 119,42€, for a 5.000€ Loan with a 48-month term. Total amount charged to the consumer: 5.924,16€, including Loan Opening Fee of €100, interest and Stamp Duty for the use of the Credit, on the interest and fees.

Loan opening fee of 2% over the financed amount, with a maximum of €300.

Subject to Credit decision.​

Campaign valid from 1 to 28 February 2023.

The Loan's settlements are regular charges of the banking client's household budget. It is essential that the client previously weighs his financial ability to ensure the payment of the ongoing settlements of the loans he wishes to hire. For further information on household budget management consult "Todos Contam" at The provision of the Loan is subject to the macroprudential rules of the Banco de Portugal.

The opening of an account is conditioned to the Customer's admission by the Bank, in accordance with its Customer Acceptance Policy. The Minimum amount to open an account is 500€ and 100€ to online Account openings. The minimum initial deposit of 100€ is also applicable for Salary Accounts, student Accounts and within the worksite partnership. This amount is Account Balance and is entirely at the Customer's disposal.

Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000,00 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority - Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Personal Data Protection and Insurance Mediation
ActivoBank, as insurance intermediary, carries out its business of distribuing insurance to the Insurance Company Ageas Portugal - Companhia de Seguros, S.A. (Non-Life Branch) and to the Insurance Company Ocidental – Companhia Portuguesa de Seguros de Vida, S.A. (Life Branch). In order to carry out this simulation, it may be necessary to proceed with the collection of personal data (such as identification and contact details, among others that may be necessary) to be transmitted to the Insurance Company.

Life Branch:
Ocidental - Companhia Portuguesa de Seguros Vida, S.A. - Praça Príncipe Perfeito 2, 1990-278 Lisboa. Legal person number 501 836 926, and registered under this number at Lisboa Trade Register, with share capital of €22.375.000. ASF register 1124,

Non Life Branch:
Ageas Portugal - Companhia de Seguros, S.A., Praça Príncipe Perfeito 2, 1990-278 Lisboa. Collective Person number 503 454 109 and registered under that number in the Porto Commercial Registry Office, with a share capital of 7.500.000 Euros. ASF Register 1129,