Home Moving - Home Loan

To my home, I choose the Bank that makes me feel at home​

Simulate Home Loan
How much can I request

Transferring your Home Loan to ActivoBank has advantages

The advantages of Home Loan Transfers are for operations with an amount equal to or greater than €50,000 and a term equal to or greater than 10 years, approved by 30/6/2026 and contracted by 31/7/2026.

Zero Spread

for the first 24 months.

Exemption from contract fees

in the total amount of €574,75.

Exemption from fees of

application, formalization, and evaluation in the total amount of €748,80.

0.5% Cashback

on the transferred Home Loan balance in Credit Card.

More reasons to change

House that you will sell

Possibility of reinforcing the current mortgage, to signal the acquisition of the new house.
Exemption from the early repayment fee, up to a limit of 0.5% of the capital repaid, in case of sale up to 12 months after the new deed (and new financing).

House that you will buy

Payment, by reimbursement, of the Appraisal Commission (230€), after the deed.

*Loans with associated optional sales

By adding 4 products to your Home Loan, you will have access to a lower rate. See how.

A. Mandatory product

If you want to take the rate with associated sales, this product is not optional and must be linked to your Loan as the following:

Deposit, in the ActivoBank's S.A. Current Accounts where the borrowers are the first holders, of the customer's salary/retirement or deposits and/or transfers to the Current Account related to the Loan of €750/month with checks every six months of the accumulated value.

B. Products you can choose

To sum up a total of 4 products, you must add to the mandatory product 3 more of the 5 following options, as you prefer:

Credit Card at Banco ActivoBank S.A. (transactions of payments of purchases and services with the minimum use of €100/month with checks every six months of the accumulated value);

Consumer Loan at Bank ActivoBank S.A. where borrowers are first holders with a minimum outstanding balance of €1.000;

Domiciliation of 2 monthly payments in the Account associated to the financing, as payments of utilities (electricity, water, gas, communication);

Life Insurance linked to the Loan at Ocidental Vida;

Multirisk Home Insurance linked to the Loan, commercialized by Ageas Portugal under the Ocidental brand**;