House Moving Solution

Do you want to move? We move with you

If you have your Home Loan in ActivoBank, you have preferential conditions to take you to your house

You can move to your new house, before selling your old one

House Moving Solution
TAEG 1,9% | 1,2%* with associated optional sales

*Entails the holding of the following products:
- Salary domiciliation on the Account associated with the Loan;
- Multirisk Insurance associated with the Loan (Ocidental Seguros);
- Life Insurance associated with the Loan (Ocidental Vida).

Simulate

More reasons to change

House that you will sell

Possibility of reinforcing the current mortgage, to signal the acquisition of the new house.
Exemption from the early repayment fee, in case of sale up to 12 months after the new deed (and new financing).

House that you will buy

Payment, by reimbursement, of the Appraisal Commission (230€), after the deed.

More freedom for your budget
Reduce the installment up to 30% and enjoy the first two years to put your house in the way you always dreamed⁽¹⁾

(applicable, only, in the variable rate indexed to Euribor 12 months)

House moving solution
TAEG 1,8% | 1,2%* with associated optional sales

*Entails the holding of the following products:
- Salary domiciliation on the Account associated with the Loan;
- Multirisk Insurance associated with the Loan (Ocidental Seguros);
- Life Insurance associated with the Loan (Ocidental Vida).

Conditions valid for proposals approved until December 31, 2021, contracted until January 31, 2022.

Example for a 30-year-old consumer - €100.000 financing with mortgage; evaluation value 150 thousand euros; LTV 67%; term of 30 years. Product Indexed instalment, purpose Purchase Change of House, Initial commissions (Formalization and Evaluation Commission) 748,80€; Dossier Commission exempt; Contract expenses 470€; Stamp duty of Credit opening 600€; Multirisk Insurance, with monthly payments of 8,61€.

Subject to credit risk analysis.

TAEG without associated optional sales 1,9% – variable TAN 1,252% (Euribor 12 months of August 2021 of -0,498% e hired spread of 1,75%); Average monthly Life Insurance prize of €13,78; 360 monthly payments of €333.35 – Total Amount Payable by the Consumer of €129.882,12.

TAEG with associated optional sales* 1,2% –variable TAN 0,602% (Euribor 12 months of August 2021 of -0,498% e hired spread of 1,1%); Average monthly Life Insurance prize of €13,15; 360 monthly payments of €303.69– Total Amount Payable by the Consumer of €118.977,85.

*Entails the holding of the following products:
• Salary domiciliation on the Account associated with the Loan;
• Multirisk Insurance associated with the loan (Ocidental Seguros);
• Life Insurance associated with the loan (Ocidental Vida).

PUB

You must read the pre-contractual and contractual information, as required by law.

Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000,00 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority – Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt.

Insurances comercialized by Ocidental – Companhia Portuguesa de Seguros, S.A. and Ocidental – Companhia Portuguesa de Seguros de Vida, S.A.

The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Life Branch:
Ocidental – Companhia Portuguesa de Seguros de Vida, S.A. – Av. Dr. Mário Soares, Edif. 10 – Tagus Park – 2744-002 Porto Salvo. Legal Person nr. 501 836 926, and registered under this number at Lisboa Trade Register, with share capital of 22.375.000 Euros.
Non Life Branch:
Ocidental – Companhia Portuguesa de Seguros, S.A. – Av. Dr. Mário Soares, Edif. 10 – Tagus Park – 2744-002 Porto Salvo. Legal Person nr. 501 836 918, and registered under this number at Lisboa Trade Register, with share capital of 12.500.000 Euros.

Banco ActivoBank, S.A. is a BCP housing loan bound intermediary in exclusive basis. The granting of credit is subject to the macro-prudential rules of Banco de Portugal. The applied interest rate (TAN) can take on negative values according to the evolution of the corresponding indexed.

Home loan granted by Banco Comercial Português, S.A.

(1) Settlement reduction of 10%, 20% or 30% during an initial period of 6, 12, 18 or 24 months, depending on the needs of the Client. Applicable to acquisition of Permanent Own Housing (HPP) and Secondary Own Housing (HPS).

Conditions valid for proposals approved until December 31, 2021, contracted until January 31, 2022.

Example for a 30-year-old consumer - €100.000 financing, with mortgage; appraisal value 150 thousand euros; LTV 67%; 30-year term. Product Home Loan with 30% installment reduction for a period of 24 months, Change of Home Acquisition, Initial Commissions (Formalization and Evaluation Commission) € 748,80; Dossier Commission exempt; Contract expenses 470 €; Credit Opening Stamp Tax € 600; Multi-risk insurance premium, with monthly payments of € 8.61.

Subject to credit risk analysis.

TAEG without associated optional sales 1,8% – variable TAN 1,252% (Euribor 12 months of August 2021 of -0,498% e hired spread of 1,75%); Average monthly Life Insurance prize of €14,12; first 24 monthly payments of €233,34; 336 monthly payments of €341,92 (without settlement reduction: 360 monthly payments of €333,35); –Total Amount Payable by the Consumer of €130.185,51.

TAEG with associated optional sales* 1,2% – variable TAN 0,602% (Euribor 12 months of August 2021 of -0,498% e hired spread of 1,1%); Average monthly Life Insurance prize of €13,45; first 24 monthly payments of €212,58; 336 monthly payments of €310,80 (without settlement reduction: 360 monthly payments of €303,69); –Total Amount Payable by the Consumer of €118.990,34.

*Entails the holding of the following products:
• Salary domiciliation on the Account associated with the Loan;
• Multirisk Insurance associated with the loan (Ocidental Seguros);
• Life Insurance associated with the loan (Ocidental Vida).

PUB

You must read the pre-contractual and contractual information, as required by law.

Banco ActivoBank, S.A., Office: Rua Augusta, 84 Lisboa, Share Capital 127.600.000,00 Euros, registered with this same number in the Lisbon Trade Registry, Single registration and TIN. 500 734 305. Insurance agent registered under nr. 419501226, with the Insurance and Pension Funds Supervision Authority – Registration Date: 21/01/2019. Authorization for the brokerage distribution of the life and non-life insurance. For information and further registration details, please consult: www.asf.com.pt.

Insurances comercialized by Ocidental – Companhia Portuguesa de Seguros, S.A. and Ocidental – Companhia Portuguesa de Seguros de Vida, S.A.

The Insurance Intermediary is not authorized to sign insurance contracts on behalf of the Insurer or receive any insurance premiums payable to the Insurer. The Insurance Intermediary does not assume liability regarding any risks covered by the insurance contract, which shall be fully assumed by the Insurer.

Life Branch:
Ocidental – Companhia Portuguesa de Seguros de Vida, S.A. – Av. Dr. Mário Soares, Edif. 10 – Tagus Park – 2744-002 Porto Salvo. Legal Person nr. 501 836 926, and registered under this number at Lisboa Trade Register, with share capital of 22.375.000 Euros.
Non Life Branch:
Ocidental – Companhia Portuguesa de Seguros, S.A. – Av. Dr. Mário Soares, Edif. 10 – Tagus Park – 2744-002 Porto Salvo. Legal Person nr. 501 836 918, and registered under this number at Lisboa Trade Register, with share capital of 12.500.000 Euros.

Banco ActivoBank, S.A. is a BCP housing loan bound intermediary in exclusive basis. The granting of credit is subject to the macro-prudential rules of Banco de Portugal. The applied interest rate (TAN) can take on negative values according to the evolution of the corresponding indexed.

Home loan granted by Banco Comercial Português, S.A.

House Moving Solution

Do you want to move? We move with you

If you have your Home Loan in ActivoBank, you have preferential conditions to take you to your house

More reasons to change

House that you will sell

House that you will buy

More freedom for your budgetReduce the installment up to 30% and enjoy the first two years to put your house in the way you always dreamed(1)

More freedom for your budget
Reduce the installment up to 30% and enjoy the first two years to put your house in the way you always dreamed⁽¹⁾