Home Loan Solutions

Do you already have a home and would you like to receive €1.000 every month until the end of 2025?

Campaign valid from 03/03 to 16/05/2025

How much can I request

Subject to Credit decision

Lucas with Strangers

"Activo bate à porta" Contest

What is it?

It is an initiative by ActivoBank that will award 5 Clients who start and sign any Home Loan Solution through ActivoBank between 03/03/2025 and 16/05/2025. All types of Home Loans are eligible: Acquisition, Credit Transfer, Construction, and Renovations.
The winners will receive €1.000 monthly, until the end of 2025, on a Prepaid Card, which they can use as they wish.

How to participate?

Participation is automatic for Clients who initiate and sign a Home Loan through ActivoBank during the campaign period.

Who cannot participate?

Clients who are in default or are in an irregular situation with ActivoBank.

How will the winners be announced?

The contest will have 1 draw, held on 26/05/2025.
The winners will be contacted via email or phone within 5 business days after the draw date.

Regulation

Happiness in the new home? It might have two zeros!1

SPREAD 0 for 24 months 1

TAEG 4,7% | TAEG 4,0% with associated optional sales*

*Requires the possession of the following products:

• Salary domiciliation in an ActivoBank Current Account associated with the loan;

And additionally fulfills three of the five conditions:

• Credit Card of Banco ActivoBank, (transactions of payments of purchases and services with the minimum use of €100/month with checks every six months of the accumulated value) - TAEG 17,9%**;

• Personal Loan at Banco ActivoBank, where borrowers are first holders with a minimum outstanding balance of €1.000;

• Domiciliation of 2 monthly payments in the Account associated to the financing at Banco ActivoBank, as payments of utilities (electricity, water, gas, communication);

• Life Insurance linked to the Loan at Ocidental Vida***;

• Multirisk Home Insurance linked to the Loan, commercialized by Ageas Portugal under the Ocidental brand***

The Loan operation must have approval until 30/06/2025, contracted by 31/07/2025 with associated optional sales and an ActivoBank Current Account*.

More reasons to embrace these advantages

House that you will sell

Possibility of reinforcing the current mortgage, to signal the acquisition of the new house.
Exemption from the early repayment fee, up to a limit of 0.5% of the capital repaid, in case of sale up to 12 months after the new deed (and new financing).

House that you will buy

Payment, by reimbursement, of the Appraisal Commission (230€), after the deed.

Loans with associated optional sales

By adding 4 products to your Home Loan, you will have access to a happier rate.
See how.

A. Mandatory product

If you want to take the rate with associated sales, this product is not optional and must be linked to your Loan as the following:

Deposit, in the ActivoBank's S.A. Current Accounts where the borrowers are the first holders, of the customer's salary/retirement or deposits and/or transfers to the Current Account related to the Loan of €750/month with checks every six months of the accumulated value

B. Products you can choose

To sum up a total of 4 products, you must add to the mandatory product 3 more of the 5 following options, as you prefer:

Credit Card (transactions of payments of purchases and services with the minimum use of €100/month with checks every six months of the accumulated value). TAEG 15,9%**

Consumer Loan at Bank ActivoBank S.A. where borrowers are first holders with a minimum outstanding balance of €1.000

Payment of two utility bills monthly, as payments of utilities (electricity, water, gas, communications)

Subscription of Life Insurance in Ocidental Vida (active policies associated to the Loan)1***

Subscription of Multirisk Insurance in Ocidental (active policies associated to the Loan), commercialized by Ageas under the brand Ocidental1***